NOT LISTED FOR SALE

685 Ludlow Ave Elgin, IL 60120

Northeast Elgin Neighborhood

Estimated Value: $242,000 - $287,846

3 Beds
1 Bath
1,241 Sq Ft
$211/Sq Ft Est. Value

Last Sold June 30, 2021

Last sale price $220,000 $177 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $1,844/month

4 Days on Market

Highlights

  • Ranch Style House
  • Central Air
  • Family or Dining Combination
  • 4 Car Detached Garage

About This Home

As of June 2021

Beautiful 3 bed 1 bath with Familyroom & Dining room combo. With a rare 4 car garage!!! A truly beautiful house that won't last long on the market.

Last Agent to Sell the Property

David Ramirez

Net Realty Corp License #471018476 Listed on: 05/03/2021

Co-Listed By

Everardo Reyes

Net Realty Corp License #475146253

Last Buyer's Agent

Rosa Bueno

United Real Estate - Chicago License #475133310

United Real Estate - Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,426

Year Built

  • Built in 1951 | Remodeled in 2020

Lot Details

  • Lot Dimensions are 125x30

Parking

  • 4 Car Detached Garage
  • Parking Space is Owned

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,241 Sq Ft Home
  • Family or Dining Combination

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,426

Year Built

Built in 1951 | Remodeled in 2020

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1951
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2020
  • New Construction Y/N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2020

Interior Features

  • Basement: None
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 3
  • LivingArea: 1241
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ FamRm
  • Total Sq Ft: 0

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 4
  • Number of Cars: 4
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 125X30
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 4426
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 3, 2021
Closed on
Jun 21, 2021
Sold by
Campos Juan Carlos
Bought by
Horta Jaime and Mata Lucila Bolanos
Seller's Agent
David Ramirez
Net Realty Corp
Buyer's Agent
Rosa Bueno
United Real Estate - Chicago
List Price
$209,900
Sold Price
$220,000
Premium/Discount to List
$10,100
4.81%
Current Estimated Value
$268,354

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,354
Avg. Annual Appreciation
3.89%
Original Mortgage
$213,400
Outstanding Balance
$193,507
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$67,955

Purchase Details

Listed on
Jun 2, 2015
Closed on
Aug 14, 2015
Sold by
Fannie Mae
Bought by
Campos Juan Carlos
Seller's Agent
Natalee Dismuke
Coldwell Banker Real Estate Group - Rockford
Buyer's Agent
Everardo Reyes
Net Realty Corp
List Price
$98,500
Sold Price
$117,000
Premium/Discount to List
$18,500
18.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.42%

Purchase Details

Closed on
Jan 5, 2015
Sold by
Richardson Scott and Boddy Mary
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Dec 17, 2003
Sold by
Chamberlain Michael P and Chamberlain Doreen A
Bought by
Richardson Scott and Boddy Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,150
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 21, 2001
Sold by
Chamberlain Michael P
Bought by
Chamberlain Michael P and Chamberlain Doreen A

Purchase Details

Closed on
May 8, 1998
Sold by
Bartell Julee Ann
Bought by
Chamberlain Michael P and Chamberlain Doreen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,600
Interest Rate
7.25%

Purchase Details

Closed on
Aug 28, 1996
Sold by
Ackmann Mary T
Bought by
Ackmann Mary T and Mary T Ackmann Self Declaration Of Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Horta Jaime $220,000 Attorney
Campos Juan Carlos -- First American Title Ins Co
Federal National Mortgage Association -- None Available
Richardson Scott $177,000 Atg
Chamberlain Michael P -- --
Chamberlain Michael P $117,000 Chicago Title Insurance Co
Ackmann Mary T -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Horta Jaime $213,400
Previous Owner Richardson Scott $168,150
Previous Owner Chamberlain Michael P $93,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2021 06/30/21 Sold $220,000 +4.8% $177 / Sq Ft
05/07/2021 05/07/21 Pending -- -- --
05/03/2021 05/03/21 For Sale $209,900 +79.4% $169 / Sq Ft
08/31/2015 08/31/15 Sold $117,000 +18.8% $94 / Sq Ft View Prior Sale
06/09/2015 06/09/15 Pending -- -- --
06/02/2015 06/02/15 For Sale $98,500 -- $79 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,296 $74,174 $14,440 $59,734
2023 $5,030 $67,010 $13,045 $53,965
2022 $4,778 $61,102 $11,895 $49,207
2021 $4,561 $57,126 $11,121 $46,005
2020 $4,427 $54,536 $10,617 $43,919
2019 $4,292 $51,949 $10,113 $41,836
2018 $3,569 $42,095 $9,527 $32,568
2017 $3,476 $39,794 $9,006 $30,788
2016 $3,297 $36,918 $8,355 $28,563
2015 $4,264 $33,839 $7,658 $26,181
2014 $4,264 $33,421 $7,563 $25,858
2013 $4,264 $38,986 $7,763 $31,223
Source: Public Records

Agents Affiliated with this Home

  • David Ramirez

    Seller's Agent in 2021

    David Ramirez

    Net Realty Corp

    (847) 417-9520

    1 in this area

    101 Total Sales

    David Ramirez
    Section Image
  • Everardo Reyes

    Seller Co-Listing Agent in 2021

    Everardo Reyes

    Net Realty Corp

    (630) 890-1345

    3 in this area

    61 Total Sales

    Everardo Reyes
    Section Image
  • Rosa Bueno

    Buyer's Agent in 2021

    Rosa Bueno

    United Real Estate - Chicago

    (630) 222-1534

    1 in this area

    146 Total Sales

    Rosa Bueno
    Section Image
  • Natalee Dismuke

    Seller's Agent in 2015

    Natalee Dismuke

    Coldwell Banker Real Estate Group - Rockford

    (847) 931-4663

    33 Total Sales

    Natalee Dismuke
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11071529

Midwest Real Estate Data (MRED)

APN: 06-12-232-009

Illinois Kane County Elgin 60120 Northeast Elgin

685 Ludlow Ave, Elgin, IL

Not Listed for Sale

Detached

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