$385,000

Estimated payment $2,182/month

Total Views 266
2 Beds
2 Baths
2,615 Sq Ft
$147 Price per Sq Ft

Highlights

  • Boat Ramp
  • In Ground Pool
  • 0.64 Acre Lot
  • Access To Chain Of Lakes
  • Custom Home
  • Mature Landscaping

About This Home

Located in the desirable waterfront community of Winterset Gardens, this uniquely designed SE Winter Haven pool home is set on an oversized half-acre-plus lot and offers community lake access to the beautiful Winter Haven Chain of Lakes. Important system upgrades provide added peace of mind including a newer architectural shingle roof (2024), new electrical panels (2025), new water heaters (2025), and a new A/C system (2025).
The home offers over 2,600 square feet of spacious living and showcases distinctive architectural character, including arched openings, beautiful parquet wood flooring, generous room dimensions, and an elegant wood-burning fireplace. The floor plan includes spacious rooms throughout including a family room, formal living room and a formal dining room, creating a natural flow for everyday living and entertaining. The upgraded kitchen is conveniently positioned just off the foyer and features a dedicated breakfast nook, sleek all-wood custom cabinetry, granite countertops, stainless steel appliances, and a professional-style gas range with a stainless hood.
The primary bedroom suite is generously sized with en-suite bath access, while the guest bedroom offers comfortable proportions and a walk-in closet. The formal living room provides excellent flexibility for use as a home office, sitting room or conversion into a third bedroom to suit individual living needs.
Outdoor living is highlighted by an open-air pool, ample deck space, and a private backyard setting framed by mature plantings, with plenty of room to create your own backyard retreat. The expansive 0.64-acre lot offers exceptional versatility, allowing space for boat or overflow parking, expanded outdoor living areas, or the creation of a garden or vegetable oasis.
Winterset Gardens features an optional POA (only $100 per year), with members enjoying access to the community boat ramp on Little Lake Winterset—part of the Winter Haven Chain of Lakes, a system of 20 canal-connected lakes offering some of Central Florida’s best boating, skiing, fishing, and waterfront dining. Ideally located just minutes from shopping, Publix grocery stores, Walmart, dining, and medical facilities, the home is also centrally positioned between Tampa and Orlando for convenient access to major airports and attractions.
While the property does require some updating, the combination of architectural character, oversized lot, pool, major system upgrades, and Chain of Lakes access presents a compelling opportunity to create a truly special residence in one of Winter Haven’s most sought-after waterfront communities.

Listing Agent

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3103005 Listed on: 01/16/2026

Co-Listing Agent

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #678978

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,098

Year Built

  • Built in 1967

Lot Details

  • 0.64 Acre Lot
  • West Facing Home
  • Mature Landscaping
  • Oversized Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Custom Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,615 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Laundry in Garage

Kitchen

  • Breakfast Area or Nook
  • Dinette
  • Range with Range Hood
  • Dishwasher

Flooring

  • Parquet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Access To Chain Of Lakes
  • Boat Ramp

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank
  • Cable TV Available

Community Details

  • Winterset Gardens Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,098

Year Built

Built in 1967

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2615
  • Lot Size Acres: 0.64
  • New Construction: No
  • Year Built: 1967
  • Building Area Total: 3560
  • Lot Size Sq Ft: 27713
  • Status: Active
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 330.73
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave SW
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 147.23
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-412-2080
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Parquet
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: None
  • Additional Rooms: Family Room
  • Living Area Meters: 242.94

Exterior Features

  • Direction Faces: West
  • Pool Features: Gunite, In Ground
  • Exterior Features: None
  • Roof: Shingle
  • Pool Private: Yes
  • Water Body Name: LAKE WINTERSET
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H
  • Additional Water Information: Winter Haven Chain of Lakes

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Faces Side

Utilities

  • Utilities: Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Must contact the county to confirm all pet rules and restrictions.
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 100.00
  • Total Monthly Fees: 8.33
  • Monthly HOA Amount: 8.33

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: R-1
  • Parcel Number: 26-29-14-687600-003080
  • Additional Parcels: No
  • Lot Features: In County, Oversized Lot, Paved
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must contact the county to confirm all lease rules and restrictions.

Tax Info

  • Tax Annual Amount: 2098
  • Tax Block: C
  • Tax Book Number: 41-30
  • Tax Lot: 8

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,988 $176,101 -- --
2024 $1,801 $171,138 -- --
2023 $1,801 $166,153 $0 $0
2022 $1,730 $161,314 $0 $0
2021 $1,726 $156,616 $0 $0
2020 $1,689 $154,454 $0 $0
2018 $1,607 $148,166 $0 $0
2017 $1,577 $145,119 $0 $0
2016 $1,540 $142,134 $0 $0
2015 $1,603 $141,146 $0 $0
2014 $1,836 $140,026 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/16/2026 01/16/26 For Sale $385,000 -- $147 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Attorney
Deed $100 --
Warranty Deed $135,000 Romina Cicchino Title Office
Warranty Deed -- --
Warranty Deed $144,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $30,000 Credit Line Revolving
Previous Owner $61,600 No Value Available
Previous Owner $144,000 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: L4958502

Stellar MLS

APN: 26-29-14-687600-003080