Seller's Agent in 2025
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
1 in this area
167 Total Sales
656 Ford Ave Elgin, IL 60120
Northeast Elgin Neighborhood
2
Beds
1
Bath
900
Sq Ft
4,600
Sq Ft Lot
Highlights
- Ranch Style House
- Living Room
- Central Air
- Wood Flooring
- Laundry Room
- Dining Room
About This Home
As of October 2025Welcome to this adorable 2 bedroom, 1 bath gem that's full of character and potential! Inside, you'll find a cozy and inviting layout with bright natural light, a functional kitchen, and a comfortable living space, perfect for relaxing or entertaining. The two bedrooms offer peaceful retreats, and the updated bathroom adds a modern touch. Downstairs, the spacious unfinished basement is a blank canvas, ideal for extra storage, a workshop, or your future dream space. Outside, enjoy a manageable yard with room for gardening, play, or simply soaking up the sun. Whether you're downsizing, or looking for an investment opportunity, this home offers a great mix of charm, potential, and affordability! Water heater 2017, siding approximately 3 years old. Seller selling AS IS.
Last Agent to Sell the Property
Realty of America, LLC License #475176592 Listed on: 07/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,204
Year Built
- Built in 1950
Lot Details
- 4,600 Sq Ft Lot
- Lot Dimensions are 47x130
Parking
- 1 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
Interior Spaces
- 900 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Basement Fills Entire Space Under The House
- Microwave
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Gas Dryer Hookup
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2025
Closed on
Oct 14, 2025
Sold by
Big Sky Management Llc
Bought by
Catalan Lauro Bailon and Catalan Hugo Baltazar
Seller's Agent
Mayra Gallardo
Realty of America, LLC
Buyer's Agent
Adalberto Sanchez
A&O Dream Key Real Estate
List Price
$249,900
Sold Price
$248,000
Premium/Discount to List
-$1,900
-0.76%
Views
186
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.81%
Original Mortgage
$240,560
Outstanding Balance
$240,560
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$4,487
Purchase Details
Closed on
Oct 27, 2017
Sold by
Cunningham John A
Bought by
Big Sky Managment Llc
Purchase Details
Closed on
Dec 19, 2013
Sold by
Springhill Investments Llc
Bought by
Burdin Christopher
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $248,000 | First American Title | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | -- | None Available | |
| Warranty Deed | $42,500 | Chicago Title Insurance Co | |
| Warranty Deed | $35,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $240,560 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/14/2025 10/14/25 | Sold | $248,000 | -0.8% | $276 / Sq Ft |
| 09/05/2025 09/05/25 | Pending | -- | -- | -- |
| 09/02/2025 09/02/25 | For Sale | $249,900 | 0.0% | $278 / Sq Ft |
| 08/26/2025 08/26/25 | Pending | -- | -- | -- |
| 08/19/2025 08/19/25 | Price Changed | $249,900 | -2.0% | $278 / Sq Ft |
| 07/31/2025 07/31/25 | For Sale | $255,000 | -- | $283 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,369 | $54,591 | $11,383 | $43,208 |
| 2023 | $4,204 | $49,319 | $10,284 | $39,035 |
| 2022 | $3,899 | $44,970 | $9,377 | $35,593 |
| 2021 | $3,751 | $42,044 | $8,767 | $33,277 |
| 2020 | $3,661 | $40,137 | $8,369 | $31,768 |
| 2019 | $3,571 | $38,233 | $7,972 | $30,261 |
| 2018 | $3,155 | $31,908 | $7,510 | $24,398 |
| 2017 | $2,485 | $30,165 | $7,100 | $23,065 |
| 2016 | $2,345 | $27,985 | $6,587 | $21,398 |
| 2015 | -- | $25,651 | $6,038 | $19,613 |
| 2014 | -- | $25,334 | $5,963 | $19,371 |
| 2013 | -- | $29,510 | $6,120 | $23,390 |
Source: Public Records
Agents Affiliated with this Home
-
Mayra Gallardo
-
Adalberto Sanchez
Buyer's Agent in 2025
Adalberto Sanchez
A&O Dream Key Real Estate
(224) 232-9419
14 in this area
160 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12425864
APN: 06-01-481-016
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