NOT LISTED FOR SALE

657 Cummings Ln St. Simons, GA 31522

Estimated Value: $1,167,473 - $1,503,000

4 Beds
3 Baths
-- Sq Ft
6,098 Sq Ft Lot

Last Sold October 31, 2019

Last sale price $625,000

Est. 109% increase in value since last sale

Current estimated payment $7,713/month

242 Days on Market

Highlights

  • Attic
  • Ceiling Fan
  • Gas Log Fireplace
  • St. Simons Elementary School Rated A-

About This Home

As of October 2019

Fabulous Light & Open Cottage in like-new condition! Excellent Location close to Beach & Village on a quiet little lane.
This cottage has wrap around front & back porches, patio & fully fenced yard. The first floor offers comfortable living with the Master Suite plus a Guest Bedroom, Dining Room, Kitchen with 2 story Breakfast area & bar, Great Room with Fireplace & Shiplap walls. Upstairs there are 2 more Guest Bedrooms, Bath & 2 walk-in attic storage areas. This is a wonderful light filled cottage with lots of charm. Owner needs to retain occupancy til Aug. 1, 2019

Last Agent to Sell the Property

Pam Timbes

Palmetto Realty Group License #103134 Listed on: 01/31/2019

Last Buyer's Agent

Phoebe Hoaster

DeLoach Sotheby's International Realty License #47715

DeLoach Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,981

Year Built

  • Built in 2018

Lot Details

  • 6,098 Sq Ft Lot

Interior Spaces

  • Ceiling Fan
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Listing and Financial Details

  • Assessor Parcel Number 04-15019

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,981

Year Built

Built in 2018

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: ,,,
  • Subdivision Name: No Recorded Subdivision
  • Directions: 3rd cottage down intersection of Demere & Cummings Lane
  • New Construction: No
  • Year Built: 2018
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplace: Yes
  • Interior Amenities: Attic, Ceiling Fan(s)

Exterior Features

  • Home Warranty: No

Utilities

  • Security: Smoke Detector(s)

Lot Info

  • Parcel #: 04-15019
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2019
Closed on
Oct 31, 2019
Sold by
Fossey James D
Bought by
Pound James L and Pound Terri M
Seller's Agent
Pam Timbes
Palmetto Realty Group
Buyer's Agent
Phoebe Hoaster
DeLoach Sotheby's International Realty
List Price
$639,000
Sold Price
$625,000
Premium/Discount to List
-$14,000
-2.19%
Current Estimated Value
$1,305,618

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$680,618
Avg. Annual Appreciation
13.09%

Purchase Details

Listed on
May 26, 2017
Closed on
Apr 5, 2018
Sold by
Palmetto Building Grp Llc
Bought by
Fossey James D and Fossey Patricia A
Seller's Agent
Pam Timbes
Palmetto Realty Group
Buyer's Agent
Pam Timbes
Palmetto Realty Group
List Price
$659,990
Sold Price
$610,000
Premium/Discount to List
-$49,990
-7.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.56%
Original Mortgage
$488,000
Interest Rate
4.46%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pound James L $625,000 --
Fossey James D $610,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Fossey James D $488,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2019 10/31/19 Sold $625,000 -2.2% --
10/01/2019 10/01/19 Pending -- -- --
01/31/2019 01/31/19 For Sale $639,000 +4.8% --
04/05/2018 04/05/18 Sold $610,000 -7.6% $264 / Sq Ft View Prior Sale
03/03/2018 03/03/18 Pending -- -- --
05/26/2017 05/26/17 For Sale $659,990 -- $285 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,981 $398,000 $120,960 $277,040
2024 $7,821 $311,840 $100,800 $211,040
2023 $7,788 $311,840 $100,800 $211,040
2022 $7,946 $311,840 $100,800 $211,040
2021 $6,280 $238,000 $80,640 $157,360
2020 $6,339 $238,000 $80,640 $157,360
2019 $6,263 $235,080 $42,320 $192,760
2018 $8,043 $308,040 $42,320 $265,720
2017 $1,105 $42,320 $42,320 $0
Source: Public Records

Agents Affiliated with this Home

  • Pam Timbes

    Seller's Agent in 2019

    Pam Timbes

    Palmetto Realty Group

    (912) 222-6773

    172 in this area

    209 Total Sales

    Pam Timbes
    Section Image
  • Phoebe Hoaster

    Buyer's Agent in 2019

    Phoebe Hoaster

    DeLoach Sotheby's International Realty

    (912) 270-5730

    98 in this area

    116 Total Sales

    Phoebe Hoaster
    Section Image
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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1606072

Golden Isles Association of REALTORS®

APN: 04-15019

Georgia Glynn County Saint Simons Island 31522

657 Cummings Ln, Saint Simons Island, GA

Not Listed for Sale

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