NOT LISTED FOR SALE

677 Saddle Ridge Crystal Lake, IL 60012

Estimated Value: $636,000 - $785,000

5 Beds
4 Baths
5,153 Sq Ft
$139/Sq Ft Est. Value

Last Sold June 07, 2019

Last sale price $530,000 $103 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $5,052/month

1 Day on Market

Highlights

  • In Ground Pool
  • Multiple Garages
  • Deck
  • Husmann Elementary School Rated A-
  • Colonial Architecture
  • 4-minute walk to Sterne's Woods and Fen

About This Home

As of June 2019

Looking for a Pool and Ultimate Privacy? Country living within the city limits? This one in a million professionally landscaped custom-built colonial on 2.49 tranquil Wooded acres backing up to Sterns woods. Huge kitchen with Granite island,new stainless steel GE Profile appliances including double convection oven and gas cook-top. Large eating area opening up to over-sized deck with view of the pool and peaceful wooded lot. Vaulted family room with gas fireplace, beautiful custom hardwood floors and a view from every window. Living room has newly remodeled mantle and high end electric fireplace. First floor has Hardwood floors over majority,and has been freshly painted. Granite throughout. New carpet on first and second floor. Master bedroom has tray ceiling and newly remodeled master bath. Finished English basement. Beautifully landscaped very private pool deck. Salt water pool,New liner and cover with high efficiency pump. New dual zone high efficiency HVAC,2017. New 75 gallon HWH.

Last Agent to Sell the Property

Rae Ann Metz

Better Homes and Gardens Real Estate Star Homes Listed on: 02/26/2019

Last Buyer's Agent

Gary Swift

Berkshire Hathaway HomeServices Starck Real Estate License #475133236

Berkshire Hathaway HomeServices Starck Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,161

Year Built | Renovated

  • 1995 | 2018

Lot Details

  • East or West Exposure
  • Dog Run
  • Wooded Lot

HOA Fees

  • $4 per month

Parking

  • Attached Garage
  • Multiple Garages
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Wet Bar
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Entrance Foyer
  • Home Office
  • Recreation Room
  • Wood Flooring
  • Finished Basement
  • Finished Basement Bathroom

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deck
  • Patio
  • Outdoor Grill

Location

  • Property is near a forest

Utilities

  • Central Air
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,161

Year Built | Renovated

1995 | 2018

Lot Details

0

HOA Fees

$4 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Train
  • Recent Rehab: Yes
  • Age: 21-25 Years
  • Full Bathrooms: 4
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple w/ HO Assn.
  • Rehab Year: 2018
  • Total Full or Half Bathrooms: 4
  • Total Sq Ft: 3296
  • Unfinished Basement Sq Ft: 465
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: 1995
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995
  • Year Renovated: 2018

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 11
  • Living Room: Dimensions: 13X14, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven-Double, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Cooktop, Oven/Built-in
  • Fireplace Details: Wood Burning, Gas Logs
  • Attic: Pull Down Stair
  • Fireplace Location: Family Room, Living Room
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 5
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 6X9, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: 14X18, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 12X28, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: 5th Bedroom, Office, Foyer, Deck, Recreation Room
  • Master Bedroom: Dimensions: 15X19, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 13X13, On Level: Basement, Flooring: Carpet
  • Additional Room 2 Name: Office, Dimensions: 13X11, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Bedroom 2: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: Foyer, Dimensions: 10X13, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Bedroom 3: Dimensions: 14X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Deck, Dimensions: 20X20, On Level: Main Level, Flooring: Sustainable, Windows: None
  • Bedroom 4: Dimensions: 13X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 5 Name: Recreation Rm, Dimensions: 38X31, On Level: Basement, Flooring: Carpet
  • Estimated Sq Ft: 5153
  • Estimated Total Finished Sq Ft: 4688
  • Basement Sq Ft: 1857
  • Basement Finished Sq Ft: 1392
  • Main Level Sq Ft: 1857
  • Upper Level Sq Ft: 1439
  • Dining Room Type: Separate
  • Family Room: Dimensions: 13X25, On Level: Main Level, Flooring: Hardwood, Windows: Curtains/Drapes

Exterior Features

  • Foundation: Concrete
  • Lot Size: 2.0-2.99 Acres
  • Exterior Building Type: Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Patio, Dog Run, Pool In-Ground, Outdoor Grill
  • Exposure: W (West)
  • Acreage: 2.4933

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Multiple Garages
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Common Insurance
  • Assessment Association Fees: 50
  • Management Contact Name: Rae Ann Metz
  • Management Phone: 815-459-5900

Fee Information

  • Management Company: BHHS

Schools

  • School District: 155
  • Elementary School: Husmann Elementary School
  • Middle School: Hannah Beardsley Middle School
  • Junior High Dist: 47
  • High School #2: Prairie Ridge High School

Lot Info

  • Lot Dimensions: 88X410X419X539
  • Lot Description: Forest Preserve Adjacent, Wooded
  • Parcel Identification Number: 1428302004

Tax Info

  • Taxes: 14259.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2019
Closed on
Jun 7, 2019
Sold by
Gadd Richard J and Gadd Nancy M
Bought by
Home State Bank and Trust Number 6648
Seller's Agent
Rae Ann Metz
Better Homes and Gardens Real Estate Star Homes
Buyer's Agent
Gary Swift
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$549,999
Sold Price
$530,000
Premium/Discount to List
-$19,999
-3.64%
Current Estimated Value
$713,933

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$183,933
Avg. Annual Appreciation
4.80%
Original Mortgage
$31,800
Outstanding Balance
$27,960
Interest Rate
4.1%
Mortgage Type
New Conventional
Estimated Equity
$685,973

Purchase Details

Closed on
May 26, 1995
Sold by
Home State Bank National Assn
Bought by
Gadd Richard J and Gadd Nancy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,200
Interest Rate
6.5%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Home State Bank $530,000 Attorney
Gadd Richard J $356,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Home State Bank $31,800
Previous Owner Gadd Richard J $285,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/07/2019 06/07/19 Sold $530,000 -3.6% $103 / Sq Ft
02/27/2019 02/27/19 Pending -- -- --
02/26/2019 02/26/19 For Sale $549,999 -- $107 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,161 $184,960 $41,745 $143,215
2023 $14,723 $165,868 $37,436 $128,432
2022 $14,990 $162,099 $39,547 $122,552
2021 $14,307 $151,978 $37,078 $114,900
2020 $14,049 $147,423 $35,967 $111,456
2019 $14,225 $140,163 $34,196 $105,967
2018 $14,167 $142,045 $42,828 $99,217
2017 $14,258 $136,085 $41,031 $95,054
2016 $14,158 $129,840 $39,148 $90,692
2013 -- $123,569 $37,257 $86,312
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10100603

Midwest Real Estate Data (MRED)

APN: 14-28-302-004