NOT LISTED FOR SALE

654 Gearing Ct W Millersville, MD 21108

Estimated Value: $399,000 - $464,000

3 Beds
2.5 Baths
1,664 Sq Ft
$263/Sq Ft Est. Value

Last Sold December 17, 2021

Last sale price $409,000 $246 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,672/month

Highlights

  • Open Floorplan
  • Deck
  • Garden View
  • Colonial Architecture
  • Wood Flooring
  • Attic

About This Home

As of December 2021

Beautiful home with updates throughout situated on a cul de sac in a convenient commuter location! The welcoming curb appeal with covered front porch sets the tone for what awaits inside including an open floor plan, hardwood flooring, updated light fixtures, and more! Prepare delectable dinners in the kitchen appointed with rich cabinetry, stainless steel appliances and a newer range, updated counters, large single basin sink, and pantry. The adjacent dining room showcases a new Pella sliding glass door. Spend quality time with loved ones in the living room off the kitchen and dining room making entertaining and everyday comfort a breeze. Ascend upstairs to the large primary bedroom highlighting a walk in closet and an updated en suite bath with a stylish vanity and mirror. Two additional generously sized bedrooms and an updated full bath conclude the upper level. The finished lower level provides a family room, storage space, laundry room, and a walkout with stairs. Enjoy the deck overlooking the fenced backyard with newly installed privacy vinyl fencing, and a storage shed. Commuter routes including I-97, MD-32, and MD-100 offer convenient access to BWI Airport, Fort Meade, Columbia, Baltimore, Severna Park, and Annapolis. Roof, siding, windows, HVAC, kitchen, hardwoods floors, water heater, and bath updates completed 2016-2019. Recent updates: disposal, shed, sump pump, rear fence, range, washer, Pella slider (with transferrable warranty), and more!

Last Agent to Sell the Property

Gwen Silverstein

(443) 285-1692 gwensilverstein@northroprealty.com Northrop Realty Listed on: 10/21/2021

Northrop Realty

Last Buyer's Agent

Ben Garner

(240) 216-7841 Ben@GarnerAndCo.com Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,138

Year Built

  • Built in 1986

Lot Details

  • 4,130 Sq Ft Lot
  • Cul-De-Sac
  • Vinyl Fence
  • Wood Fence
  • Landscaped
  • No Through Street
  • Back Yard Fenced, Front and Side Yard
  • Property is in excellent condition
  • Property is zoned R15

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Vinyl Clad Windows
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Garden Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Side Basement Entry
  • Sump Pump
  • Basement with some natural light

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Porch

Schools

  • Rippling Woods Elementary School
  • Old Mill Middle North
  • Old Mill High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Dispenser
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 24
  • Assessor Parcel Number 020355890043511

Community Details

Overview

  • Association fees include common area maintenance
  • Professional Community Management HOA, Phone Number (410) 721-0777
  • Millrace Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,138

Year Built

Built in 1986

Lot Details

0

HOA Fees

$43 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-10-22
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven - Self Cleaning, Oven - Single, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Dispenser, Water Heater, Dryer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Open, Kitchen - Eat-In, Pantry, Primary Bath(s), Walk-In Closet(s), Wood Floors, Recessed Lighting
  • Window Features: Double Pane, Screens, Vinyl Clad
  • Fireplace: No
  • Door Features: Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall, High
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Fully Finished, Interior Access, Outside Entrance, Side Entrance, Sump Pump, Walkout Stairs
  • Laundry Type: Has Laundry, Lower Floor
  • Total Sq Ft: 2024
  • Living Area Sq Ft: 1664
  • Price Per Sq Ft: 299.85
  • Above Grade Finished Sq Ft: 1364
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 360
  • Total Below Grade Sq Ft: 660
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Exterior Features: Exterior Lighting, Secure Storage
  • Roof: Shingle
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 43.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: PROFESSIONAL COMMUNITY MANAGEMENT
  • HOA Phone: 410.721.0777
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: RIPPLING WOODS
  • High School: OLD MILL
  • Middle Or Junior School: OLD MILL MIDDLE NORTH

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Rear, Vinyl, Wood
  • Improvement Assessed Value: 142100.00
  • Land Assessed Value: 150200.00
  • Lot Features: Cul-De-Sac, Front Yard, Landscaping, No Thru Street, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4130.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: R15
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15237876
  • Tax Annual Amount: 4138.00
  • Assessor Parcel Number: 020355890043511
  • Tax Lot: 24
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2021
Closed on
Dec 17, 2021
Sold by
Lipsett Rae L
Bought by
Dickson Madison Angela and Dickson Cody Swift
Seller's Agent
Gwen Silverstein
Northrop Realty
Buyer's Agent
Ben Garner
Cummings & Co. Realtors
List Price
$410,000
Sold Price
$409,000
Premium/Discount to List
-$1,000
-0.24%
Current Estimated Value
$437,051

