NOT LISTED FOR SALE

654 Gunsmoke Trail Lusby, MD 20657

Estimated Value: $392,000 - $420,131

4 Beds
3.5 Baths
2,603 Sq Ft
$155/Sq Ft Est. Value

Last Sold September 17, 2021

Last sale price $350,000 $134 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,539/month

76 Days on Market

Highlights

  • 5 Feet of Waterfront
  • 1 Car Direct Access Garage
  • Heat Pump System
  • Colonial Architecture
  • Solar owned by a third party

About This Home

As of September 2021

Your lucky day, this home is back on the market with brand new septic fields. Are you looking for a home that truly has it all? Then look no further. This spacious home offers three fully finished levels. There are three nice sized bedrooms on the upper level. There is a fourth bedroom in the basement that could also be used as a hobby room or home office. The main bedroom on the upper level features a decent sized bathroom with a soaking tub and dual vanity. There is also a second full bath upstairs, a half bath on the main and another full bathroom in the basement. The kitchen is fully upgraded including a double oven, granite counters, stainless steel appliances and more. It has plenty of storage for all of your cookware and kitchen needs. You can entertain guests at the kitchen island while preparing a meal or making drinks. In the morning, you can sit on your deck or front porch and sip your coffee while enjoying the nature all around you. Plenty of eagles, deer and other critters to see. Perfect for birdwatchers and wildlife enthusiasts alike. In the backyard, you will find a beautiful view of the water. You can access it just through the fence to the back of your lot. The fishing pond is full of wildlife including turtles and bass for the fishers. You can also put in a kayak or canoe. It has all the perks of lake front living. The yard itself is beautifully landscaped including an herb garden (parsley, sage, dill, rosemary, oregano, walking onions, mint and lemon balm) in the side yard and a blueberry bush in the flowers out front. And wait there's more- an attached garage to keep your vehicle safe from the elements. And all of it is inside this adorable home. It definitely isn't lacking in curb appeal or charm. The sellers truly love their home and it shows. They have maintained and cared for it over the years. Some of the updates include a new water heater 2021, new fields for septic 2021, new roof in March 2020, kitchen remodel 2017, bathroom remodels 2016, and many more. They hope you will love it too ?.

Last Agent to Sell the Property

Adam Neal

WV Heritage Real Estate, LLC. License #WVS250303913 Listed on: 05/30/2021

Co-Listed By

Mrs. Dole

A Squared Realty License #657358

Last Buyer's Agent

Rachel Podorski

Samson Properties

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,850

Year Built

  • Built in 1996

Lot Details

  • 0.25 Acre Lot
  • 5 Feet of Waterfront
  • Home fronts navigable water

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2.5 Levels
  • Water Views

Bedrooms and Bathrooms

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Basement with some natural light

Eco-Friendly Details

  • Solar owned by a third party

Outdoor Features

  • Water Access
  • Property is near a lake

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 60
  • Assessor Parcel Number 0501105558

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,850

Year Built

Built in 1996

Lot Details

0

HOA Fees

$42 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-06-13
  • Year Built: 1996
  • Automatically Close On Close Date: No
  • Remarks Public: Your lucky day, this home is back on the market with brand new septic fields. Are you looking for a home that truly has it all? Then look no further. This spacious home offers three fully finished levels. There are three nice sized bedrooms on the upper level. There is a fourth bedroom in the basement that could also be used as a hobby room or home office. The main bedroom on the upper level features a decent sized bathroom with a soaking tub and dual vanity. There is also a second full bath upstairs, a half bath on the main and another full bathroom in the basement. The kitchen is fully upgraded including a double oven, granite counters, stainless steel appliances and more. It has plenty of storage for all of your cookware and kitchen needs. You can entertain guests at the kitchen island while preparing a meal or making drinks. In the morning, you can sit on your deck or front porch and sip your coffee while enjoying the nature all around you. Plenty of eagles, deer and other critters to see. Perfect for birdwatchers and wildlife enthusiasts alike. In the backyard, you will find a beautiful view of the water. You can access it just through the fence to the back of your lot. The fishing pond is full of wildlife including turtles and bass for the fishers. You can also put in a kayak or canoe. It has all the perks of lake front living. The yard itself is beautifully landscaped including an herb garden (parsley, sage, dill, rosemary, oregano, walking onions, mint and lemon balm) in the side yard and a blueberry bush in the flowers out front. And wait there's more- an attached garage to keep your vehicle safe from the elements. And all of it is inside this adorable home. It definitely isn't lacking in curb appeal or charm. The sellers truly love their home and it shows. They have maintained and cared for it over the years. Some of the updates include a new water heater 2021, new fields for septic 2021, new roof in March 2020, kitchen remodel 2017, bathroom remodels 2016, and many more. They hope you will love it too ❤.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Levels Count: 2.5
  • Basement: Yes
  • Basement Type: Daylight, Partial, Fully Finished, Outside Entrance, Interior Access, Walkout Level
  • Total Sq Ft: 2744
  • Living Area Sq Ft: 2603
  • Price Per Sq Ft: 193.96
  • Above Grade Finished Sq Ft: 1804
  • Below Grade Finished Sq Ft: 799
  • Below Grade Sq Ft: 141
  • Total Below Grade Sq Ft: 940
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 654

