NOT LISTED FOR SALE

650 Vistula Terrace Mishawaka, IN 46544

Estimated Value: $250,000 - $280,350

3 Beds
2.5 Baths
1,555 Sq Ft
$230/mo HOA Fee

Last Sold July 30, 2024

Last sale price $269,000 $173 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,844/month

96 Days on Market

Highlights

  • Pier or Dock
  • River Front
  • Corner Lot
  • Moran Elementary School Rated A-
  • Vaulted Ceiling
  • Community Pool

About This Home

As of July 2024

Looking for maintenance free living on the St Joe River! This 3 bedroom, 2 1/2 bath condo is updated and has a gorgeous view with access to the St Joe River, with a dock included. The open living/dining room has vaulted ceilings and a gas fireplace! The master bedroom ensuite and an additional nice size bedroom with a hall bath are on the upper level. The main floor bedroom has built-in bookshelves and desk, making working from home convenient. The deck out back provides space to entertain or relax and offers amazing views! The HOA covers all exterior maintenace, including roof and siding, trash, recycling, pool, lawn mowing and snow removal

Last Agent to Sell the Property

Kathy McMillan

Berkshire Hathaway HomeServices Elkhart Brokerage Phone: 574-293-1010 Listed on: 03/29/2024

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Kathy McMillan

Berkshire Hathaway HomeServices Elkhart Brokerage Phone: 574-293-1010 Listed on: 03/29/2024

Berkshire Hathaway HomeServices Elkhart

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,695

Year Built

  • Built in 1974

Lot Details

  • River Front
  • Sloped Lot

HOA Fees

  • $230 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Slab Foundation
  • Wood Siding

Interior Spaces

  • 1,555 Sq Ft Home
  • 1.5-Story Property
  • Built-in Bookshelves
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Formal Dining Room
  • Water Views
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Moran Elementary School
  • Grissom Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property

Listing and Financial Details

  • Assessor Parcel Number 71-10-07-405-047.000-022

Community Details

Overview

  • River Isle Subdivision

Amenities

  • Community Fire Pit

Recreation

  • Pier or Dock
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,695

Year Built

Built in 1974

Lot Details

0

HOA Fees

$230 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Condo/Villa
  • Waterfront: Yes
  • Year Built: 1974
  • Age: 50
  • Style: One and Half Story
  • Total Number of Rooms: 8
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: Apt 1 Bldg 28 Phase 1 Bercado Farms Condominiums
  • Parcel Number ID: 71-10-07-405-047.000-022
  • Platted: Yes
  • Amenities: Breakfast Bar, Built-In Bookcase, Ceiling Fan(s), Ceilings-Vaulted, Deck Open, Disposal, Eat-In Kitchen, Firepit, Foyer Entry, Garage Door Opener, Formal Dining Room, Main Floor Laundry
  • Sp Lp Percent: 97.85
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1555
  • Total Finished Sq Ft: 1555
  • Above Grade Finished Sq Ft: 1555
  • Price Per Sq Ft: 172.99
  • Basement Foundation: Slab
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Bedroom 1: Dimensions: 12x12, On Level: Main
  • Bedroom 2: Dimensions: 15x13, On Level: Upper
  • Bedroom 3: Dimensions: 17x11, On Level: Upper
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Wood
  • Outbuilding1: None
  • Pool: Association
  • Pool: Yes
  • Water Features: Pier/Dock
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x24
  • Garage Sq Ft: 480
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Mishawaka Utility
  • Water Company: Mishawaka Utility
  • Water Type: River

Condo/Co-op/Association

  • Association Fees: 230
  • Association Fees Frequency: Monthly
  • Common Amenities: Swimming Pool

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Grissom
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Corner, Slope, Water View

Tax Info

  • Annual Taxes: 1695
  • Exemptions: Homestead

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Penn
  • Middle School: Grissom
  • School District: Penn-Harris-Madison School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 29, 2024
Closed on
Jul 30, 2024
Sold by
Buzalski Ray and Buzalski Judy
Bought by
Johnsen Alan and Johnsen Karen
Seller's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
List Price
$289,000
Sold Price
$269,000
Premium/Discount to List
-$20,000
-6.92%
Views
343
Current Estimated Value
$264,838

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,162
Avg. Annual Appreciation
-1.31%
Original Mortgage
$148,000
Outstanding Balance
$146,325
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$118,513

