Seller's Agent in 2025
Bonnie Coffey
Samson Properties
(540) 270-5362
60 Total Sales
6771 Ruth Rd Madison, VA 22727
Estimated Value: $312,000 - $324,813
3
Beds
3
Baths
2,016
Sq Ft
$158/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- Fishing Allowed
- Open Floorplan
- Water Access
- View of Trees or Woods
- Lake Privileges
About This Home
As of February 2025Adorable Chalet with Hdwd floors, Stone Fireplace in Liv rm, Separate Pellet Stove, Kitchen w/Island open to Family & Dining Rm, Master Bedroom, Mstr Bath. Finished Basement could possibly be in-law suite with Kitchenette & Full Bath. Paved Driveway, WhiteOak Lake access for fishing,swimming, boating etc. HOA fees $50.yr. 2 BR septic. Seller will review all offers Thursday Morning but must be in by Wednesday at 4pm.
Last Agent to Sell the Property
(703) 378-8810 bonniecoffeyrealestate@gmail.com Samson Properties Listed on: 01/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,158
Year Built
- Built in 1972 | Remodeled in 2013
Lot Details
- 0.66 Acre Lot
- Home fronts navigable water
- Back Yard Fenced
- Landscaped
- Wooded Lot
- Backs to Trees or Woods
- Property is in good condition
- Property is zoned C1
HOA Fees
- $4 Monthly HOA Fees
Property Views
- Woods
- Pasture
- Mountain
Home Design
- Chalet
- Block Foundation
- Asphalt Roof
- Wood Siding
Interior Spaces
- 2,016 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Wood Burning Stove
- Self Contained Fireplace Unit Or Insert
- Fireplace Mantel
- Double Pane Windows
- Window Treatments
- Family Room Off Kitchen
- Living Room
- Finished Basement
- Side Basement Entry
- Fire and Smoke Detector
Kitchen
- Kitchenette
- Electric Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
Laundry
- Laundry on lower level
- Dryer
- Washer
Parking
- Paved Parking
- Off-Street Parking
Outdoor Features
- Water Access
- Property is near a lake
- Electric Motor Boats Only
- Lake Privileges
- Deck
- Shed
- Outbuilding
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Well
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 38A 1 1 1
Community Details
Overview
- White Oak Lake HOA
- Whiteoak Lake Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 12, 2025
Closed on
Feb 13, 2025
Sold by
Sowers Ashley N and Berry Ashley N
Bought by
Godbout James
Seller's Agent
Bonnie Coffey
Samson Properties
Buyer's Agent
Keith Neeley
EXP Realty, LLC
List Price
$275,000
Sold Price
$280,500
Premium/Discount to List
$5,500
2%
Views
181
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,745
Avg. Annual Appreciation
12.47%
Original Mortgage
$250,425
Outstanding Balance
$248,943
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$69,510
Purchase Details
Closed on
Dec 14, 2018
Sold by
Settle Richard A
Bought by
Settle Richard A and Sowers Ashley N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,047
Interest Rate
5.12%
Mortgage Type
FHA
Purchase Details
Listed on
Aug 1, 2014
Closed on
Dec 22, 2014
Sold by
Landis Todd W
Bought by
Settle Richard A
Seller's Agent
Bonnie Coffey
Samson Properties
Buyer's Agent
Bonnie Coffey
Samson Properties
List Price
$149,900
Sold Price
$134,000
Premium/Discount to List
-$15,900
-10.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.00%
Original Mortgage
$122,000
Interest Rate
4.02%
Mortgage Type
New Conventional
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Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Godbout James | $280,500 | First American Title | |
| Settle Richard A | -- | None Available | |
| Settle Richard A | $134,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Godbout James | $250,425 | |
| Previous Owner | Settle Richard A | $119,047 | |
| Previous Owner | Settle Richard A | $122,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/18/2025 02/18/25 | Sold | $280,500 | +2.0% | $139 / Sq Ft | |
| 01/15/2025 01/15/25 | Pending | -- | -- | -- | |
| 01/12/2025 01/12/25 | For Sale | $275,000 | +105.2% | $136 / Sq Ft | |
| 12/22/2014 12/22/14 | Sold | $134,000 | -4.2% | $53 / Sq Ft | View Prior Sale |
| 09/23/2014 09/23/14 | Pending | -- | -- | -- | |
| 09/08/2014 09/08/14 | Price Changed | $139,900 | -3.5% | $55 / Sq Ft | |
| 08/22/2014 08/22/14 | Price Changed | $144,900 | -3.3% | $57 / Sq Ft | |
| 08/01/2014 08/01/14 | For Sale | $149,900 | -- | $59 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,747 | $342,500 | $67,000 | $275,500 |
| 2024 | $1,500 | $202,700 | $47,000 | $155,700 |
| 2023 | $1,500 | $202,700 | $47,000 | $155,700 |
| 2022 | $1,500 | $202,700 | $47,000 | $155,700 |
| 2021 | $1,500 | $202,700 | $47,000 | $155,700 |
| 2020 | $1,439 | $202,700 | $47,000 | $155,700 |
| 2019 | $1,419 | $202,700 | $47,000 | $155,700 |
| 2018 | $1,175 | $172,800 | $42,500 | $130,300 |
| 2017 | -- | $172,800 | $42,500 | $130,300 |
| 2016 | -- | $172,800 | $42,500 | $130,300 |
| 2015 | -- | $172,800 | $42,500 | $130,300 |
| 2014 | -- | $172,800 | $42,500 | $130,300 |
Source: Public Records
Agents Affiliated with this Home
-
Bonnie Coffey
-
Keith Neeley
Buyer's Agent in 2025
Keith Neeley
EXP Realty, LLC
(540) 661-7391
63 Total Sales
Map
Source: Bright MLS
MLS Number: VAMA2002006
APN: 38A-1-1-1
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