NOT LISTED FOR SALE

655 Mosquito Beach Ln White Stone, VA 22578

Estimated Value: $505,000 - $564,000

3 Beds
1.5 Baths
1,140 Sq Ft
$459/Sq Ft Est. Value

Last Sold September 26, 2022

Last sale price $439,000 $385 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $3,119/month

26 Days on Market

Highlights

  • Primary bedroom faces the bay
  • Coastal Architecture
  • Traditional Floor Plan
  • Bay View
  • Stream or River on Lot
  • Engineered Wood Flooring

About This Home

As of September 2022

::

Last Agent to Sell the Property

Karin Andrews

Shaheen, Ruth, Martin & Fonville Real Estate License #0225193712 Listed on: 06/29/2022

Shaheen, Ruth, Martin & Fonville Real Estate

Last Buyer's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,925

Year Built

  • Built in 1940 | Remodeled in 2021

Lot Details

  • 0.59 Acre Lot
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $41 Monthly HOA Fees

Property Views

  • Bay
  • River
  • Panoramic

Home Design

  • Coastal Architecture
  • Cottage
  • Brick Exterior Construction
  • Pillar, Post or Pier Foundation
  • Architectural Shingle Roof
  • Asphalt Roof
  • HardiePlank Type
  • Stick Built Home

Interior Spaces

  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Brick Fireplace
  • Double Hung Windows
  • Bay Window
  • Insulated Doors
  • Combination Dining and Living Room
  • Crawl Space

Kitchen

  • Galley Kitchen
  • Electric Oven or Range

Flooring

  • Engineered Wood
  • Laminate
  • Tile or Brick

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary bedroom faces the bay
  • Bathtub with Shower

Laundry

  • Laundry in unit
  • Stacked Washer and Dryer

Parking

  • Driveway
  • Off-Street Parking

Accessible Home Design

  • Doors swing in
  • No Interior Steps
  • More Than Two Accessible Exits

Outdoor Features

  • Stream or River on Lot
  • Shed
  • Outbuilding

Location

  • Flood Risk

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Baseboard Heater
  • Electric Water Heater
  • Approved Septic System
  • Septic Tank

Community Details

  • Association fees include water, pier/dock maintenance
  • Mosquito Point Property Owners Association, Phone Number (540) 847-7096
  • Mosquito Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 39A-5-4

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,925

Year Built

Built in 1940 | Remodeled in 2021

Lot Details

0

HOA Fees

$41 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Cottage
  • Accessibility Features: 2+ Access Exits, Doors - Swing In, No Stairs
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1940
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Remarks Public: ::
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven - Single, Oven/Range - Electric, Refrigerator, Washer/Dryer Stacked, Water Heater
  • Flooring Type: Engineered Wood, Laminated, Tile/Brick
  • Interior Amenities: Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Galley, Primary Bedroom - Bay Front, Pantry, Tub Shower
  • Window Features: Double Hung, Bay/Bow
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space, Pillar/Post/Pier
  • Levels Count: 1
  • Room Count: 5
  • Basement: No
  • Laundry Type: Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2280
  • Living Area Sq Ft: 1140
  • Price Per Sq Ft: 385.09
  • Above Grade Finished Sq Ft: 1140
  • Above Grade Unfinished Sq Ft: 1140
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 655

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed Shop
  • Construction Materials: Block, Brick, Hardiplank Type, Mixed, Stick Built
  • Exterior Features: Outbuilding(s)
  • Roof: Architectural Shingle, Asphalt
  • Spa: No
  • View: Panoramic, River, Water, Bay
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank, Approved System
  • Utilities: Water Available, Electric Available
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 490.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Water, Pier/Dock Maintenance
  • HOA Name: MOSQUITO POINT PROPERTY OWNERS ASSOCIATION
  • HOA Phone: 5408477096
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: LANCASTER COUNTY PUBLIC SCHOOLS
  • Elementary School: LANCASTER
  • Middle School: LANCASTER
  • High School: LANCASTER
  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 300200397285
  • School District Source: 3rd Party
  • Elementary School: LANCASTER
  • High School: LANCASTER
  • Middle Or Junior School: LANCASTER

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Stream/Creek
  • Lot Size Acres: 0.59
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25849.00
  • Property Condition: Excellent, Very Good, Good
  • Year Assessed: 2021
  • Zoning: R1
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Multi Family

  • Federal Flood Zone: AE

Tax Info

  • Tax Annual Amount: 1925.00
  • Assessor Parcel Number: 39A-5-4
  • Tax Year: 2021
  • Close Date: 09/26/2022

MLS Schools

  • School District Name: LANCASTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 29, 2022
Closed on
Aug 18, 2022
Sold by
Hunt Cooney and Hunt Catherine
Bought by
Sadler Joseph and Sadler Kaitlyn
Seller's Agent
Karin Andrews
Shaheen, Ruth, Martin & Fonville Real Estate
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$450,000
Sold Price
$439,000
Premium/Discount to List
-$11,000
-2.44%
Views
59
Current Estimated Value
$531,179

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,179
Avg. Annual Appreciation
6.46%
Original Mortgage
$439,000
Interest Rate
5.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 28, 2018
Sold by
Davenport Catherine Hunt
Bought by
Cooney Joseph and Davenport Catherine Hunt

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sadler Joseph $439,000 Fidelity National Title
Cooney Joseph -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sadler Kaitlyn $460,000
Closed Sadler Joseph $439,000
Previous Owner Cooney Joseph $100,000
Previous Owner Cooney Joseph $222,740
Previous Owner Cooney Joseph $230,000
Previous Owner Davenport Catherine Hunt $40,000
Previous Owner Davenport Catherine Hunt $177,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/26/2022 09/26/22 Sold $439,000 0.0% $385 / Sq Ft
07/25/2022 07/25/22 Pending -- -- --
07/19/2022 07/19/22 Price Changed $439,000 -2.4% $385 / Sq Ft
07/12/2022 07/12/22 For Sale $450,000 0.0% $395 / Sq Ft
07/06/2022 07/06/22 Pending -- -- --
06/29/2022 06/29/22 For Sale $450,000 -- $395 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,038 $384,000 $265,000 $119,000
2023 $2,101 $333,500 $250,000 $83,500
2022 $1,925 $305,500 $250,000 $55,500
2021 $1,925 $305,500 $250,000 $55,500
2020 $1,925 $305,500 $250,000 $55,500
2019 $1,925 $305,500 $250,000 $55,500
2018 $1,399 $237,100 $184,000 $53,100
2017 $1,399 $237,100 $184,000 $53,100
2016 -- $237,100 $184,000 $53,100
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Karin Andrews

    Seller's Agent in 2022

    Karin Andrews

    Shaheen, Ruth, Martin & Fonville Real Estate

    (804) 445-5500

    50 Total Sales

    Section Image

  • d

    Buyer's Agent in 2022

    datacorrect BrightMLS

    Non Subscribing Office

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Map

Source: Bright MLS

MLS Number: VALV2000180

Bright MLS

APN: 39A-5-4

Virginia Lancaster County White Stone 22578

655 Mosquito Beach Ln, White Stone, VA

This home is located at 655 Mosquito Beach Ln, White Stone, VA 22578 since 29 June 2022 and is currently estimated at $522,817, approximately $458 per square foot. This property was built in 1940. 655 Mosquito Beach Ln is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

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