$549,000

Estimated payment $3,270/month

Total Views 934
3 Beds
2 Baths
2,229 Sq Ft
$246 Price per Sq Ft

Highlights

  • 220 Feet of Waterfront
  • Dock made with wood
  • Oak Trees
  • Boat Ramp
  • Access To Lake
  • 0.51 Acre Lot

About This Home

Welcome home to your canal front property on a half acre leading to Bay Lake! This 3 bedroom, 2 bath home features an open floor plan with soaring ceilings and sliding glass doors all along the back of the house and skylights to let in lots of natural light. The backyard faces a conservation area across the canal, so no rear neighbors! Some of the upgrades include the kitchen, both bathrooms, roof replaced in 2022, HVAC system replaced 2025, hot water heater 2025, screened garage door replaced 2024 and drainfield replaced in 2021. A brand new 16' by 10' barn style shed was just installed in March of 2026. There is lots of lush, mature landscaping for privacy and lots of trees for shade. Relax on the dock in the morning and enjoy all the birds and squirrels! An oversized garage has extra storage for all your toys. An enclosed 48' by 12' lanai is great for entertaining. If you are looking for a beautiful property on the water where you are not on top of your neighbors, look no further. Bay Lake Estates has a boat ramp for the community residents use. Enjoy Florida living at its best!

Listing Agent

Kelly Yerkes

GOLDEN PALMS REALTY OF FLORIDA Brokerage Phone: 407-944-4822 License #3046022 Listed on: 08/06/2026

Co-Listing Agent

Cheryl Grieb

GOLDEN PALMS REALTY OF FLORIDA Brokerage Phone: 407-944-4822 License #3006738

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,099

Year Built

  • Built in 1992

Lot Details

  • 21,998 Sq Ft Lot
  • Lot Dimensions are 110x200
  • 220 Feet of Waterfront
  • 110 Feet of Fresh Water Canal Waterfront
  • 110 Feet of Canal Waterfront
  • North Facing Home
  • Vinyl Fence
  • Wood Fence
  • Mature Landscaping
  • Irrigation Equipment
  • Oak Trees
  • Private Yard
  • Property is zoned ORS1

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Contemporary Architecture
  • Patio Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,229 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Blinds
  • Drapes & Rods
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Canal Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Built-In Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Makeup or Vanity Space
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall
  • Built-In Shower Bench
  • Window or Skylight in Bathroom

Laundry

  • Laundry in Kitchen
  • Electric Dryer Hookup

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Dock made with wood
  • Open Dock
  • Dock made with Composite Material
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Private Mailbox

Schools

  • Harmony Community Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Thermostat
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Bay Lake Estates Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,099

Year Built

Built in 1992

Lot Details

0.51 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Patio Home
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2229
  • Lot Size Acres: 0.51
  • New Construction: No
  • Year Built: 1992
  • Building Area Total: 3437
  • Lot Size Sq Ft: 21998
  • Status: Active
  • Co List Office Mls Id: MFR272500232
  • Co List Office Phone: 407-944-4822
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 319.31
  • Escrow City: St. Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Ave.
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 246.30
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock - Open,Dock - Wood
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Private Boat Ramp
  • Water Frontage Feet Canal Front: 110
  • Attribution Contact: 407-944-4822
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment, Private Yard
  • Stories: 1
  • Window Features: Skylight(s), Blinds, Drapes
  • Living Area Meters: 207.08

Exterior Features

  • Direction Faces: North
  • Other Structures: Shed(s)
  • Exterior Features: Lighting, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: BAY LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 220
  • Flood Zone Panel: 12097C0285G
  • Water Frontage Feet Canal Fresh: 110

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, In Kitchen, Laundry Closet
  • Sewer: Septic Tank
  • Water Source: Canal/Lake For Irrigation, Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK
  • Association: No
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Harmony Community School (K-5)
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: ORS1
  • Parcel Number: 13-26-31-2595-0001-0930
  • Additional Parcels: No
  • Fencing: Vinyl, Wood
  • Lot Features: In County, Landscaped, Paved
  • Lot Dimensions: 110x200
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3098.53
  • Tax Block: 1
  • Tax Book Number: 2-86
  • Tax Lot: 93

Multi Family

  • Waterfront Features: Canal - Freshwater, Canal Front

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,099 $213,061
2024 $2,868 $207,057
2023 $2,868 $201,027 $0 $0
2022 $2,743 $195,172 $0 $0
2021 $2,718 $189,488 $0 $0
2020 $2,668 $186,872 $0 $0
2019 $2,625 $182,671 $0 $0
2018 $2,526 $179,265 $0 $0
2017 $2,521 $175,578 $0 $0
2016 $2,485 $171,967 $0 $0
2015 $2,515 $170,772 $0 $0
2014 $2,471 $169,417 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/06/2026 08/06/26 For Sale $549,000 -- $246 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $190,000 --
Source: Public Records

Source: Stellar MLS

MLS Number: S5154229

Stellar MLS

APN: 13-26-31-2595-0001-0930

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