NOT LISTED FOR SALE

685 Fulton St South Elgin, IL 60177

Estimated Value: $365,000 - $398,000

3 Beds
1.5 Baths
1,968 Sq Ft
$195/Sq Ft Est. Value

Last Sold September 20, 2021

Last sale price $290,000 $147 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $2,648/month

1 Day on Market

Highlights

  • Water Views
  • Mature Trees
  • Contemporary Architecture
  • South Elgin High School Rated A-
  • Deck
  • Vaulted Ceiling

About This Home

As of September 2021

Location, location, location. Satisfy your temptation with a home that brings elation making you feel like you are on a Wisconsin vacation. Country chic. Unique................ In a world of cookie-cutter gray houses in bland subdivisions, this is a breath of fresh air! Through a welcoming front door is an impressive studio space that makes working from home almost fun................ The hallway brings a trompe l'oeil geometric mural and 17 hooks for book bags, coats, and scarves. First floor bathroom with colorful venetian plaster and mirrored wall add an element of fun............. Wow! Stroll up 6 steps to a living area bathed in sunshine from large architectural windows and strategically placed skylights providing all day northern light. Brand new carpet. A cheerful modern kitchen (all updates within last 5 years) features newer appliances, farmhouse sink, spacious pantry, gorgeous dark green granite countertops and cream-colored cabinets........... Newer oak flooring. Between the kitchen and the dining area is a custom oak built in made by Rockford's finest woodworker. Enjoy a meal in the dining area as you look out picturesque windows into the front yard foliage............. Because the house is built on a corner lot hill, you have many advantages including never worrying about flooding and having great views. In the winter you can see the Fox River and across to the Trolley Museum............. By nightfall, utilize plenty of newly installed dimmable can lights to create whatever mood you want.........Up the stairs offers an eye-catching bathroom with artistic tile work, double shower heads, built-in, and jacuzzi tub. Spacious master bedroom and charming kids' rooms complete with custom 4-wall mural and chandelier. Plenty of additional storage space provided in crawls above kitchen, above garage, and below living room and kitchen............. L-shaped fenced in private yard provides a great spot for sitting around a campfire or dining on the deck. Outdoor lovers will appreciate the location as you easily fish and kayak on the Fox River just 2 blocks away. Baseball fields and new playground 1 block away provide families with hours of fun. This house is 1 of a kind. Come walk the land and put down roots. Welcome home!!!

Last Agent to Sell the Property

Alecia Lenertz

Fathom Realty IL LLC License #475152254 Listed on: 08/20/2021

Fathom Realty IL LLC

Last Buyer's Agent

Jennifer Kissane

4 Sale Realty Advantage License #475139177

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,012

Year Built

  • Built in 1987

Lot Details

  • 9,932 Sq Ft Lot
  • Lot Dimensions are 90 x 120
  • Fenced Yard
  • Corner Lot
  • Mature Trees

Parking

  • 1 Car Attached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • Contemporary Architecture
  • Split Level Home
  • Asphalt Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 1,968 Sq Ft Home
  • Bookcases
  • Historic or Period Millwork
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Display Windows
  • Wood Frame Window
  • Window Screens
  • Formal Dining Room
  • Water Views
  • Crawl Space
  • Carbon Monoxide Detectors

Kitchen

  • Gas Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • Clinton Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Community Well

Community Details

  • Custom

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,012

Year Built

Built in 1987

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level
  • Ownership: Fee Simple
  • ArchitecturalStyle: Contemporary
  • New Construction: No
  • Property Sub-Type: Split Level
  • Year Built: 1987
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Oven
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, 1st Floor Laundry, Bookcases, 9' Ceiling, Beamed Ceilings, Some Carpeting, Special Millwork, Some Wood Floors, Dining Combo, Granite Counters, Separate Dining Room
  • LivingArea: 1968
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1968
  • Basement Description: Crawl
  • Bathroom Amenities: Whirlpool,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate,Combined w/ LivRm,Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Window Features: Display Window(s),Screens,Wood Frames
  • Bedroom 2 Flooring: Carpet
  • Dining Room Flooring: Hardwood
  • Kitchen Flooring: Ceramic Tile
  • Kitchen: Eating Area-Table Space
  • Living Room Flooring: Carpet
  • MRD_MBB: None
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Dimensions: 15X15
  • Bedroom 3 Flooring: Carpet
  • Laundry Flooring: Ceramic Tile
  • Family Room Flooring: Ceramic Tile

