Seller's Agent in 2026
Flint Foley
EXP Realty LLC Ballantyne
(704) 608-4560
4 in this area
69 Total Sales
6525 Derby Ln NW Concord, NC 28027
Estimated Value: $465,000 - $502,627
4
Beds
2.5
Baths
2,550
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- Front Porch
- Laundry Room
- Forced Air Heating and Cooling System
- 2 Car Attached Garage
- Fire Pit
- Carpet
About This Home
As of February 2026Come check out our fresh new look!! New carpets and flooring, fresh paint! From the moment you arrive, you’ll notice the inviting curb appeal, peaceful setting, and the sense of quality that makes this home stand out. Inside, the open-concept offers natural flow between the living, dining, and kitchen spaces — ideal for entertaining or simply relaxing at home. With four spacious bedrooms, and well-planned flex areas, there’s room for everyone to live, work, and play.
Set on a beautiful, private lot, the outdoor living potential is exceptional — plenty of space for gatherings, gardening, or enjoying quiet evenings under Carolina skies. Located minutes from Afton Village, Concord Mills, I-85, and a short drive to Uptown Charlotte, this home offers a lifestyle that balances suburban calm with city convenience. Whether you’re looking for your first dream home or the next step for your family, this one delivers the space, flexibility, and value you deserve — all in time to enjoy the holidays in your new home.
Last Agent to Sell the Property
EXP Realty LLC Ballantyne Brokerage Phone: 704-608-4560 License #81069 Listed on: 10/08/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2000
Lot Details
- 15,246 Sq Ft Lot
- Back Yard Fenced
- Property is zoned RC
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Family Room with Fireplace
- Crawl Space
- Laundry Room
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- Fire Pit
- Front Porch
Schools
- Carl A. Furr Elementary School
- Harold E Winkler Middle School
- West Cabarrus High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- Gable Oaks Association
- Gable Oaks Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 4690-76-0095-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 8, 2025
Closed on
Feb 18, 2026
Sold by
Mcmillin Robert and Mcmillin Amanda
Bought by
Tate Jarrett J and Tate Jillian S
Seller's Agent
Flint Foley
EXP Realty LLC Ballantyne
Buyer's Agent
Matt Burrows
EXP Realty LLC Ballantyne
List Price
$470,000
Sold Price
$468,500
Premium/Discount to List
-$1,500
-0.32%
Views
157
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,157
Avg. Annual Appreciation
8.05%
Original Mortgage
$460,013
Outstanding Balance
$460,013
Interest Rate
6.06%
Mortgage Type
FHA
Estimated Equity
$17,644
Purchase Details
Listed on
Feb 16, 2018
Closed on
Apr 13, 2018
Sold by
Mason Miriam and Mason Miriam U
Bought by
Mcmillin Robert and Mcmillin Amanda
Seller's Agent
John DeSmedt
EXP Realty LLC Ballantyne
Buyer's Agent
Flint Foley
EXP Realty LLC Ballantyne
List Price
$300,000
Sold Price
$285,000
Premium/Discount to List
-$15,000
-5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.51%
Original Mortgage
$270,525
Interest Rate
4.43%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 22, 2005
Sold by
Hettinger Michael J and Hettinger Angela H
Bought by
Mason Neil
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
5.57%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 29, 2000
Sold by
Niblock Development Corp
Bought by
Hettinger Michael J and Hettinger Angela H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,131
Interest Rate
7.82%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Tate Jarrett J | $468,500 | Investors Title | |
| Mcmillin Robert | $285,000 | None Available | |
| Mason Neil | $255,000 | -- | |
| Hettinger Michael J | $212,000 | -- | |
| Niblock Development Corp | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Tate Jarrett J | $460,013 | |
| Previous Owner | Mcmillin Robert | $270,525 | |
| Previous Owner | Mason Neil | $75,000 | |
| Previous Owner | Niblock Development Corp | $201,131 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/26/2026 02/26/26 | Sold | $468,500 | -0.3% | $184 / Sq Ft | |
| 01/18/2026 01/18/26 | For Sale | $470,000 | +0.3% | $184 / Sq Ft | |
| 01/15/2026 01/15/26 | Off Market | $468,500 | -- | -- | |
| 12/13/2025 12/13/25 | Price Changed | $470,000 | -1.1% | $184 / Sq Ft | |
| 11/14/2025 11/14/25 | Price Changed | $475,000 | -1.6% | $186 / Sq Ft | |
| 10/28/2025 10/28/25 | Price Changed | $482,500 | -1.5% | $189 / Sq Ft | |
| 10/08/2025 10/08/25 | For Sale | $490,000 | +71.9% | $192 / Sq Ft | |
| 04/13/2018 04/13/18 | Sold | $285,000 | -5.0% | $112 / Sq Ft | View Prior Sale |
| 03/09/2018 03/09/18 | Pending | -- | -- | -- | |
| 02/16/2018 02/16/18 | For Sale | $300,000 | -- | $118 / Sq Ft |
Source: Canopy MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,561 | $457,980 | $90,000 | $367,980 |
| 2024 | $4,561 | $457,980 | $90,000 | $367,980 |
| 2023 | $3,305 | $270,870 | $55,000 | $215,870 |
| 2022 | $3,305 | $270,870 | $55,000 | $215,870 |
| 2021 | $3,305 | $270,870 | $55,000 | $215,870 |
| 2020 | $3,305 | $270,870 | $55,000 | $215,870 |
| 2019 | $2,912 | $238,670 | $40,000 | $198,670 |
| 2018 | $2,664 | $221,970 | $40,000 | $181,970 |
| 2017 | $2,619 | $221,970 | $40,000 | $181,970 |
| 2016 | $1,554 | $198,710 | $35,000 | $163,710 |
| 2015 | -- | $198,710 | $35,000 | $163,710 |
| 2014 | -- | $198,710 | $35,000 | $163,710 |
Source: Public Records
Agents Affiliated with this Home
-
Flint Foley
-
LaRay Hampton
Seller Co-Listing Agent in 2026
LaRay Hampton
EXP Realty LLC Rock Hill
(925) 787-4494
1 in this area
15 Total Sales
-
Matt Burrows
Buyer's Agent in 2026
Matt Burrows
EXP Realty LLC Ballantyne
(704) 244-3978
3 in this area
74 Total Sales
-
John DeSmedt
Seller's Agent in 2018
John DeSmedt
EXP Realty LLC Ballantyne
(704) 999-0896
4 in this area
41 Total Sales
Map
Source: Canopy MLS
MLS Number: 4309052
APN: 4690-76-0095-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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