6670 S Merleing Loop Floral City, FL 34436
Estimated payment $2,733/month
Highlights
- Boathouse
- Dock made with wood
- Open Floorplan
- 119 Feet of Chain of Lakes Waterfront
- Chain Of Lake Views
- Lake Privileges
About This Home
One or more photo(s) has been virtually staged. Price refinement creates an exceptional opportunity!!Welcome to a rare and graceful lakefront residence, set on a private peninsula where tranquil waters surround the property on three sides. With wide-open views across a natural chain of lakes and a backdrop of towering cypress trees, this home offers the quiet beauty of country living paired with the comfort and dignity of a well-built, well-cared-for home.
The exterior has been thoughtfully updated with notable improvements, including a Newer Roof (2021), New Upgraded Windows, a Resurfaced Dock, a New Driveway, a New Carport and a New Irrigation System. A huge backyard is completely fenced in with plenty of room for play. Inside, the home features New LVP in the Living room and Kitchen with Brand New Stainless Steel Appliances, a Remodeled Shower in the Primary Bathroom, Five New Individual Mini-split Units throughout—allowing each bedroom, the dining room, the living room and the office/den to have personalized climate control. It’s the kind of smart, understated luxury that simply makes life easier. Flood insurance is only $579 a year! Though the property feels peaceful and secluded, it remains connected to modern conveniences with public water and reliable high-speed internet. The daily comforts of home blend seamlessly with the calm of nature here. Every bedroom and the main living areas capture the lake from nearly every direction, creating spectacular views of this absolutely beautiful lake throughout the day and into the night. By the shoreline, a stone fire pit invites you to linger a little longer outdoors. It’s the kind of spot where laughter carries easily across the water. What truly sets this property apart is its spirit: a place that feels like home the moment you arrive. A place where neighbors still wave, and life slows down just enough to enjoy each season. The friendly neighbors hold frequent social events especially in the winter months as many of them have owned homes here for decades. The street is a loop with one way in and one way out and many walk the loop in the evening for exercise and social time! It's only 5 miles to the town of Inverness so this property strikes the perfect balance of privacy and accessibility. The Withlacoochee State Trail is here for your enjoyment of biking, running or walking. For the hiking enthusiasts, you have popular Citrus Tract Loop A, Whispering Pines City Park: Yellow Trail, Citrus Tract Loop D, Sandhill Loop, and Floral Park! There is also worth mentioning Potts Preserve, Flying Eagle Preserve, Fort Cooper State Park, Half Moon WMA, Citrus WMA, Withlacoochee State Forest, Whispering Pines City Park, Crystal River and Rainbow River! There is just so much nature to enjoy! Properties of this caliber, with this setting and value, are seldom found—particularly lakefront homes of this kind. This is a chance to own not just a home, but a lifestyle that is fast disappearing: peaceful, welcoming, and serene. Come see for yourself. You may find that you’ve been dreaming of this place for a very long time.
Listing Agent
F I GREY & SON RESIDENTIAL Brokerage Phone: 727-495-2424 License #3019322 Listed on: 11/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,736
Year Built
- Built in 1979
Lot Details
- 0.61 Acre Lot
- Lot Dimensions are 119x153
- 119 Feet of Chain of Lakes Waterfront
- South Facing Home
- Chain Link Fence
- Oversized Lot
- Well Sprinkler System
- Cleared Lot
- Property is zoned CLR
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,454 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Thermal Windows
- Double Pane Windows
- Blinds
- French Doors
- Family Room Off Kitchen
- Living Room
- Den
- Chain Of Lake Views
- Closed Circuit Camera
Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 4 Carport Spaces
- Driveway
Outdoor Features
- Access To Chain Of Lakes
- Boathouse
- Dock made with wood
- Open Dock
- Lake Privileges
- Shed
- Rain Gutters
- Private Mailbox
Location
- Flood Zone Lot
- Flood Insurance May Be Required
Schools
- Floral City Elementary School
- Inverness Middle School
- Citrus High School
Utilities
- Mini Split Air Conditioners
- Reverse Cycle Heating System
- 1 Water Well
- Electric Water Heater
- 1 Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Keatings Devil Neck 04 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 19 / A
- Assessor Parcel Number 20E-20S-11-0040-000A0-0190
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,736 | $151,165 | -- | -- |
| 2024 | $1,688 | $146,905 | -- | -- |
| 2023 | $1,688 | $142,626 | $0 | $0 |
| 2022 | $1,579 | $138,472 | $0 | $0 |
| 2021 | $1,515 | $134,439 | $0 | $0 |
| 2020 | $1,899 | $205,012 | $66,610 | $138,402 |
| 2019 | $1,873 | $190,930 | $66,610 | $124,320 |
| 2018 | $1,776 | $171,494 | $66,610 | $104,884 |
| 2017 | $1,768 | $149,362 | $73,450 | $75,912 |
| 2016 | $1,788 | $146,290 | $73,450 | $72,840 |
| 2015 | $1,813 | $145,273 | $73,440 | $71,833 |
| 2014 | $1,851 | $144,120 | $72,332 | $71,788 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/03/2026 01/03/26 | Price Changed | $495,000 | -0.8% | $340 / Sq Ft | |
| 11/26/2025 11/26/25 | For Sale | $499,000 | +75.1% | $343 / Sq Ft | |
| 11/20/2020 11/20/20 | Sold | $285,000 | 0.0% | $196 / Sq Ft | View Prior Sale |
| 10/21/2020 10/21/20 | Pending | -- | -- | -- | |
| 10/14/2020 10/14/20 | For Sale | $285,000 | -- | $196 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $285,000 | American Ttl Svcs Of Citrus | |
| Deed | $115,000 | -- | |
| Deed | $112,500 | -- | |
| Deed | $10,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $228,000 | New Conventional |
Source: Stellar MLS
MLS Number: W7881054
APN: 20E-20S-11-0040-000A0-0190
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