S
Seller's Agent in 2024
Stephanie Hurst
The Realty Pros
676 Lake Front Dr Talladega, AL 35160
Estimated Value: $397,000 - $477,000
2
Beds
2
Baths
1,598
Sq Ft
$278/Sq Ft
Est. Value
Highlights
- 143 Feet of Waterfront
- Community Boat Slip
- Lake View
- Private Dock
- Fishing
- Deck
About This Home
As of February 2024This lovely fully furnished two-bedroom, two-bath waterfront cottage is the perfect mix of comfort, style, and lakeside fun. It's designed for folks who love the water and want a cozy place to call home without breaking the bank. The kitchen is right in the heart of the home and has everything you need to whip up a family dinner or a quick snack. The countertops have space for meal prep, and there's a neat little area where you can enjoy your morning coffee. The main bedroom is its own little retreat. It's big enough for a king-size bed and the large bathroom means no waiting in line in the morning! Large family room downstairs if perfect space for entertaining or just extra space to stretch out. The second bedroom is great for kids, guests, or home office. The backyard is where it shines! There's a big deck for BBQs, birthday parties, or just chilling with a book. Seller is offering an allowance of up to $10,000 for closing costs, rate buy-down or to be put towards closing costs.
Last Agent to Sell the Property
Stephanie Hurst
The Realty Pros Listed on: 11/17/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,125
Year Built
- Built in 1963
Lot Details
- 1 Acre Lot
- 143 Feet of Waterfront
- Interior Lot
Home Design
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Crown Molding
- Smooth Ceilings
- Recessed Lighting
- Window Treatments
- French Doors
- Combination Dining and Living Room
- Den
- Lake Views
- Home Security System
Kitchen
- Electric Oven
- Stove
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Solid Surface Countertops
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Split Vanities
- Separate Shower
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Bedroom in Basement
- Recreation or Family Area in Basement
- Laundry in Basement
- Natural lighting in basement
Parking
- Driveway
- Uncovered Parking
- Off-Street Parking
Outdoor Features
- Swimming Allowed
- Water Skiing Allowed
- Private Dock
- Deck
- Covered Patio or Porch
- Outdoor Fireplace
- Exterior Lighting
- Outdoor Grill
Schools
- Talladega Elementary School
- Talladega Co. Middle School
- Talladega High School
Utilities
- Heat Pump System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 33
- Assessor Parcel Number 1203080000013000
Community Details
Amenities
- Community Barbecue Grill
Recreation
- Community Boat Slip
- Fishing
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 17, 2023
Closed on
Feb 15, 2024
Sold by
Jones Rachal Anne
Bought by
Warren Noelle
Seller's Agent
Stephanie Hurst
The Realty Pros
Buyer's Agent
Christa Moore
Lake Homes Realty of West Alabama
List Price
$449,000
Sold Price
$440,000
Premium/Discount to List
-$9,000
-2%
Views
4414
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,163
Avg. Annual Appreciation
0.56%
Original Mortgage
$352,000
Outstanding Balance
$345,791
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$98,372
Purchase Details
Listed on
Nov 17, 2023
Closed on
Feb 14, 2024
Sold by
Strange Martha J and Crowder Calvin
Bought by
Ira Innovations Llc and Kirklin Adam W
Seller's Agent
Stephanie Hurst
The Realty Pros
Buyer's Agent
Christa Moore
Lake Homes Realty of West Alabama
List Price
$449,000
Sold Price
$440,000
Premium/Discount to List
-$9,000
-2%
Views
4414
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Outstanding Balance
$345,791
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$98,372
Purchase Details
Listed on
Nov 17, 2023
Closed on
Feb 5, 2024
Sold by
Ezell Buffy Michelle
Bought by
Bebes Barntique Llc
Seller's Agent
Stephanie Hurst
The Realty Pros
Buyer's Agent
Christa Moore
Lake Homes Realty of West Alabama
List Price
$449,000
Sold Price
$440,000
Premium/Discount to List
-$9,000
-2%
Views
4414
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Outstanding Balance
$345,791
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$98,372
Purchase Details
Closed on
Apr 30, 2019
Sold by
New Direction Development Llc
Bought by
Jones Rachal Anne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,200
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 13, 2017
Sold by
Max Mayer and Max Ellen
Bought by
New Direction Development Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,500
Interest Rate
3.94%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 31, 2017
Sold by
Mayer Max and Mayer Ellen
Bought by
New Direction Development Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,500
Interest Rate
3.94%
Mortgage Type
Construction
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Warren Noelle | $440,000 | None Listed On Document | |
| Bebes Barntique Llc | $1,500 | None Listed On Document | |
| Ira Innovations Llc | $59,895 | None Listed On Document | |
| Ira Innovations Llc | $59,895 | None Listed On Document | |
| Bebes Barntique Llc | $1,500 | None Listed On Document | |
| Jones Rachal Anne | $298,000 | Gaines Gaines Pc | |
| New Direction Development Llc | $125,000 | Harrelson Gregory D | |
| New Direction Development Llc | $125,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ira Innovations Llc | $352,000 | |
| Previous Owner | Jones Rachal Anne | $268,200 | |
| Previous Owner | New Direction Development Llc | $251,500 | |
| Previous Owner | New Direction Development Llc | $251,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/15/2024 02/15/24 | Sold | $440,000 | -2.0% | $275 / Sq Ft |
| 11/17/2023 11/17/23 | For Sale | $449,000 | -- | $281 / Sq Ft |
Source: Greater Alabama MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,208 | $40,720 | $16,740 | $23,980 |
| 2023 | $1,208 | $37,900 | $16,740 | $21,160 |
| 2022 | $509 | $18,630 | $8,220 | $10,410 |
| 2021 | $396 | $14,860 | $7,150 | $7,710 |
| 2020 | $396 | $15,200 | $0 | $0 |
| 2019 | $780 | $26,900 | $0 | $0 |
| 2018 | $780 | $26,880 | $0 | $0 |
| 2017 | $390 | $13,460 | $0 | $0 |
| 2016 | $390 | $13,460 | $0 | $0 |
| 2015 | $390 | $13,460 | $0 | $0 |
| 2014 | $392 | $13,520 | $0 | $0 |
| 2013 | -- | $13,520 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Teya Steffens
Seller Co-Listing Agent in 2024
Teya Steffens
Realty Hub
(205) 531-1558
29 Total Sales
-
Christa Moore
Buyer's Agent in 2024
Christa Moore
Lake Homes Realty of West Alabama
(205) 267-2169
22 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 21371012
APN: 12-03-08-0-000-013.000
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