$450,000
$10K PRICE DROP

6643 Water St Navarre, FL 32566

Estimated payment $2,690/month

Total Views 10,644
6 Beds
4 Baths
2,624 Sq Ft
$171 Price per Sq Ft

Highlights

  • Beach
  • Fitness Center
  • Fishing
  • West Navarre Intermediate School Rated A-
  • Private Pool
  • Main Floor Primary Bedroom

About This Home

Excellent opportunity for investors or owner occupants. Live in one unit and have the income from the other unit pay your mortgage or create your own family compound. This duplex features 2 units, each measure over 1200 sq ft. 3bedroom/2 bath with an open patio, fenced back yard with separate driveways and garages Currently occupied but seller may terminate leases with a 30 day notice. Newer upgrades include 2021 roof, 2024 & 2020 HVAC's. Holley By-The-Sea HOA offers access to the multi-million dollar recreational and clubhouse facility that includes: pools, sauna and steam room, gym, tennis and pickleball courts, & community room.

Listing Agent

Pat Ynesta

Pullum Real Estate Group License #3320969 Listed on: 10/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,177

Year Built

  • Built in 2004

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 100 x 205
  • Back Yard Fenced
  • Sprinkler System
  • Lawn Pump

Home Design

  • Frame Construction
  • Dimensional Roof
  • Vinyl Siding

Interior Spaces

  • 2,624 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Area
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 4 Full Bathrooms

Parking

  • Attached Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Private Pool
  • Patio

Schools

  • West Navarre Elementary School
  • Woodlawn Beach Middle School
  • Navarre High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 18-2S-26-1920-00200-0070

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, land recreation, master, recreational faclty
  • Holley By The Sea Association, Phone Number (850) 939-1693
  • Holley By The Sea Subdivision

Amenities

  • Community Gazebo
  • Community Barbecue Grill
  • Picnic Area
  • Sauna

Recreation

  • Beach
  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,177

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Attached Single Unit
  • Design: Duplex
  • Legal Description: HOLLEY BY THE SEA 1ST CORR & AMEND LOT 7 BLK 2 AS DES IN OR 4424 PG 2051
  • List Type: Exclusive Right of Sale
  • Project Facilities: BBQ Pit/Grill, Beach, Deed Access, Exercise Room, Fishing, Pavillion/Gazebo, Pickle Ball, Picnic Area, Playground, Pool, Sauna/Steam Room, Tennis, Waterfront
  • Year Built: 2004
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric
  • Interior Amenities: Floor Vinyl, Floor WW Carpet, Split Bedroom, Washer/Dryer Hookup, Window Treatment All
  • Bedroom Location: Second
  • Lower Floor 1 Bedrooms: 6
  • Mstr Bdrm Mstr Bath: MBed First Floor
  • Master Bedroom: First
  • Full Bathroom: Second
  • Total Bathrooms: 4.00
  • Living Room: First
  • Estimated Heated Cooled Sq Ft: 2624.00
  • Dining Kitchen: First

Exterior Features

  • Pool Type: Community
  • Construction Siding: Frame, Roof Dimensional Shg, Siding Vinyl, Trim Vinyl
  • New Construction: Construction Complete
  • Exterior: Fenced Back Yard, Lawn Pump, Patio Open, Sprinkler System
  • Pool: Yes

Garage/Parking

  • Carport: No
  • Garage Spaces: Yes
  • Parking Features: Garage Attached

Utilities

  • Utilities: Public Water, Septic Tank

Condo/Co-op/Association

  • Management Company: Holley by the Sea
  • Association Management Contact: 850-939-1693
  • Fees Include: Accounting, Land Recreation, Master Association, Recreational Faclty

Fee Information

  • Assessment Fees: Yes
  • New Buyer Fee: Yes
  • New Buyer Fee Amt: 255.0000
  • New Buyer Fee Paid: $

Lot Info

  • Acreage: 0.47
  • Assessment Amount: 565.00
  • Homestead: No
  • Lot Dimensions: 100 x 205
  • Lot Parcel Access: County Road
  • Assessor Parcel Number: 18-2S-26-1920-00200-0070
  • Zoning: Resid Multi-Family

Green Features

  • Energy Efficiency: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Rental Info

  • Existing Leases: 7 - 12 Months
  • Is Subject Leased: Yes
  • Lease Expiration Dt: 2026-06-30
  • Monthly Rent: 3150.0000

Tax Info

  • Last Taxes: 4176.61
  • Last Tax Year: 2024
  • Annual Assessment Amount: 565.00

Multi Family

  • Number Stories: 2.0
  • Occupancy Status: Occupied

MLS Schools

  • Elementary School: West Navarre
  • High School: Navarre
  • Middle School: Woodlawn Beach

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,177 $353,526 $75,000 $278,526
2024 $3,488 $346,103 $75,000 $271,103
2023 $3,488 $328,566 $65,000 $263,566
2022 $3,260 $307,305 $50,000 $257,305
2021 $2,607 $201,019 $45,000 $156,019
2020 $2,406 $181,149 $0 $0
2019 $2,322 $173,661 $0 $0
2018 $2,411 $182,252 $0 $0
2017 $2,204 $157,605 $0 $0
2016 $2,224 $161,766 $0 $0
2015 $2,464 $175,369 $0 $0
2014 $2,538 $177,639 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/29/2026 01/29/26 For Sale $450,000 0.0% $171 / Sq Ft
01/27/2026 01/27/26 Pending -- -- --
01/25/2026 01/25/26 For Sale $450,000 0.0% $171 / Sq Ft
01/09/2026 01/09/26 Pending -- -- --
11/24/2025 11/24/25 Price Changed $450,000 -2.0% $171 / Sq Ft
11/10/2025 11/10/25 Price Changed $459,000 -0.2% $175 / Sq Ft
10/24/2025 10/24/25 For Sale $460,000 0.0% $175 / Sq Ft
10/05/2020 10/05/20 Rented $1,420 +23.5% --
10/05/2020 10/05/20 Under Contract -- -- --
04/26/2017 04/26/17 For Rent $1,150 +4.5% --
04/15/2015 04/15/15 Rented $1,100 0.0% --
04/15/2015 04/15/15 Under Contract -- -- --
03/12/2013 03/12/13 For Rent $1,100 -- --
Source: Navarre Area Board of REALTORS®

Source: Navarre Area Board of REALTORS®

MLS Number: 988247

Navarre Area Board of REALTORS®

APN: 18-2S-26-1920-00200-0070