$275,000
SOLD JUL 31, 2025

675 El Centro Longboat Key, FL 34228

2 Beds
2 Baths
1,193 Sq Ft
$1,340/mo HOA Fee

Recently Sold

$231 Per Sq Ft

8% Below List Price

5 Days on Market

Highlights

  • Active Adult
  • Living Room
  • Terrazzo Flooring
  • 25.24 Acre Lot
  • Laundry Room
  • Central Heating and Cooling System

About This Home

As of July 2025

Welcome to Spanish Main Yacht Club, a vibrant 55+ waterfront community on Longboat Key, where coastal living meets unbeatable value. **Offered at just $299,000—including the cost of a complete rebuild—**this stand-alone 2-bedroom, 2-bath villa offers 1,629 total SqFt and represents the best-priced opportunity for a fully restored home in one of the island’s most desirable neighborhoods.

Originally built in 1968, this villa has already undergone major FEMA-approved storm mitigation work, including all-new drywall, upgraded electrical outlets, and a brand-new front entry door. The purchase price includes the cost of finishing the rebuild, so you can move into a beautifully completed home without the hassle of managing renovations.

The open-concept floorplan includes a spacious living and dining area, plus a sunlit Florida room ideal for a reading nook, office, or morning coffee retreat. The generous primary suite features a private bath and closet, while the second bedroom and full bath offer flexibility for guests or hobbies.

Enjoy marina views and the ease of being just a short stroll from the community’s private deeded beach access on the Gulf of Mexico. Spanish Main Yacht Club is rich with amenities, including a heated pool, clubhouse with library and game room, shuffleboard courts, and a full calendar of social events. Boat owners will appreciate the affordable, first-come, first-served slips at the community marina.

This pet-friendly, maintenance-free community offers covered carport parking, ample guest spaces, and beautifully landscaped grounds lined with palms. Ideally located near St. Armands Circle, Anna Maria Island, and Sarasota’s renowned shopping, dining, and white sand beaches, you’ll enjoy the best of Florida living right at your doorstep.

Whether you're seeking a full-time residence, seasonal getaway, or investment, this completely rebuilt villa at $299,000 is a rare find on Longboat Key. The seller is motivated—bring your offer and make this island lifestyle yours today!

Last Agent to Sell the Property

Geoff Scalera

AUM FLORIDA REAL ESTATE LLC Brokerage Phone: 855-286-3573 License #3301137 Listed on: 07/01/2025

Last Buyer's Agent

Geoff Scalera

AUM FLORIDA REAL ESTATE LLC Brokerage Phone: 855-286-3573 License #3301137 Listed on: 07/01/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,538

Year Built

  • Built in 1968

HOA Fees

  • $1,340 Monthly HOA Fees

Parking

  • 1 Carport Space

Home Design

  • Entry on the 1st floor
  • Block Foundation
  • Tile Roof
  • Block Exterior

Interior Spaces

  • 1,193 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Terrazzo
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • South Facing Home
  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool, maintenance structure, ground maintenance, management, recreational facilities, sewer, water
  • Manager Smyc Association, Phone Number (941) 383-2664
  • Visit Association Website
  • Spanish Main Yacht Club Community
  • Spanish Main Yacht Club Condo Subdivision
  • The community has rules related to deed restrictions

Pet Policy

  • 1 Pet Allowed
  • Dogs Allowed
  • Small pets allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,538

Year Built

Built in 1968

Lot Details

0

HOA Fees

$1,340 per month

Listing Details

  • HOA Fee Includes: Pool, Maintenance Structure, Maintenance Grounds, Management, Other, Recreational Facilities, Sewer, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1193
  • Lot Size Acres: 25.24
  • New Construction: No
  • Year Built: 1968
  • Building Area Total: 1629
  • Lot Size Sq Ft: 1099455
  • Status: Sold
  • Ownership: Condominium
  • Building Area Total Srch Sq M: 151.34
  • Escrow State: FL
  • Floor Number: 1
  • Minimum Lease: 1 Month
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 230.51
  • Water Access YN: 0
  • Condo Fees Term: Monthly
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 855-286-3573
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ninguno
  • Appliances Included: Dishwasher, Microwave, None, Range, Refrigerator
  • Foundation Details: Block
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Living Area Meters: 110.83

Exterior Features

  • Direction Faces: South
  • Exterior Features: Other
  • Roof: Tile
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions
  • Association Fee Frequency: Monthly
  • Association Name: Manager SMYC
  • Phone: (941) 383-2664
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Fees: 1340
  • Condo Land Included YN: 0
  • Association Email: ofcmgr@smyclbk.com To: Geoff
  • Monthly Condo Fee Amount: 1340
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: https://www.smyclbk.com/

Fee Information

  • Total Annual Fees: 16080.00
  • Total Monthly Fees: 1340.00

Lot Info

  • Zoning: R3MX
  • Parcel Number: 7922400002
  • Additional Parcels: No
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: see condo docs

Tax Info

  • Tax Annual Amount: 5537.54
  • Tax Book Number: 285-165
  • Tax Lot: 185

Multi Family

  • Approval Process: see condo docs

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2025
Closed on
Jul 31, 2025
Sold by
Smith Nancy Harwood
Bought by
Edgar Tom
Seller's Agent
Geoff Scalera
AUM FLORIDA REAL ESTATE LLC
Buyer's Agent
Geoff Scalera
AUM FLORIDA REAL ESTATE LLC
List Price
$299,000
Sold Price
$275,000
Premium/Discount to List
-$24,000
-8.03%
Views
9
Current Estimated Value
$276,670

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,670
Avg. Annual Appreciation
1.27%

Purchase Details

Closed on
May 23, 2016
Sold by
Cole Ronald and Cole Marvelle
Bought by
Smith Nancy Harwood

Purchase Details

Closed on
Jul 21, 1995
Sold by
Moore Louise M and Moore George A
Bought by
Cole Ronald and Cole Marvelle
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $275,000 Properties Title
Warranty Deed $319,500 Attorney
Warranty Deed $83,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $275,000 -8.0% $231 / Sq Ft
07/06/2025 07/06/25 Pending -- -- --
07/01/2025 07/01/25 For Sale $299,000 -- $251 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,538 $127,687 -- $127,687
2024 $5,538 $391,000 -- $391,000
2023 $5,427 $395,250 $0 $395,250
2022 $4,723 $315,000 $0 $315,000
2021 $4,050 $245,000 $0 $245,000
2020 $4,255 $245,000 $0 $245,000
2019 $4,278 $245,000 $0 $245,000
2018 $4,247 $240,000 $0 $0
2017 $3,670 $231,300 $0 $0
2016 $1,827 $151,961 $0 $0
2015 $1,858 $150,905 $0 $0
2014 $1,858 $149,707 $0 $0
2013 $1,816 $147,495 $34,648 $112,847
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4657448

Stellar MLS

APN: 79224-0000-2