Seller's Agent in 2020
Debora McKay
Coldwell Banker Realty
(630) 542-3313
15 in this area
321 Total Sales
65 White Oak Cir Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $342,668 - $378,000
2
Beds
3
Baths
1,588
Sq Ft
$222/Sq Ft
Est. Value
Highlights
- Loft
- Home Gym
- Breakfast Bar
- Davis Primary School Rated A-
- Detached Garage
- Central Air
About This Home
As of May 2020Low maintenance living in-town St. Charles! Nearby downtown Geneva, Fox River, Mount St. Mary & Wheeler parks, and biking trails ~ it's all about the lifestyle! Rare find in owner-occupied The Oaks of St. Charles provides exclusive access to community clubhouse and pool. The attractive interior features 2 bedrooms, 2.1 baths, striking stone fireplace, and fresh paint throughout. The living space offers an abundance of natural sunlight with plenty of windows and glass sliding doors to the exterior deck. A spacious loft space, two bedrooms with plenty of storage, and two full baths complete the second level. FULL basement could be easily finished for additional living space. A one car garage, too! An incredibly scarce opportunity!
Last Agent to Sell the Property
Coldwell Banker Realty License #475103636 Listed on: 03/06/2020
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,998
Year Built
- 1976
Lot Details
- 0.46
HOA Fees
- $375 per month
Parking
- Detached Garage
Home Design
- Stucco Exterior
- Cedar
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Loft
- Home Gym
- Breakfast Bar
- Unfinished Basement
- Basement Fills Entire Space Under The House
Utilities
- Central Air
- Heating System Uses Gas
Community Details
- Pets Allowed
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2020
Closed on
May 8, 2020
Sold by
Davico Douglas L and Davico Lynn
Bought by
Dawn M Smith Revocable Living Trust
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Christopher Garvey
eXp Realty
List Price
$225,000
Sold Price
$224,000
Premium/Discount to List
-$1,000
-0.44%
Total Days on Market
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$128,667
Avg. Annual Appreciation
8.70%
Original Mortgage
$84,000
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 17, 1998
Sold by
Smagacz Kenneth W
Bought by
Davico Douglas L and Davico Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,200
Interest Rate
7.03%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 15, 1995
Sold by
Schey Rolf J and Schey Helga T
Bought by
Smagacz Kenneth W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,500
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dawn M Smith Revocable Living Trust | $224,000 | Proper Title Llc | |
| Davico Douglas L | $145,500 | Chicago Title Insurance Co | |
| Smagacz Kenneth W | $145,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Dawn M Smith Revocable Living Trust | $84,000 | |
| Previous Owner | Davico Douglas L | $17,603 | |
| Previous Owner | Davico Douglas L | $168,000 | |
| Previous Owner | Avico Douglas L D | $42,746 | |
| Previous Owner | Avico Douglas L D | $116,000 | |
| Previous Owner | Davico Douglas L | $64,000 | |
| Previous Owner | Davico Douglas L | $132,000 | |
| Previous Owner | Davico Douglas L | $138,200 | |
| Previous Owner | Smagacz Kenneth W | $130,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/20/2020 05/20/20 | Sold | $224,000 | -0.4% | $141 / Sq Ft |
| 03/09/2020 03/09/20 | Pending | -- | -- | -- |
| 03/06/2020 03/06/20 | For Sale | $225,000 | -- | $142 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,998 | $92,991 | $21,599 | $71,392 |
| 2023 | $4,310 | $83,228 | $19,331 | $63,897 |
| 2022 | $4,752 | $73,286 | $18,446 | $54,840 |
| 2021 | $4,800 | $69,856 | $17,583 | $52,273 |
| 2020 | $5,148 | $68,553 | $17,255 | $51,298 |
| 2019 | $5,051 | $67,195 | $16,913 | $50,282 |
| 2018 | $4,695 | $62,607 | $16,270 | $46,337 |
| 2017 | $4,564 | $60,467 | $15,714 | $44,753 |
| 2016 | $4,233 | $52,332 | $15,162 | $37,170 |
| 2015 | -- | $51,025 | $14,999 | $36,026 |
| 2014 | -- | $49,204 | $14,999 | $34,205 |
| 2013 | -- | $50,594 | $15,149 | $35,445 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2020
Christopher Garvey
eXp Realty
(312) 434-3187
93 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10659052
APN: 09-34-451-109
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