$319,900
$40K PRICE DROP

65 Francis St Montross, VA 22520

Estimated payment $1,836/month

Total Views 66,406
4 Beds
3 Baths
2,106 Sq Ft
$152 Price per Sq Ft

Highlights

  • Water Oriented
  • Cape Cod Architecture
  • Backs to Trees or Woods
  • Montross Middle School Rated 9+
  • Deck
  • Community Pool

About This Home

WOW WHAT A PRICE IMPROVEMENT ON THIS HOME. OVER 2000 SQ FEET. TAKE A SECOND LOOK. SELLER HAS RECENTLY ADDED MORE VALUE TO THE HOME; DESIGNATED WALKWAY TO NEW FRONT DOOR, GRAVEL DRIVEWAY AND BACKSPLASH IN KITCHEN. MORE VALUE BUT LESS COST ON THIS BEAUTIFUL SPACIOUS FOUR BEDROOM, THREE BATHS, CAPE COD LOCATED IN STRATFORD HARBOUR COMMUNITY. CLOSE TO LAKE INDEPENDENCE (WALKING DISTANCE) AND POTOMAC RIVER ACCESSIBILITY. MASTER BEDROOM HAS SPACIOUS WALK IN CLOSET AND MASTER BATH WITH SEPARATE SHOWER, SEPARATE GARDEN TUB, DOUBLE SINK VANITY AND LINEN CLOSET FOR BATHROOM ACCESSORIES. THERE IS AN ADDITIONAL BEDROOM ON THE MAIN LEVEL WITH SEPARATE FULL BATH, LAUNDRY AREA, KITCHEN/DINING AREA AND LIVING ROOM WITH A GAS FIREPLACE FOR COZY NIGHTS. THERE IS A SPACIOUS DECK OFF THE DINING AREA AS WELL AS ACCESS FROM THE SIDE DRIVEWAY TO THE KITCHEN. UPSTAIRS YOU WILL FIND ANOTHER LARGE ENTERTAINMENT/FAMILY ROOM BETWEEN THE TWO BEDROOMS AS WELL AS A FULL BATH. THIS HOME WAS MADE FOR FAMILY BOTH OLDER CHILDREN AS WELL AS YOUNG TODDLERS THAT PARENTS WANT TO KEEP AN EYE ON OR FOR FAMILY/FRIENDS COMPANY THAT MIGHT ENJOY THEIR OWN SPACE WHEN VISITING. THIS ONE IS A GEM. COMMUNITY AMENITIES INCLUDE CLUBHOUSE, PICKEBALL AND TENNIS COURTS, TOT LOT, PAVILION, SWIMMING POOL, LAKE BEACH, SHARK TOOTH RIVER BEACH WHICH IS KNOWN FOR SHARK TOOTH HUNTING, AND MARINA AREA FOR THE POTOMAC. LAUNCH AREAS AVAILABLE FOR BOTH LAKE AND RIVER ACCESS.

Listing Agent

Susan Johnson

(804) 761-5094 agentsj85@gmail.com CENTURY 21 New Millennium License #0225065990 Listed on: 12/17/2024

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,225

Year Built

  • Built in 2006 | Remodeled in 2024

Lot Details

  • 0.25 Acre Lot
  • Cul-De-Sac
  • No Through Street
  • Backs to Trees or Woods
  • Front Yard
  • Property is zoned R1

HOA Fees

  • $38 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 2,106 Sq Ft Home
  • Property has 2 Levels
  • Gas Fireplace

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Outdoor Features

  • Water Oriented
  • River Nearby
  • Deck
  • Exterior Lighting

Utilities

  • Central Air
  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Heating System Powered By Leased Propane
  • Propane
  • Electric Water Heater
  • Septic Less Than The Number Of Bedrooms
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 23D 19

Community Details

Overview

  • Stratford Harbour Property Owners Association
  • Stratford Harbour Subdivision
  • Property Manager

