$502,500
SOLD MAR 14, 2025

657 Providence Ln Crystal Lake, IL 60012

4 Beds
4 Baths
3,020 Sq Ft
0.39 Acres

Recently Sold

$166 Per Sq Ft

5% Above List Price

6 Days on Market

Highlights

  • Second Kitchen
  • 0.39 Acre Lot
  • Property is near a park
  • Prairie Ridge High School Rated A
  • Colonial Architecture
  • Recreation Room

About This Home

As of March 2025

Don't miss out on this Corner lot Home! New Fenced in large yard for entertaining with a concrete Patio, Cobblestone FirePit area and new play set. This home has a bright open concept with vaulted ceilings that is perfect for entertaining. Hardwood flooring begins in the foyer and extends through to the kitchen, family room, and den. The windows in this home are abundant allowing lots of sun to shine in. 2 story family room features a white stone fireplace with gas logs. Eat-in kitchen features an island with breakfast bar, 42" cabinets, granite countertops and tile backsplash along with new stainless steel appliances. The den is open to the family room but could easily be enclosed for privacy. The 2nd floor has updated windows and 4 spacious sized bedrooms. The large master suite features vaulted ceiling, his & her closets, and a luxury master bath with a jetted tub and dual vanities. The basement is newly remodeled with a 2nd kitchen, new carpet and 1400 square feet of additional living space. Roof new in 2013, water heater new in 2016, a/c new in 2019. Make this your new home with a quick close!

Last Agent to Sell the Property

Kathy Barcham

HomeSmart Connect LLC License #475178415 Listed on: 02/03/2025

HomeSmart Connect LLC

Last Buyer's Agent

Diana Gonzalez

Luna Real Estate Inc. License #475179373

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,170

Year Built

  • Built in 1999

Lot Details

  • 0.39 Acre Lot
  • Lot Dimensions are 124x133x25x87x138
  • Corner Lot

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,020 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Recreation Room
  • Carbon Monoxide Detectors

Kitchen

  • Second Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Husmann Elementary School
  • Hannah Beardsley Middle School
  • Prairie Ridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Oor Association, Phone Number (815) 000-0000
  • Wyndmuir Subdivision, Carlyle Floorplan
  • Property managed by Private Party

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,170

Year Built

Built in 1999

Lot Details

0

HOA Fees

$10 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Wyndmuir
  • Year Built: 1999
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Attached Fireplace Doors/Screen, Gas Log
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Granite Counters
  • LivingArea: 3020
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Kitchen, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Fire Pit
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot
  • OtherStructures: None
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, Electric Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 122
  • Association Fee Frequency: Annually
  • Community Features: Park
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Private Party
  • Management Contact Name: OOR
  • Management Phone: 815-000-0000
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Husmann Elementary School
  • High School: Prairie Ridge High School
  • Middle/Junior School: Hannah Beardsley Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.39
  • Lot Dimensions: 124X133X25X87X138
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11170.16
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 3, 2025
Closed on
Mar 12, 2025
Sold by
Sweis Fares and Sweis Nadeen
Bought by
Mejia-Estrada Daniel and Garcia Deisy
Seller's Agent
Kathy Barcham
HomeSmart Connect LLC
Buyer's Agent
Diana Gonzalez
Luna Real Estate Inc.
List Price
$479,000
Sold Price
$502,500
Premium/Discount to List
$23,500
4.91%
Views
108
Current Estimated Value
$523,763

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,263
Avg. Annual Appreciation
5.46%
Original Mortgage
$75,375
Outstanding Balance
$30,436
Interest Rate
3.8%
Mortgage Type
New Conventional
Estimated Equity
$493,327

Purchase Details

Listed on
Jan 1, 2020
Closed on
Feb 21, 2020
Sold by
Nuno Rafael and Nuno Maria
Bought by
Sweis Nadeen
Seller's Agent
Yolonda Moenning
Keller Williams North Shore West
Buyer's Agent
Kathy Barcham
HomeSmart Connect LLC
List Price
$329,900
Sold Price
$310,000
Premium/Discount to List
-$19,900
-6.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.02%
Original Mortgage
$248,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2014
Sold by
Strapko Nancy and Strapko Frank
Bought by
Strapko Nancy and Nancy Strapko Trust #2014-1

Purchase Details

Closed on
Dec 8, 1999
Sold by
Oak Brook Bank
Bought by
Nuno Rafael and Nuno Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,000
Interest Rate
7.7%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $502,500 Chicago Title
Warranty Deed $310,000 Attorney
Interfamily Deed Transfer -- None Available
Deed $268,500 First American
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,375 New Conventional
Open $402,000 New Conventional
Previous Owner $248,000 New Conventional
Previous Owner $134,000 Balloon
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/14/2025 03/14/25 Sold $502,500 +4.9% $166 / Sq Ft
02/09/2025 02/09/25 Pending -- -- --
02/03/2025 02/03/25 For Sale $479,000 +54.5% $159 / Sq Ft
02/21/2020 02/21/20 Sold $310,000 -6.0% $103 / Sq Ft View Prior Sale
01/28/2020 01/28/20 Pending -- -- --
01/01/2020 01/01/20 For Sale $329,900 -- $109 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,522 $142,481 $25,945 $116,536
2023 $11,170 $127,774 $23,267 $104,507
2022 $10,006 $110,204 $23,270 $86,934
2021 $9,539 $103,323 $21,817 $81,506
2020 $10,977 $116,498 $23,515 $92,983
2019 $10,632 $110,761 $22,357 $88,404
2018 $11,313 $115,342 $24,797 $90,545
2017 $11,454 $110,502 $23,756 $86,746
2016 $11,368 $105,431 $22,666 $82,765
2013 -- $91,612 $21,572 $70,040
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12219077

Midwest Real Estate Data (MRED)

APN: 14-34-103-001