$396,900

6720 Highlands Creek Loop Lakeland, FL 33813

Estimated payment $2,354/month

Total Views 465
3 Beds
2 Baths
1,898 Sq Ft
$209 Price per Sq Ft

Highlights

  • Very Popular Property
  • Gated Community
  • Open Floorplan
  • Valleyview Elementary School Rated 9+
  • View of Trees or Woods
  • Private Lot

About This Home

Welcome to this beautifully maintained move-in ready 3 bedroom, 2 bathroom corner-lot home in the back of the highly sought-after gated Highlands Creek community of South Lakeland (33813). This property is in a USDA 0$ down eligible area and also qualifies for FHA, VA, and conventional loans, making it an attractive and versatile option for a wide range of potential buyers.

Major updates recently include a BRAND NEW (2025) ROOF and BRAND NEW (2025) A/C SYSTEM, both with transferable warranties, giving peace of mind for years to come. A completed wind mitigation report is also included, which may help reduce insurance costs.

Additional highlights include a screened-in back porch, beautiful professionally-done landscaping, a fully fenced backyard, and an oversized side-entry garage with built-in storage and workbench, ideal for projects, hobbies, or extra space.

Step inside to soaring ceilings, abundant natural light, and an open floor plan designed for modern living. Wood floors flow throughout the main living areas, leading to a spacious kitchen with Corian countertops, solid wood cabinetry, and stainless-steel appliances. The oversized master suite offers a private retreat with a large walk-in closet, dual vanities, garden tub, and separate shower.

Conveniently located near top-rated schools, shopping, dining, and major highways, you’ll have an easy commute to Tampa, Orlando, or anywhere in between.

Highlands Creek is a quiet, gated neighborhood with remarkably low HOA dues. Don’t miss your chance — homes here rarely last long, and this one is priced to sell quickly.

Why this home stands out:

• USDA 0$ down eligible area + FHA, VA, and conventional loan options
• Brand-new roof (2025) with transferable warranty + wind mitigation report for potential insurance savings
• Brand-new A/C system (2025) with transferable warranty
• Oversized side-entry garage with built-in storage and workbench
• Screened-in back porch overlooking a fully fenced backyard
• Beautiful, professional, landscaped corner lot with great curb appeal
• Open floor plan with soaring ceilings and abundant natural light
• Wood floors in main living areas
• Spacious kitchen with Corian countertops, solid wood cabinetry, and stainless-steel appliances
• Oversized master suite with walk-in closet, dual vanities, garden tub, and separate shower
• Quiet, gated community with low HOA dues
• Convenient to top-rated schools, shopping, dining, and major highways

Some photos have been virtually staged to show the use of space. Schedule your private showing today.

Listing Agent

Stephen Hachey

FLAT FEE MLS REALTY Brokerage Phone: 813-642-6030 License #3389117 Listed on: 09/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,673

Year Built

  • Built in 2003

Lot Details

  • 0.28 Acre Lot
  • One Way Street
  • South Facing Home
  • Fenced
  • Mature Landscaping
  • Private Lot
  • Corner Lot

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Workshop in Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Secured Garage or Parking

Property Views

  • Woods
  • Garden

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,898 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Insulated Windows
  • Shades
  • Sliding Doors
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Home Security

  • Security Lights
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Bedroom
  • Accessible Common Area
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Closets
  • Accessible Doors
  • Accessible Approach with Ramp
  • Accessible Entrance

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include insurance, maintenance structure, ground maintenance, maintenance, pest control, private road, security
  • Ryan Or Russell Association, Phone Number (863) 347-9230
  • Highlands Creek Subdivision

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,673

Year Built

Built in 2003

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • HOA Fee Includes: Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Pest Control, Private Road, Security
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1898
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2003
  • Accessibility Features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Closets, Accessible Common Area, Accessible Doors, Accessible Entrance, Accessible Hallway(s), Accessible Kitchen, Accessible Central Living Area
  • Building Area Total: 2568
  • Lot Size Sq Ft: 12166
  • Directions to Property: Gated community off of crews lake road in south lakeland, access via lakeland highlands road or from 540/540a
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: RIVERVIEW
  • Escrow Postal Code: 33578
  • Escrow State: FL
  • Escrow Street Name: Bloomingdale Ridge
  • Escrow Street Number: 10521
  • List Office Head Office Key Nume: 163230503
  • Minimum Lease: No Minimum
  • Number Of Pets: 10+
  • RATIO Current Price By Calculate: 209.11
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 813-642-6030
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Disposal, Freezer, Ice Maker, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: ENERGY STAR Qualified Windows, Insulated Windows, Low-Emissivity Windows, Shades
  • Street Number Modifier: 6720
  • Additional Rooms: Breakfast Room Separate,Family Room,Formal Dining Room Separate
  • Living Area Meters: 176.33
  • Room Count: 4

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting, Other, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • View: Garden, Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2016-12-22
  • Flood Zone Panel: 12105C0485G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Other, Oversized, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Sprinkler Recycled, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - Guard, Irrigation-Reclaimed Water, Street Lights
  • Association Amenities: Gated
  • Association Fee: 425
  • Association Fee Frequency: Annually
  • Association Name: Ryan or Russell
  • Phone: 863-347-9230
  • Association: Yes
  • Security: Gated Community, Secured Garage/Parking, Security Lights, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: N/A
  • Association Fee Requirement: Required
  • Max Pet Weight: 100
  • Association Email: hcpoa-1@hotmail.com
  • Pet Size: Large (61-100 Lbs.)

Fee Information

  • Total Annual Fees: 425.00
  • Total Monthly Fees: 35.42
  • Monthly HOA Amount: 35.42

Lot Info

  • Parcel Number: 24-29-21-287013-000580
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Corner Lot, In County, Street One Way, Private
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1130

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: N/A

Tax Info

  • Tax Annual Amount: 2672.98
  • Tax Book Number: 121-19-21
  • Tax Lot: 58

Multi Family

  • Approval Process: N/A

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,673 $204,284 -- --
2024 $2,482 $198,527 -- --
2023 $2,482 $192,745 $0 $0
2022 $2,404 $187,131 $0 $0
2021 $2,419 $181,681 $0 $0
2020 $2,380 $179,173 $0 $0
2018 $2,312 $171,879 $41,000 $130,879
2017 $1,636 $125,528 $0 $0
2016 $1,597 $122,946 $0 $0
2015 $1,271 $122,091 $0 $0
2014 $1,518 $121,122 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/17/2025 09/17/25 For Sale $396,900 +80.4% $209 / Sq Ft
03/29/2018 03/29/18 Off Market $220,000 -- --
12/29/2017 12/29/17 Sold $220,000 +0.5% $116 / Sq Ft
12/07/2017 12/07/17 Pending -- -- --
12/01/2017 12/01/17 For Sale $219,000 -- $115 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $220,000 Smart Title Llc
Warranty Deed $170,000 Lakeland Title Llc
Warranty Deed $237,000 Sunbelt Title Agency
Warranty Deed $179,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $12,455 FHA
Previous Owner $216,015 FHA
Previous Owner $179,550 No Value Available
Previous Owner $189,600 No Value Available
Previous Owner $10,000 No Value Available
Previous Owner $176,574 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: TB8428348

Stellar MLS

APN: 24-29-21-287013-000580