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,225

Year Built

Built in 2006 | Remodeled in 2024

Lot Details

0

HOA Fees

$38 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 12/17/2024 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2006
  • Year Renovated: 2024
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stove, Stainless Steel Appliances, Washer
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2106
  • Living Area Sq Ft: 2106
  • Price Per Sq Ft: 151.90
  • Above Grade Finished Sq Ft: 2106
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block, Vinyl Siding
  • Exterior Features: Exterior Lighting
  • Spa: No
  • Water Access: No
  • Water Body Name: Potomac
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump - Electric Backup, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic < # Of Br
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Propane, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Features: Backs To Trees, Cul-De-Sac, Front Yard, No Thru Street
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10979.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 1225.00
  • Assessor Parcel Number: 23D 19
  • Tax Lot: 19
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,723 $253,400 $26,800 $226,600
2023 $1,571 $253,400 $26,800 $226,600
2022 $1,571 $253,400 $26,800 $226,600
2021 $1,503 $197,700 $26,800 $170,900
2020 $1,503 $197,700 $26,800 $170,900
2019 $1,285 $197,700 $26,800 $170,900
2018 $1,206 $197,700 $26,800 $170,900
2017 -- $197,700 $26,800 $170,900
2016 $1,186 $197,700 $26,800 $170,900
2015 -- $203,100 $26,800 $176,300
2014 -- $0 $0 $0
2013 -- $203,100 $26,800 $176,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/23/2025 07/23/25 Price Changed $319,900 -3.3% $152 / Sq Ft
06/09/2025 06/09/25 Price Changed $330,900 -5.4% $157 / Sq Ft
05/05/2025 05/05/25 Price Changed $349,900 -2.8% $166 / Sq Ft
03/21/2025 03/21/25 For Sale $359,900 0.0% $171 / Sq Ft
03/20/2025 03/20/25 Off Market $359,900 -- --
12/17/2024 12/17/24 For Sale $359,900 -- $171 / Sq Ft
Source: Bright MLS

About the Listing Agent

Susan Johnson

CENTURY 21 New Millennium

(804) 531-3288

Section Image

Susan's Other Listings

  • 253 Shirley Ln, Montross, VA 22520

    $349,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,416 Sq Ft
    • 253 Shirley Ln
    • Montross, VA

    LOT HAS BEEN CLEARED, FOUNDATION IN, FRAMING IS ON GOING. THIS ONE LEVEL LIVING RAMBLER WILL BE READY FOR OCCUPANCY SOON, IT BOASTS THREE BEDROOMS, 2 1/2 BATHS. TWO CAR ATTACHED GARAGE. ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND LIVING IN THIS COMMUNITY. THIS 3 BEDROOM, 2 1/2 BATH, 2 CAR GARAGE WILL FULFILL YOUR DESIRES FOR YOUR FAMILY. SPACIOUS YARD WITH 12 X 16 DECK FOR GRILLING AND/OR

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • lot 38 and 39 Cavalry Dr, Montross, VA 22520

    $22,900

    • Land
    • 0.96 Acre
    • $23,854 per Acre
    • lot 38 and 39 Cavalry Dr
    • Montross, VA

    DOUBLE LOT ON QUIET STREET IN THE COMMUNITY OF STRATFORD HARBOUR. ALMOST AN ACRE OF LAND FOR YOUR BUILDING DESIRES. PRIOR PERK PER WESTMORELAND HEALTH DEPARTMENT ON LOT 39. COME DOWN AND SEE THE PROPERTY SO THAT YOU CAN BE ENJOYING THIS HIDDEN GEM. COMMUNITY HAS CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKLE BALL COURTS, TOT PLAYGROUND, MARINA AND BEACHES ON LAKE INDEPENDENCE AND POTOMAC RIVER.

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • Lot 42 Bay Pointe Dr, Montross, VA 22520

    $20,000

    • Land
    • 0.54 Acre
    • $37,037 per Acre
    • Lot 42 Bay Pointe Dr
    • Montross, VA

    COME OUT AND SEE THIS NICE BUILDING LOT IN STRATFORD HARBOUR SUBDIVISION. THIS LOT IS LOCATED IN THE HEART OF STRATFORD NEAR ANEMITIES THAT STRATFORD HAS TO OFFER. BRING YOUR BUILDER OR WE CAN RECOMMEND ONE. ENJOY THE AMENITIES THAT THIS COMMUNITY OFFER: SWIMMING POOL, CLUBHOUSE, MARINA ON THE POTOMAC, SHARK TOOTH BEACH, LAKE BEACH, TENNIS COURTS, AND MANY MORE. THIS LOT HAS BEEN CLEARED AND

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 388 Monument Dr, Montross, VA 22520

    $359,900

    • 4 Beds
    • 2 Baths
    • 1,728 Sq Ft
    • 388 Monument Dr
    • Montross, VA

    THIS HOME IS JUST STEPS AWAY FROM ONE OF THE PRIVATE COMMUNITY BEACHES IN STRATFORD HARBOURON THE POTOMAC RIVER. THIS HOME BOASTS FOUR BEDROOMS, TWO BATHS, RECENTLY REMODELED KITCHEN. FROM THE UPPER FRONT DECK ENJOY SEASONAL VIEWS OF THE POTOMAC RIVER. THE BACK DECK OVERLOOKS THE ABOVE GROUND SWIMMING POOL WITH LOUNGING DECK AND SPACIOUS PRIVATE YARD THAT IS FENCED. WALK INSIDE THE SCREENED

