$890,000
SOLD AUG 1, 2025
5 Beds
5 Baths
4,994 Sq Ft
0.7 Acres

Recently Sold

$178 Per Sq Ft

9% Below List Price

43 Days on Market

Highlights

  • Waterfront
  • Marina
  • Home Theater
  • Chattahoochee Elementary School Rated A
  • Fitness Center
  • Gated Community

About This Home

As of August 2025

$65,000 Below Appraised Value - Private Cove & Beach + Lakefront Luxury on Lake Lanier There are homes - and then there are homes that tell a story. This one begins with sunlight streaming through floor-to-ceiling windows and ends with golden sunsets over Lake Lanier, night after night. Tucked at the end of a quiet cul-de-sac in the gated St. Michaels community, this lakefront home is more than just a place to live-it's a lifestyle waiting to be embraced. From the moment you pull into the driveway, it feels like a destination. Private, peaceful, and surrounded by nature, it's the kind of place that makes you slow down and breathe a little deeper. Step through the grand double doors and you're greeted by a beautifully renovated space that's been carefully updated with both comfort and style in mind. The newly refinished hardwood floors shine, the natural light pours in, and everything feels open, warm, and inviting. Whether you're walking into the spacious living room to admire the seasonal lake views, or preparing a meal in the refreshed kitchen with its new countertops, backsplash, and cabinetry, there's a sense that every detail has been thoughtfully chosen. This home was designed for real living-family holidays in the large dining room, quiet mornings with coffee in the sunroom, and summer evenings hosting friends on the deck as the sky turns orange over the water. Downstairs, the finished basement offers a world of possibilities. There's already a large game room and a home theater for movie nights, but there's also space that hasn't been finished yet-ready for you to make your own. Need a workshop? A home gym? Maybe even an in-law suite? The flexibility is all here. Just beyond the backyard, a short private wooded trail leads to one of the home's most unique features-a peaceful, private cove nestled adjacent to the shoreline of Lake Lanier. It's a quiet, tucked-away spot where the water is calm and the beach is soft underfoot, making it perfect for launching a kayak, casting a fishing line, or simply unwinding by the lake. Because it's adjacent to the shoreline and set apart from the busier main channels, this hidden cove offers a level of privacy and serenity that's hard to find-especially at this price point. And while it feels like a private retreat, the neighborhood offers all the amenities you can't find anywhere else. The St. Michaels community features a two-story clubhouse, a resort-style pool, tennis courts, and a community boat dock-perfect for meeting neighbors or enjoying the water on a larger scale. All of this, and the home is listed at $65,000 below appraised value. In a market like this, opportunities like this don't come around often. Whether you're looking for a full-time residence, a second home on the lake, or a long-term investment in your quality of life, this property is worth every look. If you're the kind of person who wants more than just square footage-if you're looking for a place with soul, scenery, and space to grow-this home might just be your perfect match. Once you walk through the front door and take in that view, you'll understand why this one stands apart.

Last Agent to Sell the Property

Mitch Fields

Century 21 Results License #431567 Listed on: 05/28/2025

Century 21 Results

Last Buyer's Agent

Glenda Broker

Non-Mls Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,096

Year Built

  • Built in 2017

Lot Details

  • 0.7 Acre Lot
  • Waterfront
  • Lake Front
  • Cul-De-Sac
  • Back Yard Fenced
  • Wooded Lot

HOA Fees

  • $146 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Stone Siding
  • Stone

Interior Spaces

  • 2-Story Property
  • Bookcases
  • Vaulted Ceiling
  • Two Story Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Dining Room Seats More Than Twelve
  • Home Theater
  • Home Gym
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Walk-In Pantry
  • Double Oven
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry in Mud Room
  • Laundry on upper level

Basement

  • Partial Basement
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Schools

  • Chattahoochee Elementary School
  • Little Mill Middle School
  • East Forsyth High School

Utilities

  • Cooling Available
  • Heating Available
  • 220 Volts
  • Septic Tank
  • Phone Available
  • Cable TV Available

Additional Features

  • ENERGY STAR Certified Homes
  • Deck

Community Details

Overview

  • Association fees include ground maintenance, swimming, tennis
  • St. Michael's Bay Subdivision
  • Community Lake