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Water
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 5

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: Photovoltaics Third-Party Owned
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 500.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 202200.00
  • Land Assessed Value: 55200.00
  • Land Use Code: 010
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Year Assessed: 2021
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14944404
  • Tax Annual Amount: 2850.00
  • Assessor Parcel Number: 0501105558
  • Tax Lot: 60
  • Tax Total Finished Sq Ft: 2603
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 09/17/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2021
Closed on
Sep 17, 2021
Sold by
Bowles Jeffrey and Bowles Jacqueline E
Bought by
Mcdonald Devin and Appelle Shannon
Seller's Agent
Adam Neal
WV Heritage Real Estate, LLC.
Buyer's Agent
Rachel Podorski
Samson Properties
List Price
$385,000
Sold Price
$350,000
Premium/Discount to List
-$35,000
-9.09%
Current Estimated Value
$404,533

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,533
Avg. Annual Appreciation
4.12%
Original Mortgage
$343,660
Outstanding Balance
$313,616
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$96,071

Purchase Details

Closed on
Aug 29, 2003
Sold by
Timmons Charles and Timmons Karyn M
Bought by
Bowles Jeff and Bowles Jacqueline E

Purchase Details

Closed on
Apr 17, 1997
Sold by
Ruhl Steven A and Ruhl Roberta J
Bought by
Timmons Charles and Timmons Karyn M

Purchase Details

Closed on
Mar 28, 1996
Sold by
Gray Enterprises Inc
Bought by
Ruhl Steven A and Ruhl Roberta J
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcdonald Devin $350,000 None Available
Bowles Jeff $235,000 --
Timmons Charles $144,600 --
Ruhl Steven A $136,911 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcdonald Devin $343,660
Previous Owner Bowles Jeff $253,500
Previous Owner Bowles Jeff $254,400
Previous Owner Bowles Jeffrey $253,000
Previous Owner Bowles Jeffrey W $36,523
Closed Ruhl Steven A --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/17/2021 09/17/21 Sold $350,000 0.0% $134 / Sq Ft
08/14/2021 08/14/21 Pending -- -- --
08/07/2021 08/07/21 Price Changed $349,900 -6.7% $134 / Sq Ft
07/15/2021 07/15/21 Price Changed $375,000 -2.6% $144 / Sq Ft
06/26/2021 06/26/21 Price Changed $385,000 0.0% $148 / Sq Ft
06/26/2021 06/26/21 For Sale $385,000 +10.0% $148 / Sq Ft
06/14/2021 06/14/21 Off Market $350,000 -- --
06/04/2021 06/04/21 Pending -- -- --
06/04/2021 06/04/21 Off Market $350,000 -- --
06/04/2021 06/04/21 For Sale $379,000 0.0% $146 / Sq Ft
05/30/2021 05/30/21 For Sale $379,000 -- $146 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,508 $312,667 $0 $0
2024 $3,508 $285,033 $0 $0
2023 $2,828 $257,400 $55,200 $202,200
2022 $3,019 $249,533 $0 $0
2021 $6,037 $241,667 $0 $0
2020 $2,861 $233,800 $55,200 $178,600
2019 $2,432 $231,833 $0 $0
2018 $2,411 $229,867 $0 $0
2017 $2,798 $227,900 $0 $0
2016 -- $227,900 $0 $0
2015 $2,900 $227,900 $0 $0
2014 $2,900 $230,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA183266

Bright MLS

APN: 01-105558