$300,000
SOLD OCT 23, 2025

657 Lear Terrace Deltona, FL 32725

3 Beds
2 Baths
1,536 Sq Ft
0.25 Acres

Recently Sold

$195 Per Sq Ft

8% Below List Price

120 Days on Market

Highlights

  • Open Floorplan
  • Sun or Florida Room
  • No HOA
  • Bonus Room
  • Stone Countertops
  • Oversized Lot

About This Home

As of October 2025

$5,000 seller concession to buyer for interest-rate buydown/points with acceptable offer. Home qualifies for Down Payment Assistance! Fully Renovated Brick Front Faced Home, ideally located near I-4. This Home seats on an oversized lot and has a spacious fenced backyard with a patio area. The renovations done are: NEW TILE FLOORS throughout, NEW KITCHEN with NEW GRANITE COUNTERTOP and NEW STAINLESS STEEL APPLIANCES, NEW DOORS, NEW BASEBOARDS, NEW HARDWARE, NEW LIGHT FIXTURES, NEW BATHROOMS with NEW VANITIES, TOILETS, SHOWER & TUB, NEW WATER HEATER, NEW A/C, Entire House REPIPED, NEW GARAGE DOOR WITH GARAGE OPENER, NEW EXTERIOR AND INTERIOR PAINT JOB. ROOF IS 2017. Come and take a look at it yourself. Make this one your future home and enjoy the natural breeze offered by the surrounded mature landscaped trees while seating on the front porch or the backyard area. You will have peace of mind for the years to come knowing that your home has been fully remodeled top to bottom.

Last Agent to Sell the Property

Adalis Chamorro

CHARLES RUTENBERG REALTY ORLANDO Brokerage Phone: 407-622-2122 License #3396634 Listed on: 05/29/2025

CHARLES RUTENBERG REALTY ORLANDO

Last Buyer's Agent

William 'billy' Joyce

EXIT REAL ESTATE PROPERTY SOL License #3367228

EXIT REAL ESTATE PROPERTY SOL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,424

Year Built

  • Built in 1966

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 79x140
  • Northwest Facing Home
  • Oversized Lot
  • Property is zoned 01R

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,536 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Living Room
  • Dining Room
  • Bonus Room
  • Sun or Florida Room
  • Ceramic Tile Flooring
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Rain Gutters
  • Front Porch

Schools

  • Discovery Elementary School
  • Deltona Middle School
  • University High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Deltona Lakes Unit 25 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,424

Year Built

Built in 1966

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Brick, Concrete, Stucco
  • Fireplace: No
  • Living Area: 1536
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1966
  • Building Area Total: 1982
  • Lot Size Sq Ft: 11060
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 184.13
  • Escrow City: Orange City
  • Escrow State: FL
  • Escrow Street Name: S Volusia Ave Suite 100
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 195.31
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-622-2122
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Bonus Room,Florida Room
  • Living Area Meters: 142.70

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Development: Deltona Lakes

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Discovery Elem
  • High School: University High School-VOL
  • Middle Or Junior School: Deltona Middle

Lot Info

  • Zoning: 01R
  • Parcel Number: 8130-25-15-0040
  • Additional Parcels: No
  • Lot Features: City Limits, Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 79x140
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3423.7
  • Tax Block: 649
  • Tax Book Number: 27-54
  • Tax Lot: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Oct 23, 2025
Sold by
Chamorro Investments Llc
Bought by
Asby Phillip and Asby Brittany
Seller's Agent
Adalis Chamorro
CHARLES RUTENBERG REALTY ORLANDO
Buyer's Agent
William 'billy' Joyce
EXIT REAL ESTATE PROPERTY SOL
List Price
$325,000
Sold Price
$300,000
Premium/Discount to List
-$25,000
-7.69%
Views
102
Current Estimated Value
$285,974

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,026
Avg. Annual Appreciation
-17.43%
Original Mortgage
$294,566
Outstanding Balance
$294,007
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
-$8,033

