NOT LISTED FOR SALE

657 Cummings Ln St. Simons, GA 31522

Saint Simons Neighborhood

Estimated Value: $1,160,646 - $1,434,000

4 Beds
3 Baths
-- Sq Ft
6,098 Sq Ft Lot

Last Sold October 31, 2019

Last sale price $625,000

Est. 107% increase in value since last sale

Current estimated payment $7,879/month

242 Days on Market

Highlights

  • Attic
  • Ceiling Fan
  • Gas Log Fireplace
  • St. Simons Elementary School Rated A-

About This Home

As of October 2019

Fabulous Light & Open Cottage in like-new condition! Excellent Location close to Beach & Village on a quiet little lane.
This cottage has wrap around front & back porches, patio & fully fenced yard. The first floor offers comfortable living with the Master Suite plus a Guest Bedroom, Dining Room, Kitchen with 2 story Breakfast area & bar, Great Room with Fireplace & Shiplap walls. Upstairs there are 2 more Guest Bedrooms, Bath & 2 walk-in attic storage areas. This is a wonderful light filled cottage with lots of charm. Owner needs to retain occupancy til Aug. 1, 2019

Last Listed By

Pam Timbes

Palmetto Realty Group License #103134 Listed on: 01/31/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,821

Year Built

  • Built in 2018

Lot Details

  • 6,098 Sq Ft Lot

Interior Spaces

  • Ceiling Fan
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Listing and Financial Details

  • Assessor Parcel Number 04-15019

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,821

Year Built

Built in 2018

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: ,,,
  • Subdivision Name: No Recorded Subdivision
  • Directions: 3rd cottage down intersection of Demere & Cummings Lane
  • New Construction: No
  • Year Built: 2018
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplace: Yes
  • Interior Amenities: Attic, Ceiling Fan(s)

Exterior Features

  • Home Warranty: No

Utilities

  • Security: Smoke Detector(s)

Lot Info

  • Parcel #: 04-15019
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2019
Closed on
Oct 31, 2019
Sold by
Fossey James D
Bought by
Pound James L and Pound Terri M
Seller's Agent
Pam Timbes
Palmetto Realty Group
Buyer's Agent
Phoebe Hoaster
DeLoach Sotheby's International Realty
List Price
$639,000
Sold Price
$625,000
Premium/Discount to List
-$14,000
-2.19%
Total Days on Market
242
Current Estimated Value
$1,291,162

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$666,162
Avg. Annual Appreciation
12.34%
Original Mortgage
$484,350
Outstanding Balance
$428,308
Interest Rate
3.65%
Mortgage Type
New Conventional
Estimated Equity
$768,125

Purchase Details

Listed on
May 26, 2017
Closed on
Apr 5, 2018
Sold by
Palmetto Building Grp Llc
Bought by
Fossey James D and Fossey Patricia A
Seller's Agent
Pam Timbes
Palmetto Realty Group
Buyer's Agent
Pam Timbes
Palmetto Realty Group
List Price
$659,990
Sold Price
$610,000
Premium/Discount to List
-$49,990
-7.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.56%
Original Mortgage
$488,000
Interest Rate
4.46%
Mortgage Type
New Conventional

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pound James L $625,000 --
Fossey James D $610,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pound James L $484,350
Previous Owner Fossey James D $488,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2019 10/31/19 Sold $625,000 -2.2% --
10/01/2019 10/01/19 Pending -- -- --
01/31/2019 01/31/19 For Sale $639,000 +4.8% --
04/05/2018 04/05/18 Sold $610,000 -7.6% $264 / Sq Ft
03/03/2018 03/03/18 Pending -- -- --
05/26/2017 05/26/17 For Sale $659,990 -- $285 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,821 $311,840 $100,800 $211,040
2023 $7,788 $311,840 $100,800 $211,040
2022 $7,946 $311,840 $100,800 $211,040
2021 $6,280 $238,000 $80,640 $157,360
2020 $6,339 $238,000 $80,640 $157,360
2019 $6,263 $235,080 $42,320 $192,760
2018 $8,043 $308,040 $42,320 $265,720
2017 $1,105 $42,320 $42,320 $0
Source: Public Records

Agents Affiliated with this Home

  • Pam Timbes

    Seller's Agent in 2019

    Pam Timbes

    Palmetto Realty Group

    (912) 222-6773

    184 in this area

    222 Total Sales

    Pam Timbes
    Section Image
  • Phoebe Hoaster

    Buyer's Agent in 2019

    Phoebe Hoaster

    DeLoach Sotheby's International Realty

    (912) 270-5730

    114 in this area

    135 Total Sales

    Phoebe Hoaster
    Section Image
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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1606072

Golden Isles Association of REALTORS®

APN: 04-15019

Georgia Glynn County Saint Simons Island 31522 Saint Simons

657 Cummings Ln, Saint Simons Island, GA

Homes for Sale in St. Simons, GA

This home is located at 657 Cummings Ln, St. Simons, GA 31522 since 31 January 2019 and is currently estimated at $1,291,162. This property was built in 2018. 657 Cummings Ln is a home located in Glynn County with nearby schools including St. Simons Elementary School, Glynn Middle School, and Glynn Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Golden Isles Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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