Seller's Agent in 2025
Connie Gunn
Century 21 New Millennium
(240) 925-6287
21 in this area
177 Total Sales
Estimated Value: $442,223 - $469,000
4
Beds
4
Baths
2,377
Sq Ft
$192/Sq Ft
Est. Value
Highlights
- Beach
- Public Beach
- Community Lake
- Canoe or Kayak Water Access
- Chalet
- Clubhouse
About This Home
As of November 2025Seller is now offering $11,625 toward buyer closing costs! A captivating chalet-style residence that effortlessly combines rustic charm with timeless elegance. This offering is on 3 lots. Thoughtfully designed with comfort and functionality in mind, this home offers four spacious bedrooms and four full bathrooms, providing ample room for family and guests alike.
Soaring vaulted ceilings with exposed beams create an inviting, airy ambiance, while expansive windows bathe the interior in natural light. At the heart of the home is a beautifully renovated kitchen, seamlessly blending modern sophistication with classic character — an ideal space for both everyday living and entertaining. Enjoy the versatility of three distinct living areas located on the main floor, loft, and lower level — each offering a unique setting for relaxation or gathering. The main floor is where you'll find the master suite with en suite bathroom. The master suite features a dedicated HVAC system for personalized comfort. An additional bedroom and full bathroom on the main level offer flexible options for guest accommodations or a home office. Upstairs, two well-appointed bedrooms share a stylish Jack-and-Jill bathroom and include ample closet space. The lower level features multiple storage rooms and additional living space, ensuring all your organizational needs are met. Additionally, the roof was replaced within the last five years, ensuring peace of mind and long-term value
Surrounded by mature trees, the home enjoys a sense of privacy. The beautifully landscaped yard offers a peaceful oasis with multi-level decks, a charming patio, and a raised garden bed area — perfect for outdoor living and entertaining. Located just minutes from schools, shopping, and recreational amenities, 650 Silver Rock Road offers the perfect balance of seclusion and convenience. This home is a true gem — where classic charm meets modern comfort. Chesapeake Ranch Estates offers an array of amenities including campgrounds, multiple beaches, a clubhouse, community gardens, horseshoe pits, a scenic lake, and miles of nature trails for you to enjoy. Ideally located for work as it's a convenient commute to NAS Patuxent River, this home is just over an hour from Andrews Air Force Base, and within easy reach of Washington, D.C.—making it a perfect choice for military personnel, government employees, and anyone seeking a peaceful retreat with access to city amenities.
Last Agent to Sell the Property
(301) 862-2169 tommy.higgins@c21nm.com CENTURY 21 New Millennium License #0659079 Listed on: 05/30/2025
Last Buyer's Agent
(571) 814-3002 stellabarbour@yahoo.com NOVA Brokers, LLC. License #634686
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,142
Year Built
- Built in 1967
Lot Details
- 14,810 Sq Ft Lot
- Public Beach
HOA Fees
- $46 Monthly HOA Fees
Parking
- Driveway
Home Design
- Chalet
- A-Frame Home
- Log Cabin
- Block Foundation
- Frame Construction
Interior Spaces
- Property has 3 Levels
- Vaulted Ceiling
- Ceiling Fan
Bedrooms and Bathrooms
Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Sump Pump
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Property is near a lake
- Swimming Allowed
Utilities
- Central Air
- Back Up Gas Heat Pump System
- Heating System Powered By Owned Propane
- Electric Water Heater
- Private Sewer
Listing and Financial Details
- Tax Lot 61
- Assessor Parcel Number 0501119184
Community Details
Overview
- Chesapeake Ranch Estates Subdivision
- Community Lake
Amenities
- Common Area
- Clubhouse
Recreation
- Beach
- Community Playground
- Horse Trails
- Jogging Path
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Nov 3, 2025
Sold by
Flaherty Deaglan R
Bought by
Spencer Shane
Seller's Agent
Connie Gunn
CENTURY 21 New Millennium
Buyer's Agent
Stella Barbour
NOVA Brokers, LLC.
