6730 Cardinal Dr Waterloo, IL 62298
Waterloo AreaEstimated payment $3,249/month
Highlights
- Pool House
- RV Access or Parking
- 8.27 Acre Lot
- Rogers Elementary School Rated A-
- View of Trees or Woods
- Open Floorplan
About This Home
Come home to your own private retreat, where there’s room to relax, entertain, garden, work on a project—or simply enjoy the peace and quiet of country living. Set on 8.27 beautiful, secluded acres just 3 miles from Waterloo, this custom ranch has a personality all its own and offers the kind of thoughtful details that become more apparent the longer you explore. With 2,900+ sq. ft. of finished living space, the home features two bedrooms with walk-in closets, a non-conforming bedroom with an additional walk-in closet, three full baths, and a large two-car garage. The custom floor plan makes excellent use of the space, with generous closets and storage tucked throughout the home. The main level is bright and welcoming, with vaulted ceilings, quality flooring, built-in cabinetry, a fireplace, and large windows bringing the outdoors in. The kitchen, dining and living areas flow naturally together, making the home equally comfortable for everyday living or a house full of friends and family. Please don't overlook the finished lower level. Two large windows bring in so much natural light and such pretty outdoor views that you may have to remind yourself you're downstairs! A second fireplace, wet bar/kitchenette, additional living and sleeping space, a full bath, and abundant storage make this level especially versatile for entertaining, overnight guests, hobbies, or multigenerational living. Then step outside—and this property really begins to show what makes it special. Three separate outdoor living areas give you plenty of choices: spend summer afternoons around the pool and deck, relax in the hot tub, gather around the fire pit in the evening, or simply find a quiet spot to sit and enjoy the privacy of your acreage. Beyond the home is a large workshop/she-shed that has also doubled as guest quarters, an additional garden shed, raised garden beds, and plenty of open ground for animals, pasture, recreation, or simply enjoying the extra elbow room. Privacy without isolation, acreage without being miles from town, and a home with features you simply don't find every day. At just 3 miles from Waterloo, 6730 Cardinal Drive offers the opportunity to enjoy your own little piece of the country while keeping town conveniently close. Tenant rights prevail. Approximately six acres are currently leased to a tenant farmer for hay. Please schedule all showings through a real estate agent as the property cannot be viewed from Trout Camp/Cardinal Road.
Listing Agent
Stellhorn Realty, Inc. License #471006035 Listed on: 08/29/2026
Open House Schedule
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Saturday, September 26, 202612:00 to 2:00 pm9/26/2026 12:00:00 PM +00:009/26/2026 2:00:00 PM +00:00Tour this custom ranch on 8.27 secluded acres just 3 miles from Waterloo,Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,818
Year Built
- Built in 2014 | Remodeled
Lot Details
- 8.27 Acre Lot
- Property fronts a private road
- Property fronts a county road
- Partially Fenced Property
- Wire Fence
- Lot Has A Rolling Slope
- Cleared Lot
- Garden
- Back and Front Yard
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
- Circular Driveway
- Additional Parking
- RV Access or Parking
Property Views
- Woods
- Pasture
- Rural
Home Design
- Ranch Style House
- Modern Architecture
- Permanent Foundation
- Architectural Shingle Roof
- Vinyl Siding
- Radon Mitigation System
- Concrete Perimeter Foundation
- Stone
Interior Spaces
- Open Floorplan
- Bookcases
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace Features Blower Fan
- Electric Fireplace
- Propane Fireplace
- Double Pane Windows
- Tilt-In Windows
- Blinds
- French Doors
- Sliding Doors
- Panel Doors
- Family Room
- Living Room with Fireplace
- 2 Fireplaces
- Breakfast Room
- Dining Room
- Bonus Room
- Workshop
- Sun or Florida Room
- Storage
Kitchen
- Gas Oven
- Gas Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Bamboo
- Wood
- Carpet
- Slate Flooring
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- Shower
Laundry
- Laundry Room
- Laundry on main level
Partially Finished Basement
- Basement Ceilings are 8+ Feet High
- Sump Pump
- Fireplace in Basement
- Finished Basement Bathroom
- Basement Window Egress
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- Pool House
- Above Ground Pool
- Fence Around Pool
- Pool Cover
Outdoor Features
- Deck
- Patio
- Fire Pit
- Exterior Lighting
- Separate Outdoor Workshop
- Outdoor Storage
- Outbuilding
- Front Porch
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Farming
- Farm
Utilities
- Cooling System Mounted To A Wall/Window
- Forced Air Zoned Heating and Cooling System
- Vented Exhaust Fan
- Baseboard Heating
- Heating System Powered By Leased Propane
- Heating System Uses Propane
- Single-Phase Power
- Electric Water Heater
- Private Sewer
Community Details
- No Home Owners Association
- Built by Birkner
Listing and Financial Details
- Exclusions: Crops
- Assessor Parcel Number 07-28-400-014-000
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,375 | $127,641 | $20,881 | $106,760 |
| 2024 | $6,375 | $124,324 | $21,777 | $102,547 |
| 2023 | $5,966 | $111,814 | $20,514 | $91,300 |
| 2022 | $5,775 | $107,282 | $20,352 | $86,930 |
| 2021 | $5,451 | $91,647 | $20,207 | $71,440 |
| 2020 | $5,479 | $89,689 | $19,979 | $69,710 |
| 2019 | $5,304 | $86,062 | $15,652 | $70,410 |
| 2018 | $5,002 | $79,220 | $19,790 | $59,430 |
| 2017 | $2,847 | $80,646 | $20,146 | $60,500 |
| 2016 | $0 | $77,160 | $19,790 | $57,370 |
| 2015 | $4,958 | $78,130 | $17,670 | $60,460 |
| 2014 | $11 | $171 | $171 | $0 |
| 2012 | -- | $141 | $141 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/23/2026 09/23/26 | Price Changed | $475,000 | -2.1% | $187 / Sq Ft |
| 08/29/2026 08/29/26 | For Sale | $485,000 | -- | $191 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Monroe County Title Company |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | Credit Line Revolving | |
| Open | $248,000 | New Conventional |
Source: MARIS MLS
MLS Number: MIS26055583
APN: 07-28-400-014-000
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Ask me questions while you tour the home.