Seller's Agent in 2025
Steele Michael
Steele Mountain Realty LLC
(828) 980-1287
10 in this area
56 Total Sales
646 Terry Rd Ellenboro, NC 28040
3
Beds
2
Baths
1,654
Sq Ft
2
Acres
Highlights
- Deck
- 1 Car Attached Garage
- Storm Doors
- Screened Porch
- 1-Story Property
- Wood Siding
About This Home
As of August 2025Welcome to this well-maintained 3-bedroom, 2-bathroom ranch-style home nestled in a peaceful and scenic neighborhood in Ellenboro, NC. With over 1,600 square feet of comfortable living space, this home offers a spacious layout perfect for everyday living and entertaining.
Enjoy quiet mornings or relaxing evenings on the screened-in back deck, overlooking your 2-acre property with plenty of room for gardening, outdoor play, or simply enjoying the open space. The home also features an attached garage for convenience and a separate outbuilding ideal for storage, a workshop, or hobbies.
Located just a short drive from Forest City, Rutherfordton, and Shelby, this property offers the perfect blend of country living and modern convenience.
Last Agent to Sell the Property
Steele Mountain Realty LLC Brokerage Email: steele@steelemountainrealty.com License #307157 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1972
Parking
- 1 Car Attached Garage
- 1 Carport Space
- Driveway
Home Design
- Brick Exterior Construction
- Wood Siding
Interior Spaces
- 1,654 Sq Ft Home
- 1-Story Property
- Propane Fireplace
- Living Room with Fireplace
- Screened Porch
- Carpet
- Crawl Space
- Storm Doors
- Washer and Electric Dryer Hookup
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
Utilities
- Heat Pump System
- Electric Water Heater
- Septic Tank
- Private Sewer
Listing and Financial Details
- Assessor Parcel Number 330511
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Aug 7, 2025
Sold by
Walker James Ricky and Walker Vickie
Bought by
Velasquez Rafael Becerra
Seller's Agent
Steele Michael
Steele Mountain Realty LLC
Buyer's Agent
Greta Fink
Keller Williams Mtn Partners, LLC
List Price
$275,000
Sold Price
$273,500
Premium/Discount to List
-$1,500
-0.55%
Views
83
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,699
Avg. Annual Appreciation
7.58%
Original Mortgage
$268,545
Outstanding Balance
$268,312
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$12,887
Purchase Details
Closed on
Jun 16, 2011
Sold by
Smith Flora Ann and Smith Charles
Bought by
Walker James Ricky and Parrish Janice Ann
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $273,500 | None Listed On Document | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $268,545 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/19/2025 08/19/25 | Sold | $273,500 | -0.5% | $165 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $275,000 | -- | $166 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,288 | $190,100 | $18,500 | $171,600 |
| 2024 | $12 | $190,100 | $18,500 | $171,600 |
| 2023 | $890 | $190,100 | $18,500 | $171,600 |
| 2022 | $890 | $111,900 | $18,500 | $93,400 |
| 2021 | $885 | $111,900 | $18,500 | $93,400 |
| 2020 | $885 | $111,900 | $18,500 | $93,400 |
| 2019 | $877 | $111,900 | $18,500 | $93,400 |
| 2018 | $762 | $93,000 | $18,500 | $74,500 |
| 2016 | $740 | $93,000 | $18,500 | $74,500 |
| 2013 | -- | $75,500 | $18,500 | $57,000 |
Source: Public Records
Agents Affiliated with this Home
-
Steele Michael
-
Greta Fink
Buyer's Agent in 2025
Greta Fink
Keller Williams Mtn Partners, LLC
(828) 458-1539
4 in this area
33 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4258546
APN: 330511
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