$610,000
SOLD APR 5, 2018

657 Cummings Ln St. Simons, GA 31522

4 Beds
3 Baths
2,312 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$264 Per Sq Ft

8% Below List Price

281 Days on Market

Highlights

  • Under Construction
  • No HOA
  • Wood Siding
  • St. Simons Elementary School Rated A-
  • Porch

About This Home

As of October 2019

REDUCED !!! Cummings Lane Cottages are a collection of 4 uniquely designed homes in a great location close to VILLAGE & BEACH! Offering a wrap around front porch & covered back porch. This home has a large kitchen perfect for family gatherings! Large Dining Room plus a 2 story Breakfast area, Shiplap walls & Fireplace in Living area, Master on main with walk-in closet, bath with double vanities, jetted tub & separate shower, Guest room or study plus full bath, wood tread stairs, 2 bedrooms up stairs with bench seats under window & walk-in attic storage. Picture is of a similar home. News photos coming soon!

Last Agent to Sell the Property

Pam Timbes

Palmetto Realty Group License #103134 Listed on: 05/26/2017

Last Buyer's Agent

Pam Timbes

Palmetto Realty Group License #103134 Listed on: 05/26/2017

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,821

Year Built

  • Built in 2017 | Under Construction

Lot Details

  • 6,098 Sq Ft Lot
  • Zoning described as Res Single

Home Design

  • Wood Siding

Interior Spaces

  • 2,312 Sq Ft Home
  • 2-Story Property
  • Great Room with Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Porch

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 04-15019

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,821

Year Built

Built in 2017 | Under Construction

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: ,,,
  • Subdivision Name: No Recorded Subdivision
  • Directions: On corner of Cummings & Demere close to Beach & Village
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: Yes
  • Building Stories: 2
  • Year Built: 2017
  • Property Sub Type Additional: Single Family Residence
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2312.0
  • Stories: 2

Exterior Features

  • Lot Features: Flood Zone
  • Waterfront: No
  • Construction Type: Wood Siding
  • Exterior Features: Porch
  • Patio And Porch Features: Porch
  • Property Condition: Under Construction

Utilities

  • Utilities: Sewer Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 04-15019
  • Zoning Description: Res Single
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2019
Closed on
Oct 31, 2019
Sold by
Fossey James D
Bought by
Pound James L and Pound Terri M
Seller's Agent
Pam Timbes
Palmetto Realty Group
Buyer's Agent
Phoebe Hoaster
DeLoach Sotheby's International Realty
List Price
$639,000
Sold Price
$625,000
Premium/Discount to List
-$14,000
-2.19%
Current Estimated Value
$1,348,607

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$723,607
Avg. Annual Appreciation
13.20%
Original Mortgage
$484,350
Outstanding Balance
$428,308
Interest Rate
3.65%
Mortgage Type
New Conventional
Estimated Equity
$862,854

Purchase Details

Listed on
May 26, 2017
Closed on
Apr 5, 2018
Sold by
Palmetto Building Grp Llc
Bought by
Fossey James D and Fossey Patricia A
Seller's Agent
Pam Timbes
Palmetto Realty Group
Buyer's Agent
Pam Timbes
Palmetto Realty Group
List Price
$659,990
Sold Price
$610,000
Premium/Discount to List
-$49,990
-7.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.56%
Original Mortgage
$488,000
Interest Rate
4.46%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 --
Warranty Deed $610,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $484,350 New Conventional
Previous Owner $488,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2019 10/31/19 Sold $625,000 -2.2% --
10/01/2019 10/01/19 Pending -- -- --
01/31/2019 01/31/19 For Sale $639,000 +4.8% --
04/05/2018 04/05/18 Sold $610,000 -7.6% $264 / Sq Ft
03/03/2018 03/03/18 Pending -- -- --
05/26/2017 05/26/17 For Sale $659,990 -- $285 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,821 $311,840 $100,800 $211,040
2023 $7,788 $311,840 $100,800 $211,040
2022 $7,946 $311,840 $100,800 $211,040
2021 $6,280 $238,000 $80,640 $157,360
2020 $6,339 $238,000 $80,640 $157,360
2019 $6,263 $235,080 $42,320 $192,760
2018 $8,043 $308,040 $42,320 $265,720
2017 $1,105 $42,320 $42,320 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1583959

Golden Isles Association of REALTORS®

APN: 04-15019