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 256 Pierce Creek Landing, Montross, VA 22520

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft
    • 256 Pierce Creek Landing
    • Montross, VA

    IMPROVED PRICING ON THIS PROPERTY. NO HOA. IF YOU WANT PRIVACY THEN THIS IS YOUR PLACE. TRAVEL DOWN THE DRIVEWAY ABOUT 400 FEET UNTIL THE NESTLING AREA OF THIS HOME WITH THREE BEDROOMS, TWO BATHS MODULAR ON 2.86 ACRES ON PRIVATE ROAD. THERE ARE BEAUTIFUL TREES ABOUND, JAPANESE MAPLE, FIG, MAGNOLIA, SEVERAL FLOWER GARDENS AND BUSHES. THIS PROPERTY HAS AN UNIQUE OPTION OF A SHE SHED AND A HE

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 120 Twin Harbor Rd, Reedville, VA 22539

    $449,900

    • 4 Beds
    • 3.5 Baths
    • 2,412 Sq Ft
    • 120 Twin Harbor Rd
    • Reedville, VA

    SELLER HAS ADDED ADDITIONAL VALUE WITHOUT INCREASING PRICE BY OFFERING $3000 PAINTING ALLOWANCE TO THIS BEAUTIFUL COLONIAL CHALET LOCATED IN THE TWIN HARBOR COMMUNITY NESTLED IN NORTHUMBERLAND COUNTY. THIS HOME IS TUCKED AWAY FROM TRAFFIC AND NOISE BUT CLOSE TO THE TOWN OF REEDVILLE. FOUR BEDR00MS, THREE AND 1/2 BATHS WILL ACCOMMODATE YOUR FAMILY NEEDS WITH 2412 SQUARE FEET OF ROOM THROUGHOUT.

    Susan Johnson CENTURY 21 New Millennium

    Section Image
  • 88 Colonial Dr, Montross, VA 22520

    $735,000 Sold Mar 18, 2025

    • 3 Beds
    • 2 Baths
    • 2,496 Sq Ft
    • 88 Colonial Dr
    • Montross, VA

    WATERFRONT LIVING. NESTLED AMONG ROLLING HILLS AND TREES LOCATED ON LAKE INDEPENDENCE, THIS LOG CABIN HOME IS MOVE IN READY, I MEAN MOVE IN READY. ALL YOU NEED IS YOUR CLOTHES TO ENJOY THE RELAXING BREATH-TAKING HIDEAWAY ON THE LAKE. THIS 3 BEDROOM, 2 BATH LOG CABIN BOASTS 2,496 SQUARE FEET OF LIVING SPACE, ALONG WITH AN UNFINISHED BASEMENT OF 996 SQUARE FEET FOR PLENTY OF STORAGE OR FAMILY

    Susan Johnson CENTURY 21 New Millennium

  • 2858 N Independence Dr, Montross, VA 22520

    $299,900 Sold Sep 09, 2025

    • 3 Beds
    • 2 Baths
    • 1,311 Sq Ft
    • 2858 N Independence Dr
    • Montross, VA

    SELLER WILL CONSIDER PURCHASER'S CLOSING COST OR BUY DOWN INTEREST RATE. THIS HOME IS NOW READY TO MOVE IN. BE READY TO ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND IN STRATFORD HARBOUR. WALKING DISTANCE TO CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKEL BALL COURTS.THIS HOME BOASTS THREE BEDROOMS, 2 FULL BATHS ON ONE LEVEL LIVING. OPEN SPLIT BEDROOM FLOOR PLAN DESIGN WITH LIVING ROOM, KITCHEN

    Susan Johnson CENTURY 21 New Millennium

  • 354 American Dr, Montross, VA 22520

    $341,000 Sold Nov 08, 2024

    • 3 Beds
    • 2.5 Baths
    • 1,416 Sq Ft
    • 354 American Dr
    • Montross, VA

    HOME IS UNDER CONSTRUCTION, ENJOY RESORT STYLE LIVING OR YEAR-ROUND LIVING IN THIS COMMUNITY. THIS 3 BEDROOMS, 2 1/2 BATHS, 2 CAR GARAGE WILL FULFILL YOUR DESIRES FOR YOUR FAMILY. ATTACHED DECK IN BACKYARD HAS AMPLE ROOM FOR GRILLING AS WELL AS OUTDOOR FURNITURE. LOCATED IN STRATFORD HARBOUR WITH ANEMITIES LIKE SHARK TOOTH BEACH, LAKE BEACH, BOATING AND FISHING IN LAKE AS WELL AS RIVER.

    Susan Johnson CENTURY 21 New Millennium

Source: Bright MLS

MLS Number: VAWE2007906

Bright MLS

APN: 23D-19