$699,900
SOLD DEC 31, 2025
3 Beds
2.5 Baths
2,002 Sq Ft
0.42 Acres

Recently Sold

$350 Per Sq Ft

31 Days on Market

Highlights

  • Boathouse
  • 89 Feet of Chain of Lakes Waterfront
  • Boat Ramp
  • Freedom 7 Elementary School of International Studies Rated A-
  • Dock has access to electricity and water
  • Boat Lift

About This Home

As of December 2025

Beautiful Lakefront Home on the Chain of Lakes – Little Lake Winterset, Winter Haven Welcome to Your Dream Lakefront Retreat on Little Lake Winterset! Nestled beneath a majestic oak tree on Little Lake Winterset—part of the renowned Chain of Lakes in Winter Haven—this stunning 3-bedroom, 2.5-bath home offers breathtaking views, modern updates, and the very best in lakeside living. Widely regarded as the cleanest lake in Polk County, Little Lake Winterset is spring-fed, ideal for boating, fishing, and enjoying unforgettable sunsets. Built in 1969 and completely updated within the last five years, this home blends timeless charm with today’s modern comforts—including a brand-new roof in 2024. Home Features 1,782 sq. ft. heated/cooled living space (2,604 sq. ft. total under roof) Expansive Great Room (24x15) with full-wall stone fireplace, large mantle, ceiling fan, and two sliding glass doors showcasing panoramic lake views Open Dining Room (10x16) with lake views—perfect for gatherings and entertaining Updated Kitchen (16x10) with farmhouse sink, stainless steel appliances, and abundant cabinetry Primary Suite (15x12) with ceiling fan and private en-suite bath Master Bath (15x5) featuring a glass step-in shower and dual vanities Bedrooms 2 (11x12) and 3(12x12) each offer stunning lake views and sliding glass doors Glassed Florida Room overlooking the lake—ideal for morning coffee or sunset relaxation Ample storage throughout, plus an exterior utility shed for
additional space Outdoor Highlights Private dock with two swings—perfect for relaxing by the water Boat house with electric and water hookups Covered boat lift for added convenience and protection White sandy beach area—great for entertaining and evening firepit smores. Well and septic system (no monthly water/sewer bills!) Septic pumped in 2020 Community boat launch for easy access to the Chain of Lakes which has 24 lakes you can visit. Enjoy the magic of Legoland’s fireworks right from your own dock and take in spectacular sunsets over the water every evening. Whether you’re seeking a peaceful primary residence or a luxurious vacation escape, this lakefront gem delivers comfort, character, and the ultimate Florida lifestyle. Schedule your private showing today—and make lakeside living your everyday reality!

Last Agent to Sell the Property

Hope Callihan

STACEY TOWNS REALTY LLC Brokerage Phone: 863-422-1585 License #0693653 Listed on: 11/05/2025

Last Buyer's Agent

Mary Myers

CENTURY 21 MYERS REALTY License #3461090

CENTURY 21 MYERS REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,346

Year Built

  • Built in 1969

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 95x170
  • 89 Feet of Chain of Lakes Waterfront
  • Lake Front
  • South Facing Home
  • Irrigation Equipment
  • Oak Trees

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,002 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Shelving
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Thermal Windows
  • Double Pane Windows
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Chain Of Lake Views
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Farmhouse Sink
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Home Security

  • Security Lights
  • Closed Circuit Camera

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Seawall
  • Boat Lift
  • Covered Boat Lift
  • Boat Ramp
  • Boathouse
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Lake Privileges
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Shed

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Cooling System Mounted To A Wall/Window
  • 1 Water Well
  • Electric Water Heater
  • Water Softener
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available

Community Details

  • Winterset Gardens Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,346

Year Built

Built in 1969

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Stucco, Frame
  • Fireplace: Yes
  • Living Area: 2002
  • Lot Size Acres: 0.42
  • New Construction: No
  • Year Built: 1969
  • Building Area Total: 2604
  • Lot Size Sq Ft: 18138
  • Number Of Lots: 1
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 241.92
  • Escrow City: Davenport
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 349.60
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 863-422-1585
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Stone, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Double Pane Windows, Thermal Windows, Window Treatments
  • Additional Rooms: Florida Room
  • Living Area Meters: 185.99

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: LITTLE LAKE WINTERSET
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private,Boathouse,Lift - Covered,Seawall - Other
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 89
  • Flood Zone Panel: 12105C0535H
  • Water Frontage Feet Lake Chain: 89

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Phone Available
  • Cooling: Central Air, Wall/Window Unit(s)
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association: Yes
  • Security: Closed Circuit Camera(s), Security Lights
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Refer to Polk County for rules and regulations on pet restrictions.
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 100.00
  • Total Monthly Fees: 8.33
  • Monthly HOA Amount: 8.33

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 26-29-14-687600-001040
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Paved
  • Lot Dimensions: 95x170
  • Property Attached Yn: Yes
  • Flood Zone Code: X*

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Refer to Polk County regarding leasing requirements

Tax Info

  • Tax Annual Amount: 4346.47
  • Tax Block: A
  • Tax Book Number: 41-30
  • Tax Lot: 4

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 20, 2020
Sold by
Heidel Kennedy M and Heidel Stephanie S
Bought by
Callihan Kelly W and Callihan Hope L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Outstanding Balance
$88,579
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$601,381

Purchase Details

Listed on
Aug 17, 2019
Closed on
Nov 18, 2019
Sold by
Prats Carol Randolph and Cooney Brenda Randolph
Bought by
Heidel Kennedy Matthew and Heidel Stepahnie Suzanne
Seller's Agent
John Hosegood
XCELLENCE REALTY, INC
Buyer's Agent
Mike Walker
KELLER WILLIAMS REALTY SMART
List Price
$399,000
Sold Price
$340,000
Premium/Discount to List
-$59,000
-14.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.15%

Purchase Details

Closed on
Apr 23, 2014
Sold by
Miller Juan C
Bought by
Prats Carol Randolph and Cooney Brenda Randolph
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 Attorney
Warranty Deed $340,000 Lakeland Title Llc
Warranty Deed -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/31/2025 12/31/25 Sold $699,900 0.0% $350 / Sq Ft
12/06/2025 12/06/25 Pending -- -- --
11/05/2025 11/05/25 For Sale $699,900 +105.9% $350 / Sq Ft
11/18/2019 11/18/19 Sold $340,000 -2.8% $191 / Sq Ft View Prior Sale
11/07/2019 11/07/19 Pending -- -- --
10/01/2019 10/01/19 Price Changed $349,900 -6.7% $196 / Sq Ft
09/20/2019 09/20/19 Price Changed $374,900 -6.0% $210 / Sq Ft
08/16/2019 08/16/19 For Sale $399,000 -- $224 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,346 $328,596 -- --
2024 $4,132 $319,335 -- --
2023 $4,132 $310,034 -- --
2022 $4,007 $299,062 $0 $0
2021 $4,036 $290,351 $0 $0
2020 $4,823 $304,747 $150,000 $154,747
2018 $1,399 $172,813 $0 $0
2017 $1,414 $169,259 $0 $0
2016 $1,393 $165,778 $0 $0
2015 $1,088 $164,626 $0 $0
2014 $2,179 $163,319 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4936864

Stellar MLS

APN: 26-29-14-687600-001040