$185,000
PENDING

655 W Walnut St Waterloo, IN 46793

Estimated payment $1,096/month

Total Views 387
3 Beds
1 Bath
1,021 Sq Ft
$181 Price per Sq Ft

Highlights

  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System
  • Level Lot
  • 1-Story Property

About This Home

Affordable. Updated. Hard to replicate. Welcome to 655 W Walnut Street in Waterloo, where small-town living meets space that’s nearly impossible to find at this price point. Situated on four connected city lots totaling approximately 0.60 acres, this well-maintained ranch offers room to spread out while still enjoying the convenience of an in-town location. Inside, you’ll find 3 bedrooms, 1 full bath, and a spacious, functional layout with an updated kitchen, ample cabinet and countertop space, and room for gathering with family and friends. The home’s size is deceiving from the street and lives larger than expected once inside. Major improvements have already been taken care of, including updated furnace, central air, water heater, and roof. Most appliances remain with the home, making this a truly move-in-ready opportunity. Outside is where this property really shines. The heated and insulated outbuilding offers space for vehicles, storage, hobbies, a workshop, or recreational equipment. One side of the property provides plenty of open space for entertaining, sports, pets, or gardening, while the tree-lined portion creates a private setting rarely found within town limits. USDA financing eligible for qualified buyers. If you’ve been looking for an affordable home with updates already completed, a large lot, and an outbuilding with endless possibilities, 655 W Walnut Street deserves a closer look.

Listing Agent

Tyler Secrist

CENTURY 21 Bradley Realty, Inc Brokerage Phone: 260-573-5748 Listed on: 06/23/2026

CENTURY 21 Bradley Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,219

Year Built

  • Built in 1950

Lot Details

  • 26,136 Sq Ft Lot
  • Lot Dimensions are 148x98x72
  • Level Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Vinyl Construction Material

Interior Spaces

  • 1,021 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • Mcafee Farms Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17-06-09-227-005.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,219

Year Built

Built in 1950

Lot Details

0.6 Acres

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1950
  • Style: One Story
  • Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: McAntatfer's Addition EX 50' Lot 40, Lot 39, lot 38, lot 37
  • Parcel Number ID: 17-06-09-227-005.000-008
  • Platted: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1021
  • Total Finished Sq Ft: 1021
  • Above Grade Finished Sq Ft: 1021
  • Basement Foundation: Crawl
  • Living Great Room: Dimensions: 19x10, On Level: Main
  • Kitchen: Dimensions: 19x12, On Level: Main
  • Bedroom 1: Dimensions: 14x9, On Level: Main
  • Bedroom 2: Dimensions: 12x9, On Level: Main
  • Bedroom 3: Dimensions: 10x10, On Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 40x24
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 148x98x72
  • Estimated Lot Sq Ft: 26136
  • Estimated Lot Size Acres: 0.6

Tax Info

  • Annual Taxes: 1218.54

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,255 $133,000 $40,700 $92,300
2024 $1,221 $134,000 $40,700 $93,300
2023 $1,262 $131,100 $39,600 $91,500
2022 $529 $75,600 $15,700 $59,900
2021 $493 $71,600 $15,700 $55,900
2020 $486 $73,600 $15,700 $57,900
2019 $417 $56,300 $15,700 $40,600
2018 $441 $56,700 $15,700 $41,000
2017 $422 $53,900 $15,700 $38,200
2016 $400 $53,500 $15,700 $37,800
2014 $420 $54,100 $10,700 $43,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/25/2026 06/25/26 Pending -- -- --
06/23/2026 06/23/26 For Sale $185,000 -- $181 / Sq Ft
Source: Indiana Regional MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- --
Interfamily Deed Transfer -- North American Title Company
Warranty Deed -- --
Deed $57,500 --
Deed $55,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $148,500 New Conventional
Previous Owner $84,500 New Conventional
Previous Owner $88,369 FHA
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202624853

Indiana Regional MLS

APN: 17-06-09-227-005.000-008

Your Personal Tour Guide

Ask me questions while you tour the home.