NOT LISTED FOR SALE

Estimated Value: $470,000 - $548,000

4 Beds
2 Baths
2,211 Sq Ft
$224/Sq Ft Est. Value

Last Sold March 31, 2023

Last sale price $425,000 $192 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $2,933/month

21 Days on Market

Highlights

  • Water Views
  • Porch
  • Walk-In Closet
  • Deck
  • 2 Car Attached Garage
  • Cooling Available

About This Home

As of March 2023

Immaculate home that sits on almost an acre directly across from the neighborhood pond! Specialty ceilings, open floor plan, custom shelving in the foyer greet you upon entry. Split bedroom plan allows privacy in the primary bedroom with en suite bath complete with a garden tub and separate large tiled shower. Two other bedrooms are on the main level and a bonus/4th bedroom is upstairs. Screened in porch and deck overlooks the expansive backyard and is great for entertaining!

Last Buyer's Agent

Ryan King

Greater Chattanooga Realty, Keller Williams Realty License #284395

Greater Chattanooga Realty, Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,318

Year Built

  • Built in 2017

Lot Details

  • 0.91 Acre Lot
  • Lot Dimensions are 114x231
  • Level Lot

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Stone Siding

Interior Spaces

  • 2,211 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • Water Views
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Saddle Ridge Elementary And Middle School
  • Lafayette High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • Saddle Ridge Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0334 122

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,318

Year Built

Built in 2017

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2017
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: High Ceilings, Open Floorplan, Walk-In Closet(s)
  • Appliances: Refrigerator, Microwave, Electric Range, Dishwasher
  • Fireplace Features: Living Room, Gas
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet, Wood, Tile
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 2211
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Fiber Cement, Stone
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Covered, Patio, Porch, Screened
  • Pool Private: No
  • Roof: Other
  • Topography: Level,Other
  • View: Water
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Amenities: Sidewalks
  • Association: Yes
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level, Other
  • Lot Size Acres: 0.91
  • Lot Size: 114X231
  • Lot Size Units: Acres
  • Parcel #: 0334 122
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 3318

MLS Schools

  • Elementary School: Saddle Ridge Elementary and Middle School
  • High School: LaFayette High School
  • Middle Or Junior School: Saddle Ridge Elementary and Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2023
Closed on
Mar 31, 2023
Sold by
Farris William
Bought by
Gardner Nigel and Beyer Emily
Buyer's Agent
Ryan King
Greater Chattanooga Realty, Keller Williams Realty
List Price
$440,000
Sold Price
$425,000
Premium/Discount to List
-$15,000
-3.41%
Views
47
Current Estimated Value
$495,580

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,580
Avg. Annual Appreciation
5.97%
Original Mortgage
$403,750
Outstanding Balance
$393,045
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$97,655

Purchase Details

Listed on
Jul 23, 2021
Closed on
Sep 22, 2021
Sold by
Daniel William B
Bought by
Farris William Kelly
Seller's Agent
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
List Price
$429,900
Sold Price
$400,000
Premium/Discount to List
-$29,900
-6.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$380,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 7, 2017
Sold by
Queen Construction Llc
Bought by
Daniel William B and Daniel Emily A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$261,000
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2017
Sold by
Davis Roy
Bought by
Queen Construction Llc

Purchase Details

Closed on
Jul 13, 2006
Sold by
Not Provided
Bought by
Davis Roy

Purchase Details

Closed on
Jul 30, 1999
Bought by
Catlett Developement Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gardner Nigel $425,000 --
Farris William Kelly $400,000 --
Daniel William B $290,000 --
Queen Construction Llc $20,000 --
Davis Roy $95,000 --
Catlett Developement Llc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gardner Nigel $403,750
Previous Owner Farris William Kelly $380,000
Previous Owner Daniel William B $261,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2023 03/31/23 Sold $425,000 -3.4% $192 / Sq Ft
02/27/2023 02/27/23 Pending -- -- --
02/06/2023 02/06/23 For Sale $440,000 +10.0% $199 / Sq Ft
09/22/2021 09/22/21 Sold $400,000 -7.0% $178 / Sq Ft
08/20/2021 08/20/21 Pending -- -- --
07/23/2021 07/23/21 For Sale $429,900 +48.8% $191 / Sq Ft
09/28/2017 09/28/17 Sold $289,000 0.0% $126 / Sq Ft
09/21/2017 09/21/17 Pending -- -- --
05/25/2017 05/25/17 For Sale $289,000 -- $126 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,584 $184,642 $14,000 $170,642
2023 $3,958 $176,068 $14,000 $162,068
2022 $3,827 $159,112 $14,000 $145,112
2021 $3,539 $129,021 $12,000 $117,021
2020 $2,913 $100,840 $12,000 $88,840
2019 $2,966 $100,840 $12,000 $88,840
2018 $2,668 $100,840 $12,000 $88,840
2017 $360 $12,000 $12,000 $0
2016 $294 $12,000 $12,000 $0
2015 $313 $12,000 $12,000 $0
2014 $303 $12,000 $12,000 $0
2013 -- $12,000 $12,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2503967

Realtracs

APN: 0334-122