T
Seller's Agent in 2025
Tiffany Werner
Coldwell Banker Realty
(850) 897-4563
3 Total Sales
665 Saint Lucia Cove Niceville, FL 32578
3
Beds
2
Baths
1,647
Sq Ft
0.29
Acres
Highlights
- Marina
- Golf Course Community
- Cathedral Ceiling
- Bluewater Elementary School Rated A-
- Fishing
- Screened Porch
About This Home
As of July 2023Location. Bluewater Bay Home on a cul-de-sac with large back yard!. 3 bedrooms/2 baths/ 2 car garage. Two living areas. Two sheds in the very large back yard with privacy fence and decking and beautiful relaxing screened enclosed porch with sealed flex non skid painted floor and hot tub overlooking private back yard. Owners have pride in ownership and it shows. Gutters with leaf and needle guards Back yard fire pit, large indoor laundry room, stainless appliances and so much more. New gas hot water heater installed in June, hvac installed 2021 with smart thermostat (average electric bill past 3 years $130/month), and new roof to be installed prior to closing. There are even doggie doors so the cats and pups can go outside. NO HOA, but you can join and be part of the social club, pools and tennis club for an extra fee. School zones are BWB elementary, Ruckle Middle School and Niceville High School. Close to Eglin AFB, Duke Field, and just over the bridge the beaches of Destin. Active termite bond on the home!
Last Agent to Sell the Property
Coldwell Banker Realty License #708566 Listed on: 06/12/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,801
Year Built
- Built in 1979 | Remodeled
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 74x136x110x140
- Property fronts a county road
- Back Yard Fenced
- Interior Lot
- Sprinkler System
- Lawn Pump
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Shingle Roof
- Wood Siding
- Three Sided Brick Exterior Elevation
Interior Spaces
- 1,647 Sq Ft Home
- 1-Story Property
- Built-in Bookshelves
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Fireplace
- Double Pane Windows
- Window Treatments
- Garden Windows
- Entrance Foyer
- Dining Room
- Den
- Screened Porch
- Tile Flooring
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Oven or Range
- Self-Cleaning Oven
- Range Hood
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Outdoor Features
- Rain Gutters
Schools
- Bluewater Elementary School
- Ruckel Middle School
- Niceville High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Gas Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 23-1S-22-4751-000A-0870
Community Details
Overview
- Bluewater Bay Village 1B Subdivision
Recreation
- Marina
- Golf Course Community
- Tennis Courts
- Community Pool
- Fishing
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2023
Closed on
Jul 14, 2023
Sold by
Rasbeck Timothy R and Rasbeck Michelle H
Bought by
Taylor Megan K
Seller's Agent
Sandra Sharpe
Coldwell Banker Realty
Buyer's Agent
Charles Middleton
Keller Williams Realty Destin
List Price
$425,900
Sold Price
$411,000
Premium/Discount to List
-$14,900
-3.5%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.32%
Original Mortgage
$390,450
Outstanding Balance
$381,386
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$26,808
Purchase Details
Closed on
Jun 15, 2007
Sold by
Tatman Patrick R and Tatman Carrie L
Bought by
Rasbeck Timothy R and Rasbeck Michelle H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,600
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 28, 2004
Sold by
Moore Todd Michael
Bought by
Tatman Patrick R and Tatman Carrie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,960
Interest Rate
5.89%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $411,000 | None Listed On Document | |
| Warranty Deed | $411,000 | None Listed On Document | |
| Warranty Deed | $272,500 | Lawyers Title Agency Of The | |
| Warranty Deed | $180,000 | Choctaw Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $390,450 | New Conventional | |
| Closed | $390,450 | New Conventional | |
| Previous Owner | $30,000 | New Conventional | |
| Previous Owner | $252,000 | New Conventional | |
| Previous Owner | $230,511 | FHA | |
| Previous Owner | $241,280 | FHA | |
| Previous Owner | $275,600 | Purchase Money Mortgage | |
| Previous Owner | $5,000 | Stand Alone Second | |
| Previous Owner | $284,850 | Fannie Mae Freddie Mac | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $183,960 | VA | |
| Previous Owner | $112,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/09/2025 08/09/25 | Price Changed | $409,000 | -0.7% | $248 / Sq Ft |
| 08/08/2025 08/08/25 | Price Changed | $412,000 | 0.0% | $250 / Sq Ft |
| 08/08/2025 08/08/25 | For Sale | $412,000 | +0.7% | $250 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 07/06/2025 07/06/25 | Price Changed | $409,000 | -2.6% | $248 / Sq Ft |
| 06/20/2025 06/20/25 | Price Changed | $419,900 | -2.3% | $255 / Sq Ft |
| 05/29/2025 05/29/25 | Price Changed | $429,900 | -2.3% | $261 / Sq Ft |
| 05/08/2025 05/08/25 | Price Changed | $439,999 | -2.2% | $267 / Sq Ft |
| 04/16/2025 04/16/25 | For Sale | $449,999 | +9.5% | $273 / Sq Ft |
| 07/14/2023 07/14/23 | Sold | $411,000 | -3.5% | $250 / Sq Ft |
| 06/19/2023 06/19/23 | Pending | -- | -- | -- |
| 06/12/2023 06/12/23 | For Sale | $425,900 | -- | $259 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,854 | $282,717 | $89,146 | $193,571 |
| 2023 | $1,854 | $186,968 | $0 | $0 |
| 2022 | $1,801 | $181,522 | $0 | $0 |
| 2021 | $1,793 | $176,235 | $0 | $0 |
| 2020 | $1,783 | $173,802 | $0 | $0 |
| 2019 | $1,755 | $169,894 | $0 | $0 |
| 2018 | $1,734 | $166,726 | $0 | $0 |
| 2017 | $1,718 | $163,297 | $0 | $0 |
| 2016 | $1,670 | $159,938 | $0 | $0 |
| 2015 | $1,703 | $158,826 | $0 | $0 |
| 2014 | $1,708 | $157,565 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tiffany Werner
-
Sandra Sharpe
S
Seller's Agent in 2023
Sandra Sharpe
Coldwell Banker Realty
(850) 830-2222
92 Total Sales
-
Charles Middleton
C
Buyer's Agent in 2023
Charles Middleton
Keller Williams Realty Destin
(404) 542-5866
58 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 925396
APN: 23-1S-22-4751-000A-0870
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