$265,000 - $317,000
RENTED JUL 26, 2025

655 Otsego St Havre de Grace, MD 21078

Old Town Neighborhood
2 Beds
1 Bath
912 Sq Ft
$325 Price per Sq Ft

Highlights

  • Carriage House
  • No HOA
  • Patio
  • Wood Flooring
  • Porch
  • 4-minute walk to David R. Craig Park

About This Home

As of July 2025

Beautifully Maintained, Roomy and spacious with Original Hardwood Floors Throughout. This Home offers 2 bedrooms and 1 Bath in the heart of Havre de Grace and only blocks from Downtown and the water. Open Kitchen with a Separate Dining Room and Living Room. All Appliances including Washer/Dryer. Relax on the Rear Patio in the Oversized, Fenced Backyard. Off Street Parking and Secured Storage Available. Pets (Dogs Only) Case by Case basis - Dogs Only will be considered. Pet Rental Fee Applies. Updated Vet records required. All occupants 18+ MUST submit an application. Non Smokers ONLY. Minimum Credit Score Required (620+). ( Rental Application - Apply Online )

Last Agent to Rent the Property

Mark Houck

ExecuHome Realty Listed on: 07/23/2025

ExecuHome Realty

Last Renter's Agent

Carol Strasfeld

Unrepresented Buyer Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,356

Year Built

  • Built in 1953 | Remodeled in 2020

Lot Details

  • 5,200 Sq Ft Lot
  • Landscaped
  • Cleared Lot
  • Back Yard Fenced and Front Yard
  • Property is in very good condition

Home Design

  • Carriage House
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Wood Flooring

Kitchen

  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Interior Basement Entry
  • Sump Pump
  • Shelving

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Free Parking
  • Off-Street Parking

Outdoor Features

  • Patio
  • Shed
  • Playground
  • Porch

Utilities

  • Window Unit Cooling System
  • Radiator
  • Vented Exhaust Fan
  • Electric Water Heater
  • Municipal Trash
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Havre De Grace Heights Subdivision

Listing and Financial Details

  • Residential Lease
  • Security Deposit $1,700
  • Tenant pays for cable TV, cooking fuel, electricity, exterior maintenance, frozen waterpipe damage, gas, heat, hot water, lawn/tree/shrub care, light bulbs/filters/fuses/alarm care, minor interior maintenance, snow removal, trash removal, all utilities, water, insurance
  • Rent includes parking, trash removal
  • No Smoking Allowed
  • 12-Month Min and 36-Month Max Lease Term
  • Available 7/25/25
  • $45 Application Fee
  • $125 Repair Deductible
  • Assessor Parcel Number 06-032842

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,356

Year Built

Built in 1953 | Remodeled in 2020

Lot Details

0

Rental Info

  • Date Available: 2025-07-25
  • Application Fee: 45.00
  • Monthly Pet Rent: 50.00
  • Owner Pays: None
  • Pet Deposit: 300.00
  • Pets: Case By Case Basis, Dogs Ok, Pet Addendum/Deposit, Breed Restrictions, Size/Weight Restriction, Number Limit
  • Pets Allowed: Yes
  • Rent Includes: Parking, Trash Removal
  • Security Deposit: 1700.00
  • Smoking Allowed Yn: No
  • Tenant Pays: Cable Tv, Cooking Fuel, Electricity, Exterior Maintenance, Frozen Waterpipe Damage, Gas, Heat, Hot Water, Lawn/Tree/Shrub Care, Light Bulbs/Filters/Fuses/Alarm Care, Minor Interior Maintenance, Snow Removal, Trash Removal, Utilities - All, Water, Insurance
  • Vacation Rental: No
  • Property Manager: No
  • Max Lease in Months: 36
  • Min Lease in Months: 12
  • Rent Spree Online Application: No

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Detached
  • Architectural Style: Carriage House
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1953
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Remarks Public: Beautifully Maintained, Roomy and spacious with Original Hardwood Floors Throughout. This Home offers 2 bedrooms and 1 Bath in the heart of Havre de Grace and only blocks from Downtown and the water. Open Kitchen with a Separate Dining Room and Living Room. All Appliances including Washer/Dryer. Relax on the Rear Patio in the Oversized, Fenced Backyard. Off Street Parking and Secured Storage Available. Pets (Dogs Only) Case by Case basis - Dogs Only will be considered. Pet Rental Fee Applies. Updated Vet records required. All occupants 18+ MUST submit an application. Non Smokers ONLY. Minimum Credit Score Required (620+). ( Rental Application - Apply Online )
  • Repair Deductible: 125.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Kitchen - Island, Wood Floors, Dining Area
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Basement
  • Basement: Yes
  • Basement Type: Connecting Stairway, Interior Access, Shelving, Sump Pump, Unfinished
  • Laundry Type: Lower Floor, Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1582
  • Living Area Sq Ft: 912
  • Price Per Sq Ft: 1.86
  • Above Grade Finished Sq Ft: 912
  • Below Grade Sq Ft: 670
  • Total Below Grade Sq Ft: 670
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 655

