$475,000
OPEN SAT 12PM - 2PM $10K PRICE DROP

6730 Cardinal Dr Waterloo, IL 62298

Waterloo Area

Estimated payment $3,249/month

Total Views 5,038
2 Beds
3 Baths
2,534 Sq Ft
$187 Price per Sq Ft

Highlights

  • Pool House
  • RV Access or Parking
  • 8.27 Acre Lot
  • Rogers Elementary School Rated A-
  • View of Trees or Woods
  • Open Floorplan

About This Home

Come home to your own private retreat, where there’s room to relax, entertain, garden, work on a project—or simply enjoy the peace and quiet of country living. Set on 8.27 beautiful, secluded acres just 3 miles from Waterloo, this custom ranch has a personality all its own and offers the kind of thoughtful details that become more apparent the longer you explore. With 2,900+ sq. ft. of finished living space, the home features two bedrooms with walk-in closets, a non-conforming bedroom with an additional walk-in closet, three full baths, and a large two-car garage. The custom floor plan makes excellent use of the space, with generous closets and storage tucked throughout the home. The main level is bright and welcoming, with vaulted ceilings, quality flooring, built-in cabinetry, a fireplace, and large windows bringing the outdoors in. The kitchen, dining and living areas flow naturally together, making the home equally comfortable for everyday living or a house full of friends and family. Please don't overlook the finished lower level. Two large windows bring in so much natural light and such pretty outdoor views that you may have to remind yourself you're downstairs! A second fireplace, wet bar/kitchenette, additional living and sleeping space, a full bath, and abundant storage make this level especially versatile for entertaining, overnight guests, hobbies, or multigenerational living. Then step outside—and this property really begins to show what makes it special. Three separate outdoor living areas give you plenty of choices: spend summer afternoons around the pool and deck, relax in the hot tub, gather around the fire pit in the evening, or simply find a quiet spot to sit and enjoy the privacy of your acreage. Beyond the home is a large workshop/she-shed that has also doubled as guest quarters, an additional garden shed, raised garden beds, and plenty of open ground for animals, pasture, recreation, or simply enjoying the extra elbow room. Privacy without isolation, acreage without being miles from town, and a home with features you simply don't find every day. At just 3 miles from Waterloo, 6730 Cardinal Drive offers the opportunity to enjoy your own little piece of the country while keeping town conveniently close. Tenant rights prevail. Approximately six acres are currently leased to a tenant farmer for hay. Please schedule all showings through a real estate agent as the property cannot be viewed from Trout Camp/Cardinal Road.

Listing Agent

Connie Stellhorn-Schanter

Stellhorn Realty, Inc. License #471006035 Listed on: 08/29/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,818

Year Built

  • Built in 2014 | Remodeled

Lot Details

  • 8.27 Acre Lot
  • Property fronts a private road
  • Property fronts a county road
  • Partially Fenced Property
  • Wire Fence
  • Lot Has A Rolling Slope
  • Cleared Lot
  • Garden
  • Back and Front Yard

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Additional Parking
  • RV Access or Parking

Property Views

  • Woods
  • Pasture
  • Rural

Home Design

  • Ranch Style House
  • Modern Architecture
  • Permanent Foundation
  • Architectural Shingle Roof
  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • Open Floorplan
  • Bookcases
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Features Blower Fan
  • Electric Fireplace
  • Propane Fireplace
  • Double Pane Windows
  • Tilt-In Windows
  • Blinds
  • French Doors
  • Sliding Doors
  • Panel Doors
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Breakfast Room
  • Dining Room
  • Bonus Room
  • Workshop
  • Sun or Florida Room
  • Storage

Kitchen

  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Bamboo
  • Wood
  • Carpet
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Shower

Laundry

  • Laundry Room
  • Laundry on main level

Partially Finished Basement

  • Basement Ceilings are 8+ Feet High
  • Sump Pump
  • Fireplace in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Pool House
  • Above Ground Pool
  • Fence Around Pool
  • Pool Cover

Outdoor Features

  • Deck
  • Patio
  • Fire Pit
  • Exterior Lighting
  • Separate Outdoor Workshop
  • Outdoor Storage
  • Outbuilding
  • Front Porch

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Farming

  • Farm

Utilities

  • Cooling System Mounted To A Wall/Window
  • Forced Air Zoned Heating and Cooling System
  • Vented Exhaust Fan
  • Baseboard Heating
  • Heating System Powered By Leased Propane
  • Heating System Uses Propane
  • Single-Phase Power
  • Electric Water Heater
  • Private Sewer