Purchase Details

Listed on
Mar 16, 2025
Closed on
Apr 1, 2025
Sold by
Kelly-Johnston Grace and Johnston Lester E
Bought by
Chamorro Investments Llc
Seller's Agent
Ruthann Costa
WATSON REALTY CORP
Buyer's Agent
Adalis Chamorro
CHARLES RUTENBERG REALTY ORLANDO
List Price
$184,999
Sold Price
$185,000
Premium/Discount to List
$1
0.0%
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
137.09%
Original Mortgage
$231,900
Interest Rate
6.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2016
Sold by
Gne1 Llc
Bought by
Johnston Grace and Johnston Lester E

Purchase Details

Closed on
Aug 9, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Gne 1 Llc

Purchase Details

Closed on
Jul 22, 2010
Sold by
Gmac Mortgage Llc
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Jun 22, 2010
Sold by
Bushlow John M and Bushlow Ruthanne
Bought by
Gmac Mortgage Llc

Purchase Details

Closed on
Aug 25, 1995
Sold by
Rinkofsky Arnold
Bought by
Bushlow Ruth M and Bushlow John M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,500
Interest Rate
7.58%

Purchase Details

Closed on
Aug 7, 1995
Sold by
Baldwin Richard I
Bought by
Rinkofsky Arnold

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,500
Interest Rate
7.58%

Purchase Details

Closed on
Mar 14, 1995
Sold by
Eva Goodman Living Tr
Bought by
Rinkofsky Arnold

Purchase Details

Closed on
Oct 22, 1993
Sold by
Goodman Eva and Goodman Harris H
Bought by
Eva Goodman Living Tr
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 Premier Partners Title
Warranty Deed $185,000 Watson Title Services
Warranty Deed $185,000 Watson Title Services
Special Warranty Deed $75,000 Best Practices Title Llc
Special Warranty Deed $36,200 New House Title
Special Warranty Deed -- New House Title
Trustee Deed -- Attorney
Warranty Deed $55,000 --
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $294,566 FHA
Previous Owner $231,900 New Conventional
Previous Owner $49,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/23/2025 10/23/25 Sold $300,000 0.0% $195 / Sq Ft
09/26/2025 09/26/25 Pending -- -- --
08/29/2025 08/29/25 Price Changed $300,000 -2.0% $195 / Sq Ft
08/26/2025 08/26/25 Price Changed $306,000 -1.3% $199 / Sq Ft
08/15/2025 08/15/25 Price Changed $310,000 -1.6% $202 / Sq Ft
08/06/2025 08/06/25 Price Changed $314,900 -0.3% $205 / Sq Ft
06/22/2025 06/22/25 Price Changed $316,000 -1.2% $206 / Sq Ft
06/10/2025 06/10/25 Price Changed $319,900 -1.6% $208 / Sq Ft
05/29/2025 05/29/25 For Sale $325,000 +75.7% $212 / Sq Ft
04/03/2025 04/03/25 Sold $185,000 0.0% $136 / Sq Ft View Prior Sale
03/18/2025 03/18/25 Pending -- -- --
03/16/2025 03/16/25 For Sale $184,999 -- $136 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,479 $235,831 $66,360 $169,471
2025 $3,479 $195,762 $66,360 $129,402
2024 $3,178 $218,104 $54,858 $163,246
2023 $3,178 $204,627 $49,029 $155,598
2022 $2,915 $173,349 $39,540 $133,809
2021 $2,715 $135,116 $26,096 $109,020
2020 $2,510 $123,224 $20,561 $102,663
2019 $2,390 $110,543 $20,165 $90,378
2018 $2,200 $95,358 $14,234 $81,124
2017 $1,948 $69,146 $8,282 $60,864
2016 $1,463 $56,035 $0 $0
2015 $1,397 $52,060 $0 $0
2014 $1,235 $41,146 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6313405

Stellar MLS

APN: 8130-25-15-0040