Recreation

  • Marina
  • Tennis Courts
  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,096

Year Built

Built in 2017

Lot Details

0

HOA Fees

$146 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2017
  • ArchitecturalStyle: Traditional
  • Electric: 220 Volts
  • Financing Type: Other
  • Levels: Two
  • Lot Size Acres: .70
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 4994
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Microwave
  • Bedrooms: 5
  • Dining Room Features: Seats 12+
  • Basement: Bath Finished, Daylight, Exterior Entry, Interior Entry, Partial
  • Below Grade Finished Sq Ft: 998
  • Total Finished Sq Ft: 3996
  • Unfinished Below Grade Sq Ft: 1000
  • Above Grade Finished Sq Ft: 3996
  • Interior Amenities: Bookcases, Double Vanity, High Ceilings, Separate Shower, Soaking Tub, Two Story Foyer, Vaulted Ceiling(s), Walk-In Closet(s)
  • Feature Name: LANIER
  • Full Bathrooms: 5
  • Fireplace Features: Family Room, Master Bedroom
  • Flooring: Carpet, Hardwood
  • Kitchen Features: Breakfast Area, Solid Surface Counters, Walk-in Pantry
  • Price Per Square Foot: 178.213

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Bedroom Main Level: 1

Exterior Features

  • Waterfront Frontage: 1
  • Common Walls: No Common Walls
  • Construction Materials: Brick, Stone
  • Fencing: Back Yard
  • Lot Features: Cul-De-Sac
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Garage
  • ParkingTotal: 3

Utilities

  • Cooling: Electric
  • Heating: Electric
  • Laundry Features: In Mud Room, Upper Level
  • Security Features: Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 1750
  • Association: Yes
  • Community Features: Clubhouse, Fitness Center, Gated, Lake, Marina, Pool, Sidewalks, Tennis Court(s)

Fee Information

  • Association Fee Includes: Maintenance Grounds, Swimming, Tennis

Schools

  • Elementary School: Chattahoochee
  • High School: East Forsyth
  • Middle School: Little Mill
  • Elementary School: Chattahoochee
  • Middle School: Little Mill
  • High School: East Forsyth

Green Features

  • Green Building Verification Type: ENERGY STAR Certified Homes

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 2024
  • Tax Annual Amount: 8096

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2025
Closed on
Aug 1, 2025
Sold by
Westcott Suzanne Maria and Westcott Dennis James
Bought by
Britton Michael
Seller's Agent
Mitch Fields
Century 21 Results
Buyer's Agent
Glenda Broker
Non-Mls Company
List Price
$975,000
Sold Price
$890,000
Premium/Discount to List
-$85,000
-8.72%
Views
75

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
76.24%
Original Mortgage
$694,200
Outstanding Balance
$694,200
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$263,838

Purchase Details

Closed on
May 26, 2017
Sold by
Peachtree Residential Llc
Bought by
Westcott Suzanne Maria and Westcott Dennis James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,100
Interest Rate
4.03%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $890,000 None Listed On Document
Special Warranty Deed $890,000 None Listed On Document
Limited Warranty Deed $655,889 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $694,200 New Conventional
Closed $694,200 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $620,000 New Conventional
Previous Owner $424,100 New Conventional
Previous Owner $133,400 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $890,000 -3.8% $178 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
07/07/2025 07/07/25 Price Changed $925,000 -2.6% $185 / Sq Ft
06/12/2025 06/12/25 Price Changed $950,000 -2.6% $190 / Sq Ft
05/28/2025 05/28/25 For Sale $975,000 -- $195 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,096 $380,624 $62,400 $318,224
2024 $8,096 $366,376 $57,200 $309,176
2023 $7,177 $332,916 $52,000 $280,916
2022 $7,512 $260,008 $52,000 $208,008
2021 $7,067 $260,008 $52,000 $208,008
2020 $7,004 $256,928 $39,000 $217,928
2019 $7,102 $256,808 $39,000 $217,808
2018 $6,834 $247,128 $39,000 $208,128
2017 $833 $30,000 $30,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10530836

Georgia MLS

APN: 256-181