NOT LISTED FOR SALE

654 Cummings Ln Saint Simons Island, GA 31522

Estimated Value: $718,000 - $932,000

3 Beds
2 Baths
1,500 Sq Ft
$563/Sq Ft Est. Value

Last Sold November 01, 2012

Last sale price $250,000 $167 Per Sq Ft

Est. 238% increase in value since last sale

Current estimated payment $4,921/month

120 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • No HOA
  • St. Simons Elementary School Rated A-
  • Wood Flooring
  • Woodwork

About This Home

As of November 2012

This wonderful Beach Cottage is within walking distance to the beach and village area. Fully furnished and is outstanding for Island living or as an investment property. Peaceful setting with large oaks, big back yard and deck suitable for entertaining.

Last Buyer's Agent

Larry Delaney

DeLoach Sotheby's International Realty License #168414

DeLoach Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,508

Year Built

  • Built in 1992

Lot Details

  • 10,300 Sq Ft Lot
  • Property fronts a county road
  • Fenced
  • Landscaped
  • Zoning described as County

Parking

  • 2 Carport Spaces

Home Design

  • Slab Foundation
  • Fire Rated Drywall
  • Shingle Roof
  • Wood Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Vaulted Ceiling

Kitchen

  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Outdoor Shower
  • Deck

Schools

  • St. Simons Elementary School
  • Glynn Middle School
  • Glynn Academy High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Demere 7 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04-09325

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,508

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Lot Size: 60,60,170,170
  • Road Frontage Type: County Road
  • Subdivision Name: Demere 7
  • Directions: Going South on Demere Road turn right onto Cummings Lane. Property second home on left.
  • Architectural Style: Cottage
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1992
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Refrigerator, Range Hood
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Vinyl
  • Interior Amenities: Painted Woodwork, Vaulted Ceiling(s)
  • Living Area: 1500.0
  • Stories: 1

Exterior Features

  • Fencing: Fenced
  • Lot Features: Flood Zone, Landscaped
  • View: Other
  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Siding, Drywall
  • Exterior Features: Outdoor Shower
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Open
  • Roof: Pitched, Shingle, Wood

Garage/Parking

  • Carport Spaces: 2.0

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: St. Simons
  • High School: Glynn Academy
  • Middle Or Junior School: Glynn Middle

Lot Info

  • Lot Size Sq Ft: 10300.0
  • Parcel #: 04-09325
  • Zoning Description: County
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2012
Closed on
Oct 31, 2012
Sold by
King Frances Lee
Bought by
Berlin Nancy M
Buyer's Agent
Larry Delaney
DeLoach Sotheby's International Realty
List Price
$299,900
Sold Price
$250,000
Premium/Discount to List
-$49,900
-16.64%
Current Estimated Value
$844,852

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$594,852
Avg. Annual Appreciation
9.87%
Original Mortgage
$175,000
Outstanding Balance
$124,408
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$716,489
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Berlin Nancy M $250,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Berlin Nancy M $175,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/01/2012 11/01/12 Sold $250,000 -16.6% $167 / Sq Ft
08/29/2012 08/29/12 Pending -- -- --
05/01/2012 05/01/12 For Sale $299,900 -- $200 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,508 $219,640 $127,200 $92,440
2023 $5,522 $219,640 $127,200 $92,440
2022 $5,633 $219,640 $127,200 $92,440
2021 $4,547 $171,000 $101,760 $69,240
2020 $4,590 $171,000 $101,760 $69,240
2019 $3,328 $122,680 $53,440 $69,240
2018 $3,516 $129,880 $53,440 $76,440
2017 $3,000 $110,120 $53,440 $56,680
2016 $2,768 $110,120 $53,440 $56,680
2015 $2,779 $110,120 $53,440 $56,680
2014 $2,779 $110,120 $53,440 $56,680
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1558732

Golden Isles Association of REALTORS®

APN: 04-09325