NOT LISTED FOR SALE

656 Spinnaker Trace Lafayette, IN 47909

Estimated Value: $531,000 - $593,000

4 Beds
3 Baths
4,122 Sq Ft
$134/Sq Ft Est. Value

Last Sold July 23, 2021

Last sale price $431,000 $105 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $3,316/month

58 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Backs to Open Ground
  • McCutcheon High School Rated 9+
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of July 2021

Absolutely beautiful 4 bedroom, 3 full bath home displaying lighted tray ceilings and plantation shutters. Wonderful space for comfortable everyday living and entertaining. Full finished basement.Upon arriving you are welcomed by the covered front porch and entering you are in the spacious L shaped foyer. Open concept spacious great room, dining and kitchen. The great room displays a gas log fireplace, a wall of windows and a mounted TV with sound bar. The kitchen offers a generously sized center island, built-in desk and handsome built-in buffet with wine rack and all appliances are included! Enter the owners suite through double doors leading to the bedroom, custom walk-in closet and bath with a double sink vanity and 2 oversized showers. The lower level with large daylight windows makes this area light and bright. The lower level offers an expansive family room with a wet bar. Also, on the lower level you will find a large bedroom, full bath, office and finished workshop. Garage door is one panel taller than normal and the garage offers a drain. A staircase in the basement provides access to the garage. Large deck with natural gas hooked up grill. The HOA fee covers, mowing, mulching in the spring, trimming of shrubs and snow removal. Quick and easy drive to Purdue University.

Last Agent to Sell the Property

Mike Frampton

Indiana Integrity REALTORS Listed on: 04/19/2021

Last Buyer's Agent

Mary Mason

BerkshireHathaway HS IN Realty

BerkshireHathaway HS IN Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,698

Year Built

  • Built in 2013

Lot Details

  • 3,572 Sq Ft Lot
  • Backs to Open Ground
  • Landscaped
  • Level Lot
  • Irrigation

HOA Fees

  • $130 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Poured Concrete
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Utility Room in Garage
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch

Location

  • Suburban Location

Schools

  • Mintonye Elementary School
  • Southwestern Middle School
  • Mc Cutcheon High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 79-11-18-178-006.000-030

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,698

Year Built

Built in 2013

Lot Details

0

HOA Fees

$130 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2013
  • Style: One Story
  • Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: THE RESERVE AT RAINEYBROOK PD PH 2 LOT 22
  • Parcel Number ID: 79-11-18-178-006.000-030
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic Pull Down Stairs, Attic Storage, Breakfast Bar, Built-in Desk, Cable Available, Cable Ready, Ceiling-9+, Ceiling-Tray, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Solid Surf, Deck Covered, Detector-Smoke, Disposal, Dryer Hook Up Gas, Foyer Entry, Garage Door Opener, Irrigation System, Landscaped, Open Floor Plan, Porch Covered, Range/Oven Hook Up Gas, Split Br Floor Plan, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Sump Pump, Garage Utilities
  • Location: City/Town/Suburb
  • Number Below Grade Bedrooms: 1
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 4414
  • Total Finished Sq Ft: 4122
  • Above Grade Finished Sq Ft: 2207
  • Below Grade Finished Sq Ft: 1915
  • Below Grade Sq Ft: 292
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished, Outside Entrance
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Ceramic Tile
  • Living Great Room: Dimensions: 23x20, On Level: Main
  • Kitchen: Dimensions: 15x13, On Level: Main
  • Breakfast Room: Dimensions: 15x8, On Level: Main
  • Family Room: Dimensions: 33x22, On Level: Basement
  • Extra Room: Workshop, Dimensions: 22x13, On Level: Basement
  • Bedroom 1: Dimensions: 15x14, On Level: Main
  • Bedroom 2: Dimensions: 14x11, On Level: Main
  • Bedroom 3: Dimensions: 13x13, On Level: Main
  • Bedroom 4: Dimensions: 19x13, On Level: Basement
  • Other Room1: Office, Dimensions: 19x13, On Level: Basement
  • Main Level Sq Ft: 2207
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 2207

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 27x22
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Gas Company: CenterPoint Energy
  • Hvac: Ceiling Fan
  • Laundry: Dimensions: Mainx7, On Level: 9

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 130
  • Association Fees Frequency: Monthly

Schools

  • Elementary School: Mintonye

Lot Info

  • Lot Description: Level
  • Lot Dimensions: .082
  • Estimated Lot Sq Ft: 3572
  • Estimated Lot Size Acres: 0.082

Tax Info

  • Annual Taxes: 2698
  • Exemptions: Homestead

MLS Schools

  • High School: Mc Cutcheon
  • Middle School: Southwestern
  • School District: Tippecanoe School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 19, 2021
Closed on
Jul 23, 2021
Sold by
Coulson Melinda S
Bought by
Anderson Aaron and Anderson Brooke
Seller's Agent
Mike Frampton
Indiana Integrity REALTORS
Buyer's Agent
Mary Mason
BerkshireHathaway HS IN Realty
List Price
$449,900
Sold Price
$431,000
Premium/Discount to List
-$18,900
-4.2%
Current Estimated Value
$550,867

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,867
Avg. Annual Appreciation
6.03%
Original Mortgage
$344,800
Outstanding Balance
$313,139
Interest Rate
2.96%
Mortgage Type
New Conventional
Estimated Equity
$240,909

Purchase Details

Closed on
Oct 3, 2019
Sold by
Smit Melinda S
Bought by
Smit Melinda S

Purchase Details

Listed on
May 21, 2014
Closed on
May 9, 2014
Sold by
Milakis Homes Lcc
Bought by
Smith Bernard and Smith Melinda S
Seller's Agent
Carole King
Keller Williams Lafayette
Buyer's Agent
Sherry Peck
F.C. Tucker/Shook
List Price
$365,000
Sold Price
$361,691
Premium/Discount to List
-$3,309
-0.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.79%
Original Mortgage
$289,650
Interest Rate
4.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 2, 2013
Sold by
Heron Bay Development Llc
Bought by
Milakis Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,280
Interest Rate
4.58%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Anderson Aaron -- Metropolitan Title
Anderson Aaron -- Metropolitan Title
Smit Melinda S -- None Available
Smith Bernard -- Columbia Title
Milakis Homes Llc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Anderson Aaron $344,800
Closed Anderson Aaron $344,800
Previous Owner Smith Bernard $289,650
Previous Owner Milakis Homes Llc $274,280
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/23/2021 07/23/21 Sold $431,000 -4.2% $105 / Sq Ft
06/16/2021 06/16/21 Pending -- -- --
04/19/2021 04/19/21 For Sale $449,900 +24.4% $109 / Sq Ft
05/22/2014 05/22/14 Sold $361,691 -0.9% $109 / Sq Ft View Prior Sale
05/22/2014 05/22/14 Pending -- -- --
05/21/2014 05/21/14 For Sale $365,000 -- $110 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,625 $466,700 $38,000 $428,700
2023 $3,360 $438,500 $38,000 $400,500
2022 $3,028 $389,700 $38,000 $351,700
2021 $2,872 $365,100 $38,000 $327,100
2020 $2,698 $350,300 $38,000 $312,300
2019 $2,460 $338,700 $38,000 $300,700
2018 $2,276 $326,800 $38,000 $288,800
2017 $2,266 $321,800 $38,000 $283,800
2016 $2,185 $314,700 $38,000 $276,700
2014 $1,493 $227,300 $38,000 $189,300
2013 $5 $200 $200 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202113214

Indiana Regional MLS

APN: 79-11-18-178-006.000-030