$495,000
$4K PRICE DROP

6670 S Merleing Loop Floral City, FL 34436

Estimated payment $2,733/month

Total Views 6,144
2 Beds
2 Baths
1,454 Sq Ft
$340 Price per Sq Ft

Highlights

  • Boathouse
  • Dock made with wood
  • Open Floorplan
  • 119 Feet of Chain of Lakes Waterfront
  • Chain Of Lake Views
  • Lake Privileges

About This Home

One or more photo(s) has been virtually staged. Price refinement creates an exceptional opportunity!!Welcome to a rare and graceful lakefront residence, set on a private peninsula where tranquil waters surround the property on three sides. With wide-open views across a natural chain of lakes and a backdrop of towering cypress trees, this home offers the quiet beauty of country living paired with the comfort and dignity of a well-built, well-cared-for home.
The exterior has been thoughtfully updated with notable improvements, including a Newer Roof (2021), New Upgraded Windows, a Resurfaced Dock, a New Driveway, a New Carport and a New Irrigation System. A huge backyard is completely fenced in with plenty of room for play. Inside, the home features New LVP in the Living room and Kitchen with Brand New Stainless Steel Appliances, a Remodeled Shower in the Primary Bathroom, Five New Individual Mini-split Units throughout—allowing each bedroom, the dining room, the living room and the office/den to have personalized climate control. It’s the kind of smart, understated luxury that simply makes life easier. Flood insurance is only $579 a year! Though the property feels peaceful and secluded, it remains connected to modern conveniences with public water and reliable high-speed internet. The daily comforts of home blend seamlessly with the calm of nature here. Every bedroom and the main living areas capture the lake from nearly every direction, creating spectacular views of this absolutely beautiful lake throughout the day and into the night. By the shoreline, a stone fire pit invites you to linger a little longer outdoors. It’s the kind of spot where laughter carries easily across the water. What truly sets this property apart is its spirit: a place that feels like home the moment you arrive. A place where neighbors still wave, and life slows down just enough to enjoy each season. The friendly neighbors hold frequent social events especially in the winter months as many of them have owned homes here for decades. The street is a loop with one way in and one way out and many walk the loop in the evening for exercise and social time! It's only 5 miles to the town of Inverness so this property strikes the perfect balance of privacy and accessibility. The Withlacoochee State Trail is here for your enjoyment of biking, running or walking. For the hiking enthusiasts, you have popular Citrus Tract Loop A, Whispering Pines City Park: Yellow Trail, Citrus Tract Loop D, Sandhill Loop, and Floral Park! There is also worth mentioning Potts Preserve, Flying Eagle Preserve, Fort Cooper State Park, Half Moon WMA, Citrus WMA, Withlacoochee State Forest, Whispering Pines City Park, Crystal River and Rainbow River! There is just so much nature to enjoy! Properties of this caliber, with this setting and value, are seldom found—particularly lakefront homes of this kind. This is a chance to own not just a home, but a lifestyle that is fast disappearing: peaceful, welcoming, and serene. Come see for yourself. You may find that you’ve been dreaming of this place for a very long time.

Listing Agent

Michele Dieter

F I GREY & SON RESIDENTIAL Brokerage Phone: 727-495-2424 License #3019322 Listed on: 11/26/2025

F I  GREY &  SON  RESIDENTIAL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,736

Year Built

  • Built in 1979

Lot Details

  • 0.61 Acre Lot
  • Lot Dimensions are 119x153
  • 119 Feet of Chain of Lakes Waterfront
  • South Facing Home
  • Chain Link Fence
  • Oversized Lot
  • Well Sprinkler System
  • Cleared Lot
  • Property is zoned CLR

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,454 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Thermal Windows
  • Double Pane Windows
  • Blinds
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Den
  • Chain Of Lake Views
  • Closed Circuit Camera

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 4 Carport Spaces
  • Driveway

Outdoor Features

  • Access To Chain Of Lakes
  • Boathouse
  • Dock made with wood
  • Open Dock
  • Lake Privileges
  • Shed
  • Rain Gutters
  • Private Mailbox

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Floral City Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Mini Split Air Conditioners
  • Reverse Cycle Heating System
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Keatings Devil Neck 04 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,736

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1454
  • Lot Size Acres: 0.61
  • New Construction: No
  • Year Built: 1979
  • Building Area Total: 1938
  • Lot Size Sq Ft: 26578
  • Status: Active
  • Street Direction: S
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 180.05
  • Escrow City: Inverness
  • Escrow State: FL
  • Escrow Street Name: Highway 44 West
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 340.44
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood
  • MFR_DockYN: 1
  • Attribution Contact: 727-495-2424
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds, Double Pane Windows, Thermal Windows
  • Additional Rooms: Den/Library/Office
  • Living Area Meters: 135.08

Exterior Features

  • Direction Faces: South
  • Other Structures: Boat House, Shed(s)
  • Exterior Features: French Doors, Private Mailbox, Rain Gutters, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Water Body Name: LAKE TSALA APOPKA
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Boathouse
  • Water View: Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 119
  • Flood Zone Panel: 12017C0368D
  • Water Frontage Feet Lake Chain: 119

Garage/Parking

  • Carport Spaces: 4
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sprinkler Well, Water Connected
  • Cooling: Mini-Split Unit(s)
  • Heating: Reverse Cycle
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Security: Closed Circuit Camera(s)
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Floral City Elementary School
  • High School: Citrus High School
  • Middle Or Junior School: Inverness Middle School

Lot Info

  • Zoning: CLR
  • Parcel Number: 20E-20S-11-0040-000A0-0190
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Cleared, Flood Insurance Required, FloodZone, In County, Oversized Lot, Paved
  • Lot Dimensions: 119x153
  • Property Attached Yn: Yes
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1735.61
  • Tax Block: A
  • Tax Book Number: 2-125
  • Tax Lot: 19

Multi Family

  • Waterfront Features: Lake Privileges

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,736 $151,165 -- --
2024 $1,688 $146,905 -- --
2023 $1,688 $142,626 $0 $0
2022 $1,579 $138,472 $0 $0
2021 $1,515 $134,439 $0 $0
2020 $1,899 $205,012 $66,610 $138,402
2019 $1,873 $190,930 $66,610 $124,320
2018 $1,776 $171,494 $66,610 $104,884
2017 $1,768 $149,362 $73,450 $75,912
2016 $1,788 $146,290 $73,450 $72,840
2015 $1,813 $145,273 $73,440 $71,833
2014 $1,851 $144,120 $72,332 $71,788
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/03/2026 01/03/26 Price Changed $495,000 -0.8% $340 / Sq Ft
11/26/2025 11/26/25 For Sale $499,000 +75.1% $343 / Sq Ft
11/20/2020 11/20/20 Sold $285,000 0.0% $196 / Sq Ft View Prior Sale
10/21/2020 10/21/20 Pending -- -- --
10/14/2020 10/14/20 For Sale $285,000 -- $196 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 American Ttl Svcs Of Citrus
Deed $115,000 --
Deed $112,500 --
Deed $10,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $228,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: W7881054

Stellar MLS

APN: 20E-20S-11-0040-000A0-0190