Purchase Details

Listed on
Mar 29, 2024
Closed on
Jul 26, 2024
Sold by
Buzalski Ray and Buzalski Judy
Bought by
Johnsen Alan and Johnsen Karen
Seller's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
List Price
$289,000
Sold Price
$269,000
Premium/Discount to List
-$20,000
-6.92%
Views
343

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Outstanding Balance
$146,325
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$118,513

Purchase Details

Listed on
Jul 7, 2021
Closed on
Jul 29, 2021
Sold by
Kenaga Dennis and Kenagam Michele
Bought by
Buzalski Ray and Buzalski Judy
Seller's Agent
Erin Simpson
McKinnies Realty, LLC
Buyer's Agent
Kathy McMillan
Berkshire Hathaway HomeServices Elkhart
List Price
$210,000
Sold Price
$205,000
Premium/Discount to List
-$5,000
-2.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.48%

Purchase Details

Listed on
Apr 24, 2017
Closed on
Jun 16, 2017
Sold by
Stohler Carolyn
Bought by
Kenaga Dennis and Kenaga Michele
Seller's Agent
Chantel Boone
RE/MAX Results
Buyer's Agent
Nicole Bush
Irish Realty
List Price
$165,000
Sold Price
$165,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$95,000
Interest Rate
4.05%

Purchase Details

Listed on
Jul 26, 2013
Closed on
May 9, 2014
Sold by
Gleissner Philip and Gleissner Arletha K
Bought by
Stohler Carolyn
Seller's Agent
Donna Hoskins
At Home Realty Group
Buyer's Agent
Marv Moore
Open Door Realty, Inc
List Price
$154,900
Sold Price
$133,500
Premium/Discount to List
-$21,400
-13.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.05%
Original Mortgage
$117,000
Interest Rate
4.5%

Purchase Details

Closed on
Feb 2, 2007
Sold by
Teauge Calvin and Teauge Calvin
Bought by
Glelssner Philip and Glelssner Arletha K
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnsen Alan -- None Listed On Document
Johnsen Alan $269,000 None Listed On Document
Buzalski Ray $410,000 Fidelity National Title
Kenaga Dennis -- --
Stohler Carolyn -- Meridian Title
Glelssner Philip -- Hold For Meridian Title Crop
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnsen Alan $148,000
Closed Johnsen Alan $148,000
Previous Owner Kenaga Dennis $95,000
Previous Owner Stohler Carolyn $117,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2024 07/30/24 Sold $269,000 -2.1% $173 / Sq Ft
07/03/2024 07/03/24 Pending -- -- --
05/21/2024 05/21/24 Price Changed $274,900 -1.8% $177 / Sq Ft
04/15/2024 04/15/24 Price Changed $279,900 -3.1% $180 / Sq Ft
03/29/2024 03/29/24 For Sale $289,000 +41.0% $186 / Sq Ft
07/30/2021 07/30/21 Sold $205,000 -2.4% $142 / Sq Ft View Prior Sale
07/11/2021 07/11/21 Pending -- -- --
07/07/2021 07/07/21 For Sale $210,000 +27.3% $145 / Sq Ft
06/16/2017 06/16/17 Sold $165,000 0.0% $114 / Sq Ft View Prior Sale
05/08/2017 05/08/17 Pending -- -- --
04/24/2017 04/24/17 For Sale $165,000 +23.6% $114 / Sq Ft
05/09/2014 05/09/14 Sold $133,500 -13.8% $92 / Sq Ft View Prior Sale
04/01/2014 04/01/14 Pending -- -- --
07/26/2013 07/26/13 For Sale $154,900 -- $107 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,452 $150,200 $7,600 $142,600
2023 $1,695 $169,500 $21,400 $148,100
2022 $1,695 $169,500 $21,400 $148,100
2021 $1,543 $154,300 $17,600 $136,700
2020 $1,543 $154,300 $17,600 $136,700
2019 $1,574 $157,400 $17,600 $139,800
2018 $1,646 $157,400 $17,600 $139,800
2017 $1,327 $124,100 $13,900 $110,200
2016 $1,361 $124,100 $13,900 $110,200
2014 $1,457 $128,200 $13,900 $114,300
2013 $1,645 $137,400 $12,000 $125,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202410393

Indiana Regional MLS

APN: 71-10-07-405-047.000-022