List Price
$485,000
Sold Price
$465,000
Premium/Discount to List
-$20,000
-4.12%
Views
1770
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,694
Avg. Annual Appreciation
-3.56%
Original Mortgage
$465,000
Outstanding Balance
$465,000
Interest Rate
6.34%
Mortgage Type
VA
Estimated Equity
-$7,694
Purchase Details
Listed on
Aug 11, 2023
Closed on
Sep 1, 2023
Sold by
Kumpf Patrick Alan and Kumpf Marva Jean
Bought by
Flaherty Deaglan R
Seller's Agent
Kimberly Hayes
CENTURY 21 New Millennium
Buyer's Agent
Connie Gunn
CENTURY 21 New Millennium
List Price
$399,000
Sold Price
$422,000
Premium/Discount to List
$23,000
5.76%
Views
304
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.59%
Original Mortgage
$422,000
Interest Rate
6.81%
Mortgage Type
VA
Purchase Details
Listed on
Jul 23, 2020
Closed on
Sep 25, 2020
Sold by
Moran King Virginia Ann and King Alan R
Bought by
Kumpf Patrick Alan and Kumpf Marva Jean
Seller's Agent
Charlotte Long
EXP Realty, LLC
Buyer's Agent
Kimberly Hayes
CENTURY 21 New Millennium
List Price
$399,000
Sold Price
$345,000
Premium/Discount to List
-$54,000
-13.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.07%
Original Mortgage
$352,935
Interest Rate
2.9%
Mortgage Type
VA
Purchase Details
Closed on
Mar 1, 2013
Sold by
King Alan R and Moran King Viginia A
Bought by
King Alan R and Moran King Virginia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
3.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 3, 1992
Sold by
Sisson Earl G and Sisson Agnes M
Bought by
King Alan R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,200
Interest Rate
8.6%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Spencer Shane | $465,000 | Lakeside Title | |
| Flaherty Deaglan R | $422,000 | First Title | |
| Kumpf Patrick Alan | $345,000 | None Available | |
| King Alan R | -- | None Available | |
| King Alan R | $59,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Spencer Shane | $465,000 | |
| Previous Owner | Flaherty Deaglan R | $422,000 | |
| Previous Owner | Kumpf Patrick Alan | $352,935 | |
| Previous Owner | King Alan R | $148,500 | |
| Previous Owner | King Alan R | $47,200 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $465,000 | 0.0% | $196 / Sq Ft | |
| 10/09/2025 10/09/25 | Pending | -- | -- | -- | |
| 09/15/2025 09/15/25 | Price Changed | $465,000 | -2.1% | $196 / Sq Ft | |
| 08/19/2025 08/19/25 | Price Changed | $474,999 | -2.1% | $200 / Sq Ft | |
| 05/30/2025 05/30/25 | For Sale | $485,000 | +14.9% | $204 / Sq Ft | |
| 09/08/2023 09/08/23 | Sold | $422,000 | +5.8% | $178 / Sq Ft | View Prior Sale |
| 08/11/2023 08/11/23 | For Sale | $399,000 | +15.7% | $168 / Sq Ft | |
| 09/25/2020 09/25/20 | Sold | $345,000 | -13.5% | $145 / Sq Ft | View Prior Sale |
| 08/03/2020 08/03/20 | Pending | -- | -- | -- | |
| 07/23/2020 07/23/20 | For Sale | $399,000 | -- | $168 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $437 | $394,300 | $0 | $0 |
| 2024 | $432 | $345,900 | $0 | $0 |
| 2023 | $3,245 | $297,500 | $55,200 | $242,300 |
| 2022 | $3,176 | $264,700 | $0 | $0 |
| 2021 | $6,352 | $231,900 | $0 | $0 |
| 2020 | $2,499 | $199,100 | $55,200 | $143,900 |
| 2019 | $2,086 | $198,833 | $0 | $0 |
| 2018 | $2,083 | $198,567 | $0 | $0 |
| 2017 | $2,483 | $198,300 | $0 | $0 |
| 2016 | -- | $198,300 | $0 | $0 |
| 2015 | $1,388 | $198,300 | $0 | $0 |
| 2014 | $1,388 | $200,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Connie Gunn
-
Stella Barbour
Buyer's Agent in 2025
Stella Barbour
NOVA Brokers, LLC.
(703) 999-6104
7 in this area
68 Total Sales
-
Kimberly Hayes
Seller's Agent in 2023
Kimberly Hayes
Century 21 New Millennium
(443) 624-3900
44 in this area
122 Total Sales
-
Charlotte Long
Seller's Agent in 2020
Charlotte Long
EXP Realty, LLC
(240) 561-2996
10 in this area
157 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2021340
APN: 01-119184
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