NOT LISTED FOR SALE

656 White Oak Dr Swanton, MD 21561

Estimated Value: $1,188,000 - $1,617,000

4 Beds
3.5 Baths
4,148 Sq Ft
$353/Sq Ft Est. Value

Last Sold November 04, 2016

Last sale price $525,000 $127 Per Sq Ft

Est. 179% increase in value since last sale

Current estimated payment $8,720/month

Highlights

  • 109 Feet of Waterfront
  • Fishing Allowed
  • Deck
  • 1 Dock Slip
  • Open Floorplan
  • Contemporary Architecture

About This Home

As of November 2016

Lots of potential for this 4,000 SF home on 109' of gently sloping lakefront! Featuring 4 bedrooms, 3.5 baths, 2-car garage, 3-levels, multiple family rooms and private Type A dock. The two decks are ideal to enjoy with friends and family as you take in breathtaking Deep Creek Lake. A few upgrades would allow this home to be the perfect full time residence or vacation getaway.

Last Agent to Sell the Property

Betsy Spiker Holcomb

Taylor Made Deep Creek Vacations & Sales License #518606 Listed on: 03/11/2016

Last Buyer's Agent

Sandi Flockhart

Coldwell Banker Deep Creek Realty License #MRIS:3008536

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,521

Year Built

  • Built in 1960

Lot Details

  • 0.66 Acre Lot
  • 109 Feet of Waterfront
  • Home fronts navigable water
  • The property's topography is moderate slope
  • Property is in very good condition
  • Property is zoned LR

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Wood Walls
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Water Views
  • Finished Basement
  • Connecting Stairway

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Patio

Utilities

  • Cooling System Utilizes Bottled Gas
  • Forced Air Heating and Cooling System
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 30
  • Assessor Parcel Number 1218007371

Community Details

Overview

  • No Home Owners Association
  • White Oak Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,521

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1960
  • Remarks Public: Lots of potential for this 4,000 SF home on 109' of gently sloping lakefront! Featuring 4 bedrooms, 3.5 baths, 2-car garage, 3-levels, multiple family rooms and private Type A dock. The two decks are ideal to enjoy with friends and family as you take in breathtaking Deep Creek Lake. A few upgrades would allow this home to be the perfect full time residence or vacation getaway.
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven/Range - Electric, Refrigerator
  • Interior Amenities: Combination Kitchen/Dining, Window Treatments, Primary Bath(s), Floor Plan - Open
  • Fireplace Features: Fireplace - Glass Doors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall, Wood Walls, Cathedral Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 4148
  • Living Area Sq Ft: 4148
  • Price Per Sq Ft: 238.74
  • Above Grade Finished Sq Ft: 2509
  • Below Grade Finished Sq Ft: 1639
  • Total Below Grade Sq Ft: 1639
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 656

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Dock Type: Type A
  • Pool Private: No
  • Road Surface Type: Paved
  • Roof: Asphalt
  • View: Water
  • View: Yes
  • Water Access Features: Limited Hours Of Personal Watercraft Operation (PWC), Fishing Allowed, Canoe/Kayak, Boat - Powered, Swimming Allowed, Sail
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 109

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Cooling: Yes
  • Heating Fuel: Bottled Gas/Propane
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • School District Key: 121139907558
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Improvement Assessed Value: 213500.00
  • Land Assessed Value: 378200.00
  • Lot Size Acres: 0.66
  • Lot Size Area: 28918
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 28918.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Topography: Moderate Slope
  • Year Assessed: 2016
  • Zoning: LR

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15665465
  • Tax Annual Amount: 6520.53
  • Assessor Parcel Number: 1218007371
  • Tax Lot: 30
  • Tax Page Number: 309
  • Tax Total Finished Sq Ft: 2509
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015
  • Close Date: 11/04/2016

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 15, 2023
Sold by
Castellano John A and Castellano Jennifer L
Bought by
Sears Michael and Massey-Sears Cari Ann
Current Estimated Value
$1,464,443

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$700,000
Outstanding Balance
$681,792
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$687,828

Purchase Details

Closed on
Sep 15, 2011
Sold by
First United Bank & Trust
Bought by
Lascaris James T

Purchase Details

Closed on
Aug 12, 2011
Sold by
First United Bank & Trust
Bought by
Lascaris James T
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sears Michael $1,400,000 --
Lascaris James T -- None Available
Lascaris James T -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sears Michael $700,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/04/2016 11/04/16 Sold $525,000 -12.4% $127 / Sq Ft
10/18/2016 10/18/16 Pending -- -- --
10/05/2016 10/05/16 Price Changed $599,000 -7.7% $144 / Sq Ft
07/21/2016 07/21/16 Price Changed $649,000 -3.9% $156 / Sq Ft
05/03/2016 05/03/16 Price Changed $675,000 -3.4% $163 / Sq Ft
03/11/2016 03/11/16 For Sale $699,000 -- $169 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,009 $931,400 $434,400 $497,000
2024 $10,086 $821,300 $0 $0
2023 $8,805 $711,200 $0 $0
2022 $7,502 $601,100 $378,200 $222,900
2021 $7,506 $596,633 $0 $0
2020 $7,449 $592,167 $0 $0
2019 $7,393 $587,700 $378,200 $209,500
2018 $7,005 $587,700 $378,200 $209,500
2017 $6,946 $587,700 $0 $0
2016 -- $591,700 $0 $0
2015 -- $591,700 $0 $0
2014 -- $591,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Betsy Spiker Holcomb

    Seller's Agent in 2016

    Betsy Spiker Holcomb

    Taylor Made Deep Creek Vacations & Sales

    (301) 616-5022

    404 Total Sales

    Betsy Spiker Holcomb
    Section Image

  • S

    Buyer's Agent in 2016

    Sandi Flockhart

    Coldwell Banker Deep Creek Realty

    Section Image
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Map

Source: Bright MLS

MLS Number: 1003914915

Bright MLS

APN: 18-007371

Maryland Garrett County Swanton 21561

656 White Oak Dr, Swanton, MD

This home is located at 656 White Oak Dr, Swanton, MD 21561 since 11 March 2016 and is currently estimated at $1,464,443, approximately $353 per square foot. This property was built in 1960. 656 White Oak Dr is a home located in Garrett County with nearby schools including Broad Ford Elementary School, Southern Middle School, and Southern Garrett High School.

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