6824 Cortez Trail Charlotte, NC 28227
Hickory Ridge NeighborhoodEstimated payment $2,159/month
Highlights
- Deck
- Skylights
- Laundry Room
- Wooded Lot
- Rear Porch
- Fire Pit
About This Home
Nestled in a quiet cul-de-sac on a private 1/3-acre lot, this newly renovated 3BR/2BA home offers fresh, clean design with thoughtful upgrades throughout. Enjoy natural light from skylights, a cozy fireplace, & a first-floor primary suite—perfect for comfort & convenience. Step outside to an entertainer’s dream: spacious decking, a built-in fire pit, & lush greenery offering peace & privacy. Upstairs, two more bedrooms & a full bath offer space for guests, hobbies, or remote work. But here’s the real game-changer: this home includes an assumable mortgage with a 3.75% interest rate—a rare opportunity for qualified buyers to lock in a below-market rate. Plus, it qualifies for 100% financing, no PMI, and up to $20,000 in down payment assistance. A $500 home warranty is included for added peace of mind. And with no HOA, you can truly live on your own terms. Don’t miss this chance to own a beautiful, flexible home that works for your lifestyle—and your wallet.
Listing Agent
Coldwell Banker Realty Brokerage Email: khafilat.akinwande@cbrealty.com License #330116 Listed on: 05/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,561
Year Built
- Built in 1985
Lot Details
- Level Lot
- Wooded Lot
- Property is zoned N1-A
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Skylights
- Living Room with Fireplace
- Vinyl Flooring
- Dishwasher
Bedrooms and Bathrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Washer Hookup
Parking
- Driveway
- On-Street Parking
Outdoor Features
- Deck
- Fire Pit
- Rear Porch
Schools
- Hickory Grove Elementary School
- Cochran Collegiate Academy Middle School
- Garinger High School
Utilities
- Central Heating and Cooling System
Community Details
- Hickory Ridge Subdivision
Listing and Financial Details
- Assessor Parcel Number 109-031-19
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,561 | $317,900 | $60,000 | $257,900 |
| 2024 | $2,561 | $317,900 | $60,000 | $257,900 |
| 2023 | $2,561 | $317,900 | $60,000 | $257,900 |
| 2022 | $1,881 | $181,900 | $30,000 | $151,900 |
| 2021 | $1,305 | $123,400 | $30,000 | $93,400 |
| 2020 | $1,298 | $123,400 | $30,000 | $93,400 |
| 2019 | $1,282 | $123,400 | $30,000 | $93,400 |
| 2018 | $1,203 | $86,100 | $20,000 | $66,100 |
| 2017 | $1,177 | $86,100 | $20,000 | $66,100 |
| 2016 | $1,168 | $86,100 | $20,000 | $66,100 |
| 2015 | $1,156 | $86,100 | $20,000 | $66,100 |
| 2014 | $1,215 | $89,800 | $20,000 | $69,800 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Price Changed | $359,900 | -1.4% | $258 / Sq Ft |
| 06/10/2025 06/10/25 | Price Changed | $364,900 | -1.4% | $262 / Sq Ft |
| 05/11/2025 05/11/25 | For Sale | $369,900 | +9.4% | $265 / Sq Ft |
| 11/30/2021 11/30/21 | Sold | $338,000 | -5.1% | $231 / Sq Ft |
| 10/22/2021 10/22/21 | Pending | -- | -- | -- |
| 08/30/2021 08/30/21 | For Sale | $356,000 | 0.0% | $243 / Sq Ft |
| 08/17/2021 08/17/21 | Pending | -- | -- | -- |
| 07/13/2021 07/13/21 | For Sale | $356,000 | +145.5% | $243 / Sq Ft |
| 11/16/2020 11/16/20 | Sold | $145,000 | -3.3% | $112 / Sq Ft |
| 11/01/2020 11/01/20 | Pending | -- | -- | -- |
| 10/30/2020 10/30/20 | For Sale | $150,000 | -- | $116 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $338,000 | Austin Title Llc | |
| Warranty Deed | $145,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $97,000 | Realty Title Settlement Svcs |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $312,240 | FHA | |
| Previous Owner | $96,900 | Purchase Money Mortgage |
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4257515
APN: 109-031-19
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