NOT LISTED FOR SALE

657 Ridge Ln Lula, GA 30554

Estimated Value: $305,000 - $345,000

3 Beds
2.5 Baths
1,670 Sq Ft
$192/Sq Ft Est. Value

Last Sold September 09, 2021

Last sale price $235,000 $141 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $1,973/month

15 Days on Market

Highlights

  • Open-Concept Dining Room
  • Mountainous Lot
  • Corner Lot
  • Mountain View
  • Main Floor Primary Bedroom
  • Private Yard

About This Home

As of September 2021

A short 10 minute drive to Jaemor Farmers Market for fresh produce and only 20 minutes to the Commerce Tanger Outlets, Lake Russell, Lake Lanier.!

This cozy home features massive kitchen/lounge area, large master on the main, and partial basement.

Everything from fig trees, mulberry trees, peach trees, blueberry bushes, and raspberry bushes. Growing raised garden bed and a large storage shed.

This private lot is a perfect place to enjoy the sounds of nature, watching the wildlife, and views of the North Georgia mountains on the large wrap around porch.

Last Agent to Sell the Property

Tommie Gaines

Boardwalk Realty Associates, Inc. License #369848 Listed on: 07/20/2021

Last Buyer's Agent

Margaret Williams

NOT A VALID MEMBER License #377024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,344

Year Built

  • Built in 1987

Lot Details

  • 3.47 Acre Lot
  • Lot Dimensions are 200x0
  • Dirt Road
  • Private Entrance
  • Corner Lot
  • Mountainous Lot
  • Private Yard
  • Back and Front Yard

HOA Fees

  • $25 Monthly HOA Fees

Property Views

  • Mountain
  • Rural

Home Design

  • Slab Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,670 Sq Ft Home
  • 2-Story Property
  • Private Rear Entry
  • Family Room with Fireplace
  • Open-Concept Dining Room
  • Den
  • Carpet
  • Partial Basement
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Wrap Around Porch

Schools

  • Banks County Elementary And Middle School
  • Banks County High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Legal Lot and Block 14&15 / 18
  • Assessor Parcel Number B06E018

Community Details

Overview

  • Hudson River Falls Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,344

Year Built

Built in 1987

Lot Details

0

HOA Fees

$25 per month

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Property Condition: Resale
  • Year Built: 1987
  • Levels Stories: Two
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet
  • Fireplace Features: Family Room
  • Number Of Fireplaces: 1
  • Appliances: Dryer, Washer
  • Basement: Partial
  • Kitchen Features: Solid Surface Counters
  • Common Walls: No Common Walls
  • Additional Rooms: Den
  • Dining Room Features: Open Concept
  • Square Footage: 1670.00
  • Spa Features: None
  • Window Features: None

Beds/Baths

  • Total Bedrooms: 3
  • Bedroom Features: Master on Main
  • Main Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Main Full Bathrooms: 2
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity

Exterior Features

  • Construction Materials: Wood Siding
  • Roof Type: Metal
  • Patio And Porch Features: Covered, Front Porch, Wrap Around
  • Exterior Features: Private Front Entry, Private Rear Entry, Private Yard
  • View: Mountain(s), Rural
  • Foundation: Slab

Utilities

  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Common Area
  • Utilities: Cable Available, Electricity Available
  • Electric: None

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Annually
  • Association: Yes
  • Home Warranty: Yes
  • Subdivision Complex: Hudson River Falls

Schools

  • Elementary School: Banks County
  • Middle School: Banks County
  • High School: Banks County

Lot Info

  • Acres: 3.4700
  • Lot: 14&15
  • Land/Lot: 14&15
  • Section G M D: 912
  • Plat Book: 14
  • Plat Page: 36
  • Lot Features: Back Yard, Corner Lot, Front Yard, Mountain Frontage
  • Lot Dimensions: 200x0
  • Parcel Number: B06E018
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 1344.00
  • Assessor Parcel Number: B06E-018
  • Close Date: 2021-09-09
  • Tax Year: 2020

MLS Schools

  • Elementary School: Banks County
  • High School: Banks County
  • Middle School: Banks County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2021
Closed on
Sep 9, 2021
Sold by
Rakowski Jennifer
Bought by
Bonner Jonathan
Seller's Agent
Tommie Gaines
Boardwalk Realty Associates, Inc.
Buyer's Agent
Margaret Williams
NOT A VALID MEMBER
List Price
$235,000
Sold Price
$235,000
Total Days on Market
15
Current Estimated Value
$320,327

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,327
Avg. Annual Appreciation
8.56%
Original Mortgage
$242,424
Outstanding Balance
$222,978
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$97,349

Purchase Details

Closed on
Apr 19, 2018
Sold by
Pinsk Properties Llc
Bought by
Rakowski Jennifer and Liber Nikolas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,755
Interest Rate
4.99%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 14, 2017
Sold by
Sec Of Housing & U
Bought by
Pinsk Properties Llc

Purchase Details

Closed on
Feb 21, 2016
Sold by
Ditech Financial Llc
Bought by
Sec Of Housing & Urban

Purchase Details

Closed on
Dec 1, 2015
Sold by
Johnson Patricia C
Bought by
Ditech Financial Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bonner Jonathan $235,000 --
Rakowski Jennifer $151,500 --
Pinsk Properties Llc $50,000 --
Sec Of Housing & Urban -- --
Ditech Financial Llc $68,715 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bonner Jonathan $242,424
Previous Owner Rakowski Jennifer $148,755
Previous Owner Johnson Patricia C $71,050
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2021 09/09/21 Sold $235,000 0.0% $141 / Sq Ft
08/04/2021 08/04/21 Pending -- -- --
07/20/2021 07/20/21 For Sale $235,000 -- $141 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,904 $98,640 $18,301 $80,339
2023 $1,904 $84,831 $17,283 $67,548
2022 $1,474 $72,136 $13,474 $58,662
2021 $1,396 $64,494 $10,740 $53,754
2020 $1,344 $60,625 $9,022 $51,603
2019 $1,289 $57,918 $9,022 $48,896
2018 $469 $39,598 $9,022 $30,576
2017 $994 $40,678 $9,024 $31,654
2016 $1,022 $40,678 $9,024 $31,654
2015 $486 $40,677 $9,024 $31,654
2014 $486 $40,678 $9,024 $31,654
2013 -- $41,196 $9,024 $32,172
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2021

    Tommie Gaines

    Boardwalk Realty Associates, Inc.

    (404) 593-4763

    25 Total Sales

    Tommie Gaines
    Section Image

  • M

    Buyer's Agent in 2021

    Margaret Williams

    NOT A VALID MEMBER

See All Agents

Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 6920473

First Multiple Listing Service (FMLS)

APN: B06E018

Georgia Banks County Lula 30554

657 Ridge Ln, Lula, GA

This home is located at 657 Ridge Ln, Lula, GA 30554 since 20 July 2021 and is currently estimated at $320,327, approximately $191 per square foot. This property was built in 1987. 657 Ridge Ln is a home located in Banks County with nearby schools including Banks County Primary School, Banks County Elementary School, and Banks County Middle School.

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