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed Shop
  • Exterior Features: Play Area, Secure Storage
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway, Free
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Natural Gas Available, Phone Available
  • Water Source: Public
  • Municipal Trash: Yes
  • Internet Services: Other

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Fencing: Rear
  • Lot Features: Cleared, Front Yard, Landscaping, Rear Yard
  • Lot Size Acres: 0.12
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5200.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: RESIDENTIAL

Tax Info

  • Assessor Parcel Number: 06-032842
  • Close Date: 07/26/2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 18, 2017
Sold by
Souder Garrison W and Souder Brenda J
Bought by
Souder Garrison W
Current Estimated Value
$296,724

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,159
Outstanding Balance
$133,526
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$163,198

Purchase Details

Closed on
May 11, 2009
Sold by
Souder Garrison W
Bought by
Souder Garrison W and Souder Brenda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,237
Interest Rate
5.02%
Mortgage Type
FHA

Purchase Details

Closed on
May 16, 2008
Sold by
Udasco Tamara C
Bought by
Souder Garrison W

Purchase Details

Closed on
May 3, 2008
Sold by
Udasco Tamara C
Bought by
Souder Garrison W

Purchase Details

Closed on
Jun 26, 2007
Sold by
Schweers Herman N
Bought by
Udasco Tamara C and Souder Garrison W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
8.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 13, 2007
Sold by
Schweers Herman N
Bought by
Udasco Tamara C and Souder Garrison W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
8.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 11, 1999
Sold by
Schweers W Herman Wf
Bought by
Schweers Herman N and Schweers Mary I
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Souder Garrison W -- None Available
Souder Garrison W -- --
Souder Garrison W -- --
Souder Garrison W -- --
Udasco Tamara C $180,000 --
Udasco Tamara C $180,000 --
Schweers Herman N -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Souder Garrison W $160,159
Previous Owner Souder Garrison W $188,237
Previous Owner Souder Garrison W $179,000
Previous Owner Udasco Tamara C $171,000
Previous Owner Udasco Tamara C $171,000
Closed Souder Garrison W --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 Rented $1,700 0.0% --
07/23/2025 07/23/25 For Rent $1,700 -2.9% --
03/01/2024 03/01/24 Rented $1,750 +2.9% --
02/18/2024 02/18/24 Under Contract -- -- --
02/17/2024 02/17/24 For Rent $1,700 +7.9% --
11/01/2020 11/01/20 Rented $1,575 +3.3% --
10/29/2020 10/29/20 Under Contract -- -- --
10/28/2020 10/28/20 Off Market $1,525 -- --
10/23/2020 10/23/20 For Rent $1,525 +5.2% --
09/30/2019 09/30/19 Rented $1,450 0.0% --
09/30/2019 09/30/19 Under Contract -- -- --
09/30/2019 09/30/19 For Rent $1,450 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,356 $148,300 $0 $0
2024 $1,356 $142,200 $63,400 $78,800
2023 $1,329 $139,400 $0 $0
2022 $1,302 $136,600 $0 $0
2021 $1,335 $133,800 $63,400 $70,400
2020 $1,335 $132,733 $0 $0
2019 $1,324 $131,667 $0 $0
2018 $1,302 $130,600 $73,400 $57,200
2017 $1,302 $130,600 $0 $0
2016 -- $130,600 $0 $0
2015 $1,449 $131,700 $0 $0
2014 $1,449 $131,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mark Houck

    Landlord's Agent in 2025

    Mark Houck

    ExecuHome Realty

    (443) 404-4000

    1 in this area

    14 Total Sales

    Section Image
  • Carol Strasfeld

    Tenant's Agent in 2025

    Carol Strasfeld

    Unrepresented Buyer Office

    (301) 806-8871

    1 in this area

    6,010 Total Sales

    Section Image
  • Jody Doyle

    Buyer's Agent in 2024

    Jody Doyle

    Bangs Real Estate, LLC

    (443) 693-2452

    3 in this area

    17 Total Sales

    Section Image

  • R

    Buyer's Agent in 2020

    Rebecca Loewer

    EXP Realty, LLC

    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDHR2045674

Bright MLS

APN: 06-032842

Maryland Harford County Havre De Grace 21078 Old Town

655 Otsego St, Havre De Grace, MD

This home is located at 655 Otsego St, Havre de Grace, MD 21078 since 23 July 2025 and is currently priced at $296,724. This property was built in 1953. 655 Otsego St is a home located in Harford County with nearby schools including Havre de Grace Elementary School, Havre de Grace Middle School, and Havre de Grace High School.

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