Exterior Features

  • ExteriorFeatures: Deck, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 290000
  • Lot Features: Corner Lot, Fenced Yard, Water View, Mature Trees, Views, Streetlights
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Driveway: Concrete
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit, Laundry Closet
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Clinton Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.228
  • Lot Dimensions: 90 X 120
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 6012
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2021
Closed on
Sep 24, 2021
Sold by
Walker Matthew D and Walker Rebecca E
Bought by
Jones Christine and Kissane Jessica N
Seller's Agent
Alecia Lenertz
Fathom Realty IL LLC
Buyer's Agent
Jennifer Kissane
4 Sale Realty Advantage
List Price
$290,000
Sold Price
$290,000
Current Estimated Value
$383,160

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,160
Avg. Annual Appreciation
7.25%
Original Mortgage
$284,747
Outstanding Balance
$259,926
Interest Rate
2.87%
Mortgage Type
FHA
Estimated Equity
$123,234

Purchase Details

Listed on
Aug 20, 2021
Closed on
Sep 14, 2021
Sold by
Walker Matthew D and Walker Rebecca E
Bought by
Jones Christine and Kissane Jessica N
Seller's Agent
Alecia Lenertz
Fathom Realty IL LLC
Buyer's Agent
Jennifer Kissane
4 Sale Realty Advantage
List Price
$290,000
Sold Price
$290,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,747
Outstanding Balance
$259,926
Interest Rate
2.87%
Mortgage Type
FHA
Estimated Equity
$123,234

Purchase Details

Closed on
Nov 15, 2006
Sold by
Young Lung
Bought by
Walker Rebecca E and Walker Matthew D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
8.62%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Mar 19, 2003
Sold by
Va
Bought by
Young Lung

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,950
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 20, 2002
Sold by
Steen Todd C and Steen Cookie L
Bought by
Va

Purchase Details

Closed on
Jun 29, 2000
Sold by
Ponsolle Matthew R and Ponsolle Glenda L
Bought by
Steen Todd C and Steen Cookie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,338
Interest Rate
8.55%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Christine $290,000 Attorney
Jones Christine $290,000 Leslie Todd
Walker Rebecca E $225,000 Attorneys Title Guaranty Fun
Young Lung -- Law Title Insurance Co Inc
Va -- Wheatland Title
Steen Todd C $172,000 Golden Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jones Christine $284,747
Closed Jones Christine $284,747
Previous Owner Walker Matthew D $164,450
Previous Owner Walker Rebecca E $45,000
Previous Owner Young Lung $198,000
Previous Owner Young Lung $157,950
Previous Owner Steen Todd C $175,338
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2021 09/20/21 Sold $290,000 0.0% $147 / Sq Ft
08/22/2021 08/22/21 Pending -- -- --
08/20/2021 08/20/21 For Sale $290,000 -- $147 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,280 $100,253 $16,867 $83,386
2023 $6,928 $90,571 $15,238 $75,333
2022 $6,590 $82,585 $13,894 $68,691
2021 $6,202 $77,211 $12,990 $64,221
2020 $6,012 $73,710 $12,401 $61,309
2019 $5,786 $70,214 $11,813 $58,401
2018 $5,669 $66,146 $11,129 $55,017
2017 $5,383 $62,532 $10,521 $52,011
2016 $5,120 $58,013 $9,761 $48,252
2015 $5,028 $53,174 $8,947 $44,227
2014 $5,028 $52,518 $8,837 $43,681
2013 $5,028 $53,903 $9,070 $44,833
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11195418

Midwest Real Estate Data (MRED)

APN: 06-35-454-019