NOT LISTED FOR SALE

664 Otsego St Havre de Grace, MD 21078

Estimated Value: $416,983 - $465,000

4 Beds
3.5 Baths
2,332 Sq Ft
$189/Sq Ft Est. Value

Last Sold November 21, 2019

Last sale price $275,000 $118 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $2,570/month

12 Days on Market

Highlights

  • Colonial Architecture
  • Living Room
  • Shed
  • No HOA
  • Laundry Room
  • 4-minute walk to David R. Craig Park

About This Home

As of November 2019

LOCATED IN HISTORIC HAVRE DE GRACE, THIS SPACIOUS 5 BEDROOM, 2.5 BATH COLONIAL BOASTS MANY RECENT UPDATES, INCLUDING A GOURMET KITCHEN W/ GRANITE COUNTERTOPS & STAINLESS STEEL APPLIANCES! DUAL STAIRCASE, MASTER SUITE W/ LUXURY OWNERS BATH, FULL BATH ON UPPER LEVEL, HUGE PORCHES AND FENCED IN REAR YARD! THIS HOME IS WALKING DISTANCE TO WATERFRONT, SHOPPING & HAVRE DE GRACE FESTIVITIES!

Last Agent to Sell the Property

Gina Gladis

(410) 808-7200 gina@gladisgroup.com EXP Realty, LLC. License #523359 Listed on: 09/12/2019

EXP Realty, LLC.

Last Buyer's Agent

Mark Houck

(443) 404-4000 mark@goHarford.com ExecuHome Realty

ExecuHome Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,644

Year Built

  • Built in 1920

Lot Details

  • 6,440 Sq Ft Lot
  • Property is zoned RB

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 2,332 Sq Ft Home
  • Property has 3 Levels
  • Living Room
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Parking

  • Driveway
  • On-Street Parking
  • Off-Street Parking

Additional Features

  • Shed
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Havre De Grace Heights Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,644

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1920
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Levels Count: 3+
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Laundry
  • Basement: No
  • Total Sq Ft: 2332
  • Living Area Sq Ft: 2332
  • Price Per Sq Ft: 124.31
  • Above Grade Finished Sq Ft: 2332
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 664

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street, Driveway, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.15
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6440.00
  • Year Assessed: 2019
  • Zoning: RB
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3644.00
  • Assessor Parcel Number: NO TAX RECORD
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 11/21/2019

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2019
Closed on
Nov 21, 2019
Sold by
664 Otsego Llc
Bought by
Heckman Brian and Heckman Ashley
Seller's Agent
Gina Gladis
EXP Realty, LLC.
Buyer's Agent
Mark Houck
ExecuHome Realty
List Price
$289,900
Sold Price
$275,000
Premium/Discount to List
-$14,900
-5.14%
Current Estimated Value
$440,496

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$165,496
Avg. Annual Appreciation
8.31%
Original Mortgage
$270,019
Outstanding Balance
$237,642
Interest Rate
3.62%
Mortgage Type
FHA
Estimated Equity
$202,854

Purchase Details

Listed on
Nov 27, 2017
Closed on
Feb 16, 2018
Sold by
Williams Deanna and Williams Wendol
Bought by
664 Otsego Llc
Seller's Agent
Donna Spare
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Gina Gladis
EXP Realty, LLC.
List Price
$275,000
Sold Price
$265,000
Premium/Discount to List
-$10,000
-3.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.97%
Original Mortgage
$216,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Nov 27, 2017
Closed on
Dec 26, 2017
Sold by
Spice Adam
Bought by
Williams Deanna and Williams Wendol
Seller's Agent
Donna Spare
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Gina Gladis
EXP Realty, LLC.
List Price
$275,000
Sold Price
$265,000
Premium/Discount to List
-$10,000
-3.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Sep 6, 2013
Closed on
Nov 22, 2013
Sold by
Boyle James Allen
Bought by
Spice Adam M
Seller's Agent
Charles Hiner
BCH Real Estate Specialist
Buyer's Agent
Donna Spare
Berkshire Hathaway HomeServices PenFed Realty
List Price
$239,900
Sold Price
$235,000
Premium/Discount to List
-$4,900
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.97%
Original Mortgage
$239,112
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2005
Sold by
Heath Kenneth R
Bought by
Boyle James Allen

Purchase Details

Closed on
Mar 3, 1989
Sold by
Rosinski Paul R
Bought by
Heath Kenneth R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$18,492
Interest Rate
10.91%

Purchase Details

Closed on
Jun 30, 1986
Sold by
Childs Thomas W
Bought by
Rosinski Paul R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,600
Interest Rate
10.62%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Heckman Brian $275,000 Key Title Inc
664 Otsego Llc -- Mid Atlantic Title Llc
Williams Deanna $265,000 Xpress Title Services Llc
Spice Adam M $235,000 Crown Title Corporation
Boyle James Allen $150,000 --
Heath Kenneth R $35,000 --
Rosinski Paul R $51,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Heckman Brian $270,019
Previous Owner Williams Deanna $216,000
Previous Owner Spice Adam M $239,112
Previous Owner Heath Kenneth R $18,492
Previous Owner Rosinski Paul R $38,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2019 11/21/19 Sold $275,000 -5.1% $118 / Sq Ft
09/24/2019 09/24/19 Pending -- -- --
09/12/2019 09/12/19 For Sale $289,900 0.0% $124 / Sq Ft
09/16/2018 09/16/18 Rented $1,850 -11.9% --
09/16/2018 09/16/18 Off Market $2,100 -- --
06/22/2018 06/22/18 For Rent $1,585 0.0% --
12/28/2017 12/28/17 Sold $265,000 -3.6% $107 / Sq Ft View Prior Sale
12/05/2017 12/05/17 Pending -- -- --
11/27/2017 11/27/17 For Sale $275,000 +17.0% $111 / Sq Ft
11/22/2013 11/22/13 Sold $235,000 -2.0% $95 / Sq Ft View Prior Sale
10/20/2013 10/20/13 Pending -- -- --
09/06/2013 09/06/13 For Sale $239,900 -- $97 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,825 $314,100 $0 $0
2024 $2,825 $299,000 $65,800 $233,200
2023 $2,690 $284,567 $0 $0
2022 $2,561 $270,133 $0 $0
2021 $3,034 $255,700 $65,800 $189,900
2020 $2,452 $243,833 $0 $0
2019 $2,333 $231,967 $0 $0
2018 $0 $220,100 $50,400 $169,700
2017 $2,050 $220,100 $0 $0
2016 -- $205,633 $0 $0
2015 $1,976 $198,400 $0 $0
2014 $1,976 $198,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR238514

Bright MLS

APN: 06-009549