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,051
Avg. Annual Appreciation
1.71%
Original Mortgage
$331,780
Outstanding Balance
$305,151
Interest Rate
3.11%
Mortgage Type
VA
Estimated Equity
$131,900

Purchase Details

Listed on
Aug 11, 2019
Closed on
Nov 15, 2019
Sold by
Carter Jason and Carter Kristen
Bought by
Lipsett Trevor J and Lipsett Rae L
Seller's Agent
Kimberly McGuigan
Shore Results Realty
Buyer's Agent
Gwen Silverstein
Northrop Realty
List Price
$389,000
Sold Price
$362,700
Premium/Discount to List
-$26,300
-6.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.92%
Original Mortgage
$370,498
Interest Rate
3.5%
Mortgage Type
VA

Purchase Details

Listed on
Nov 24, 2015
Closed on
Mar 10, 2016
Sold by
Fannie Mae
Bought by
Carter Jason and Spiegel Kristen
Seller's Agent
Michele Michael
CENTURY 21 New Millennium
Buyer's Agent
Julie Cary
Rosendale Realty
List Price
$299,900
Sold Price
$292,000
Premium/Discount to List
-$7,900
-2.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.12%
Original Mortgage
$286,711
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
May 14, 2015
Sold by
Mckinney Jeffrey and Mckinney Linda A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 31, 1999
Sold by
Gordon John D
Bought by
Mckinney Jeffrey D and Mckinney Linda A

Purchase Details

Closed on
Dec 6, 1988
Sold by
Millrace Inc
Bought by
Gordon John D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,850
Interest Rate
10.44%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dickson Madison Angela $409,000 Westcor Land Title
Lipsett Trevor J $362,700 Sage Title Group Llc
Carter Jason $292,000 Maryland Title Group Llc
Federal National Mortgage Association $281,000 None Available
Mckinney Jeffrey D $139,000 --
Gordon John D $117,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dickson Madison Angela $331,780
Previous Owner Lipsett Trevor J $370,498
Previous Owner Carter Jason $286,711
Previous Owner Gordon John D $12,850
Closed Mckinney Jeffrey D --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2021 12/17/21 Sold $409,000 0.0% $246 / Sq Ft
11/08/2021 11/08/21 Price Changed $409,000 -0.2% $246 / Sq Ft
10/27/2021 10/27/21 For Sale $410,000 +0.2% $246 / Sq Ft
10/27/2021 10/27/21 Off Market $409,000 -- --
10/21/2021 10/21/21 For Sale $410,000 +13.0% $246 / Sq Ft
11/15/2019 11/15/19 Sold $362,700 +1.0% $218 / Sq Ft View Prior Sale
10/12/2019 10/12/19 Pending -- -- --
10/09/2019 10/09/19 Price Changed $359,000 -1.4% $216 / Sq Ft
09/29/2019 09/29/19 Price Changed $364,000 -1.4% $219 / Sq Ft
09/09/2019 09/09/19 Price Changed $369,000 -2.6% $222 / Sq Ft
08/21/2019 08/21/19 Price Changed $379,000 -2.6% $228 / Sq Ft
08/11/2019 08/11/19 For Sale $389,000 +33.2% $234 / Sq Ft
03/24/2016 03/24/16 Sold $292,000 +0.7% $216 / Sq Ft View Prior Sale
01/27/2016 01/27/16 Pending -- -- --
12/28/2015 12/28/15 Price Changed $289,900 -3.3% $214 / Sq Ft
11/24/2015 11/24/15 For Sale $299,900 -- $221 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,955 $347,600 -- --
2024 $3,955 $320,700 $165,200 $155,500
2023 $3,816 $311,233 $0 $0
2022 $3,530 $301,767 $0 $0
2021 $6,862 $292,300 $150,200 $142,100
2020 $3,310 $284,533 $0 $0
2019 $6,302 $276,767 $0 $0
2018 $2,728 $269,000 $115,200 $153,800
2017 $2,897 $259,367 $0 $0
2016 -- $249,733 $0 $0
2015 -- $240,100 $0 $0
2014 -- $240,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2000691

Bright MLS

APN: 03-558-90043511