Community Details

  • No Home Owners Association
  • Built by Birkner

Listing and Financial Details

  • Exclusions: Crops
  • Assessor Parcel Number 07-28-400-014-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,818

Year Built

Built in 2014 | Remodeled

Lot Details

8.27 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Trout Camp Road
  • Year Built: 2014
  • Directions: Rt 156, Trout Camp, Cardinal, go past and stay left at the curve, sign by house sign
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Laundry Room, Main Level
  • ResoLotFeatures: Back Yard, Cleared, Farm, Front Yard, Garden, Karst Topography, Rolling Slope
  • Lot Size Acres: 8.27
  • Road Frontage Type: County Road, Private Road
  • Road Surface Type: Asphalt, Gravel
  • ResoSecurityFeatures: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Co List Office Phone: 618-234-6622
  • MLS Status: Active
  • Standard Status: Active
  • Subdivision Name: Part SW SE
  • Above Grade Finished Sq Ft: 1499
  • Architectural Style: Modern, Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Basement, Blower Fan, Electric, Living Room, Propane
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Reso Structure Type: House
  • Reso Window Features: Blinds, Double Pane Windows, Tilt-In Windows, Window Treatments
  • Financial Info Electric: Single Phase
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • PreviousStatus: Active Under Contract
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 1
  • MIS_EfficiencyYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Other
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Other
  • MIS_RoomFlooring: Wood
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Daylight/Lookout, Egress Window, Partially Finished, Radon Mitigation, Sump Pump
  • Interior Amenities: Bookcases, Breakfast Room, Ceiling Fan(s), Dining/Living Room Combo, Kitchen/Dining Room Combo, Open Floorplan, Pantry, Recessed Lighting, Shower, Solid Surface Countertop(s), Storage, Walk-In Closet(s), Workshop/Hobby Area
  • Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Gas Range, Refrigerator, Vented Exhaust Fan, Electric Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 1035
  • Door Features: French Door(s), Panel Door(s), Sliding Door(s)
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Bamboo, Carpet, Ceramic Tile, Hardwood, Slate
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: Partial, Wire
  • Roof: Architectural Shingle
  • Pool Features: Above Ground, Fenced, Outdoor Pool, Pool Cover
  • Pool Private: Yes
  • View: Pasture, Rural, Trees/Woods
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Exclusions: Crops
  • Home Warranty: No
  • Builder Name: Birkner
  • Construction Type: Stone, Vinyl Siding
  • Exterior Features: Fire Pit, Garden, Lighting, Storage
  • Foundation Details: Concrete Perimeter, Permanent
  • Other Structures: Outbuilding, Pool House, Storage, Workshop
  • Patio And Porch Features: Deck, Front Porch, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Attached, Circular Driveway, Driveway, Garage, Garage Door Opener, Garage Faces Side, Gravel, RV Access/Parking
  • Total Parking Spaces: 2

Utilities

  • Sewer: Private Sewer
  • Cooling: Central Air, Wall/Window Unit(s)
  • Heating: Baseboard, Forced Air, Propane, Zoned
  • Green Building Features: Basement, Bathrooms
  • Utilities: Electricity Connected, Propane Leased, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association Name: N/A

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 8.27 +/- acres
  • Lot Size Sq Ft: 360241.2
  • Parcel Number: 07-28-400-014-000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 6818

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,375 $127,641 $20,881 $106,760
2024 $6,375 $124,324 $21,777 $102,547
2023 $5,966 $111,814 $20,514 $91,300
2022 $5,775 $107,282 $20,352 $86,930
2021 $5,451 $91,647 $20,207 $71,440
2020 $5,479 $89,689 $19,979 $69,710
2019 $5,304 $86,062 $15,652 $70,410
2018 $5,002 $79,220 $19,790 $59,430
2017 $2,847 $80,646 $20,146 $60,500
2016 $0 $77,160 $19,790 $57,370
2015 $4,958 $78,130 $17,670 $60,460
2014 $11 $171 $171 $0
2012 -- $141 $141 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/23/2026 09/23/26 Price Changed $475,000 -2.1% $187 / Sq Ft
08/29/2026 08/29/26 For Sale $485,000 -- $191 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- Monroe County Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $50,000 Credit Line Revolving
Open $248,000 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26055583

MARIS MLS

APN: 07-28-400-014-000

Your Personal Tour Guide

Ask me questions while you tour the home.