6720 Highlands Creek Loop Lakeland, FL 33813
Estimated payment $2,230/month
Highlights
- Gated Community
- View of Trees or Woods
- Private Lot
- Lincoln Avenue Academy Rated A-
- Open Floorplan
- Wood Flooring
About This Home
Welcome to this beautifully maintained move-in ready 3 bedroom, 2 bathroom corner-lot home in the back of the highly sought-after gated Highlands Creek community of South Lakeland (33813). This property is in a USDA 0$ down eligible area and also qualifies for FHA, VA, and conventional loans, making it an attractive and versatile option for a wide range of potential buyers. Major updates recently include a BRAND NEW (2025) ROOF and BRAND NEW (2025) A/C SYSTEM. Additional highlights include a screened-in back porch, beautiful professionally-done landscaping, a fully fenced backyard, and an oversized side-entry garage with built-in storage and workbench, ideal for projects, hobbies, or extra space. Step inside to soaring ceilings, abundant natural light, and an open floor plan designed for modern living. Wood floors flow throughout the main living areas, leading to a spacious kitchen with Corian countertops, solid wood cabinetry, and stainless-steel appliances. The oversized master suite offers a private retreat with a large walk-in closet, dual vanities, garden tub, and separate shower. Conveniently located near top-rated schools, shopping, dining, and major highways, you’ll have an easy commute to Tampa, Orlando, or anywhere in between. Highlands Creek is a quiet, gated neighborhood with remarkably low HOA dues. Don’t miss your chance — homes here rarely last long, and this one is priced to sell quickly. Why this home stands out: • USDA 0$ down eligible area + FHA, VA, and conventional loan options • Brand-new roof (2025) • Brand-new A/C system (2025) • Oversized side-entry garage with built-in storage and workbench • Screened-in back porch overlooking a fully fenced backyard • Beautiful, professional, landscaped corner lot with great curb appeal • Open floor plan with soaring ceilings and abundant natural light • Wood floors in main living areas • Spacious kitchen with Corian countertops, solid wood cabinetry, and stainless-steel appliances • Oversized master suite with walk-in closet, dual vanities, garden tub, and separate shower • Quiet, gated community with low HOA dues • Convenient to top-rated schools, shopping, dining, and major highways Some photos have been virtually staged to show the use of space. Schedule your private showing today.
Listing Agent
FLAT FEE MLS REALTY Brokerage Phone: 813-642-6030 License #3389117 Listed on: 09/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,673
Year Built
- Built in 2003
Lot Details
- 0.28 Acre Lot
- One Way Street
- South Facing Home
- Fenced
- Mature Landscaping
- Private Lot
- Corner Lot
HOA Fees
- $35 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
- Workshop in Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
- Secured Garage or Parking
Property Views
- Woods
- Garden
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,898 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- ENERGY STAR Qualified Windows with Low Emissivity
- Insulated Windows
- Shades
- Sliding Doors
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Laundry Room
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Freezer
- Ice Maker
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
Home Security
- Security Lights
- Fire and Smoke Detector
Accessible Home Design
- Accessible Bedroom
- Accessible Common Area
- Accessible Kitchen
- Accessible Hallway
- Accessible Closets
- Accessible Doors
- Accessible Approach with Ramp
- Accessible Entrance
Eco-Friendly Details
- Reclaimed Water Irrigation System
Outdoor Features
- Enclosed Patio or Porch
- Exterior Lighting
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Thermostat
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Home warranty included in the sale of the property
- Visit Down Payment Resource Website
- Tax Lot 58
- Assessor Parcel Number 24-29-21-287013-000580
Community Details
Overview
- Association fees include insurance, maintenance structure, ground maintenance, maintenance, pest control, private road, security
- Ryan Or Russell Association, Phone Number (863) 347-9230
- Highlands Creek Subdivision
Security
- Security Guard
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,673 | $204,284 | -- | -- |
| 2024 | $2,482 | $198,527 | -- | -- |
| 2023 | $2,482 | $192,745 | $0 | $0 |
| 2022 | $2,404 | $187,131 | $0 | $0 |
| 2021 | $2,419 | $181,681 | $0 | $0 |
| 2020 | $2,380 | $179,173 | $0 | $0 |
| 2018 | $2,312 | $171,879 | $41,000 | $130,879 |
| 2017 | $1,636 | $125,528 | $0 | $0 |
| 2016 | $1,597 | $122,946 | $0 | $0 |
| 2015 | $1,271 | $122,091 | $0 | $0 |
| 2014 | $1,518 | $121,122 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/09/2025 12/09/25 | Price Changed | $374,999 | -1.3% | $198 / Sq Ft | |
| 11/12/2025 11/12/25 | Price Changed | $380,000 | -1.3% | $200 / Sq Ft | |
| 10/22/2025 10/22/25 | Price Changed | $385,000 | -1.3% | $203 / Sq Ft | |
| 10/08/2025 10/08/25 | Price Changed | $390,000 | -1.7% | $205 / Sq Ft | |
| 09/17/2025 09/17/25 | For Sale | $396,900 | +80.4% | $209 / Sq Ft | |
| 03/29/2018 03/29/18 | Off Market | $220,000 | -- | -- | |
| 12/29/2017 12/29/17 | Sold | $220,000 | +0.5% | $116 / Sq Ft | View Prior Sale |
| 12/07/2017 12/07/17 | Pending | -- | -- | -- | |
| 12/01/2017 12/01/17 | For Sale | $219,000 | -- | $115 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $100 | None Listed On Document | |
| Warranty Deed | $220,000 | Smart Title Llc | |
| Warranty Deed | $170,000 | Lakeland Title Llc | |
| Warranty Deed | $237,000 | Sunbelt Title Agency | |
| Warranty Deed | $179,700 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $216,015 | FHA | |
| Previous Owner | $189,600 | No Value Available | |
| Previous Owner | $176,574 | No Value Available |
Source: Stellar MLS
MLS Number: TB8428348
APN: 24-29-21-287013-000580
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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