$97,800
SOLD FEB 13, 2015

6879 County Road 55 Spencerville, IN 46788

3 Beds
2 Baths
1,327 Sq Ft
0.91 Acres

Recently Sold

$74 Per Sq Ft

22% Below List Price

117 Days on Market

Highlights

  • Ranch Style House
  • 2 Car Attached Garage
  • Tile Flooring
  • Cathedral Ceiling
  • Walk-In Closet
  • Landscaped

About This Home

As of January 2020

HUGE PRICE REDUCTION!! Wow! 10 year old ranch on almost 1 acre! 3 bdrm plus a den and 2 full baths. Cathedral ceiling in great room. Split bedroom floorplan. Spanish lace. NEW in last 4 years: light fixtures, carpeting, ceramic tile in bathrooms, laminate in kitchen & nook, epoxy floor in garage, cement driveway, interior paint, exterior doors, stainless steel kitchen appliances, CA unit, ceiling fans, shed & privacy fence. Large 38x13 patio. Wooden swing set stays. Great home & Great backyard!

Last Agent to Sell the Property

Diane Blake

Blake Realty Listed on: 09/18/2014

Last Buyer's Agent

Kristin Blevins

Castle One Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,430

Year Built

  • Built in 2004

Lot Details

  • 0.91 Acre Lot
  • Lot Dimensions are 339x149x213x90
  • Privacy Fence
  • Wood Fence
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,327 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Location

  • Suburban Location

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 17-11-28-352-025.000-021

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,430

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2004
  • Age: 11
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 7
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: .906 acres
  • Parcel Number ID: 17-11-28-352-025.000-021
  • Platted: Yes
  • Amenities: Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Garage Door Opener, Landscaped
  • Location: City/Town/Suburb
  • Sp Lp Percent: 102.95
  • Special Features: None

Interior Features

  • Total Sq Ft: 1327
  • Total Finished Sq Ft: 1327
  • Above Grade Finished Sq Ft: 1327
  • Basement Foundation: Slab
  • Flooring: Carpet, Laminate, Tile
  • Living Great Room: Dimensions: 18x14, On Level: Main
  • Kitchen: Dimensions: 8x10, On Level: Main
  • Breakfast Room: Dimensions: 8x9, On Level: Main
  • Den: Dimensions: 9x10, On Level: Main
  • Bedroom 1: Dimensions: 13x16, On Level: Main
  • Bedroom 2: Dimensions: 9x11, On Level: Main
  • Bedroom 3: Dimensions: 9x10, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 10x12
  • Fence: Privacy, Wood

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x20
  • Garage Sq Ft: 400

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: Well
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Well Type: Private

Schools

  • School District: Dekalb Co. Eastern
  • Elementary School: Riverdale
  • Middle School: East Side
  • High School: Eastside

Lot Info

  • Lot Description: Level, 0-2.9999
  • Lot Dimensions: 339x149x213x90
  • Estimated Lot Sq Ft: 39465
  • Estimated Lot Size Acres: 0.906
  • Lot Number: 1

Tax Info

  • Annual Taxes: 1430

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2019
Closed on
Jan 20, 2020
Sold by
Bdp Properties Llc
Bought by
Ebers Billie D and Ebers Barbara
Seller's Agent
Jerry Starks
JM Realty Associates, Inc.
Buyer's Agent
Jerry Starks
JM Realty Associates, Inc.
List Price
$157,900
Sold Price
$152,000
Premium/Discount to List
-$5,900
-3.74%
Current Estimated Value
$245,401

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,401
Avg. Annual Appreciation
8.90%
Original Mortgage
$149,246
Outstanding Balance
$132,179
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$113,222

Purchase Details

Closed on
Jun 27, 2019
Sold by
Collins Grant E and Collins Lindsay
Bought by
Bdp Properties Llc

Purchase Details

Listed on
Sep 11, 2017
Closed on
Dec 15, 2017
Sold by
Hughart Jacob D
Bought by
Collins Grant E
Seller's Agent
Kristin Blevins
Castle One Realty, Inc.
Buyer's Agent
Tracy Hale
CENTURY 21 Bradley Realty, Inc
List Price
$119,900
Sold Price
$123,700
Premium/Discount to List
$3,800
3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.28%
Original Mortgage
$124,949
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 18, 2014
Closed on
Feb 13, 2015
Sold by
Reader William D and Reader Tammy S
Bought by
Hughart Jacob D
Seller's Agent
Diane Blake
Blake Realty
Buyer's Agent
Kristin Blevins
Castle One Realty, Inc.
List Price
$124,900
Sold Price
$97,800
Premium/Discount to List
-$27,100
-21.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$92,800
Interest Rate
3.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 18, 2012
Sold by
Palermo Blake Diane
Bought by
Reader S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,401
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 22, 2009
Sold by
Blake Diane Palermo
Bought by
Reader William D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,900
Interest Rate
8.25%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Mar 10, 2009
Sold by
Piazza Jeff A
Bought by
Blake Diane Palermo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,762
Interest Rate
5.22%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 3, 2009
Sold by
Secretary Of Hud
Bought by
Piazza Jeff A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,762
Interest Rate
5.22%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
May 1, 2007
Sold by
Citimortgage Inc
Bought by
Secretary Of Hud

Purchase Details

Closed on
Apr 24, 2007
Sold by
Banet John R
Bought by
Citimortgage Inc

Purchase Details

Closed on
Dec 29, 2004
Sold by
First Quality Homes Inc
Bought by
Banet John R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,421
Interest Rate
5.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 5, 2001
Sold by
Hoover Jeffrey B
Bought by
Amstutz Rex P and Amstutz Debra S
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Metropolitan Title Of In Llc
Sheriffs Deed $114,000 None Available
Warranty Deed -- Trademark Title
Warranty Deed -- Trademark Title
Warranty Deed $102,000 Lawyers Title
Warranty Deed -- Lawyers Title
Land Contract $94,900 Ltic
Contract Of Sale $94,900 None Available
Warranty Deed $65,000 Lawyers Title Insurance Corp
Special Warranty Deed -- None Available
Special Warranty Deed -- None Available
Sheriffs Deed $143,921 None Available
Corporate Deed -- None Available
Deed $15,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $149,246 FHA
Previous Owner $124,949 New Conventional
Previous Owner $92,800 New Conventional
Previous Owner $98,401 FHA
Previous Owner $93,900 Seller Take Back
Previous Owner $40,762 Future Advance Clause Open End Mortgage
Previous Owner $129,421 FHA
Closed $0 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/20/2020 01/20/20 Sold $152,000 -1.9% $115 / Sq Ft
10/21/2019 10/21/19 Price Changed $155,000 -0.6% $117 / Sq Ft
10/15/2019 10/15/19 Price Changed $156,000 -0.6% $118 / Sq Ft
10/08/2019 10/08/19 Price Changed $157,000 -0.6% $118 / Sq Ft
09/16/2019 09/16/19 For Sale $157,900 +27.6% $119 / Sq Ft
12/15/2017 12/15/17 Sold $123,700 +3.2% $93 / Sq Ft
09/13/2017 09/13/17 Pending -- -- --
09/11/2017 09/11/17 For Sale $119,900 +22.6% $90 / Sq Ft
02/13/2015 02/13/15 Sold $97,800 -21.7% $74 / Sq Ft
01/13/2015 01/13/15 Pending -- -- --
09/18/2014 09/18/14 For Sale $124,900 -- $94 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $546 $151,800 $30,800 $121,000
2023 $445 $138,700 $29,300 $109,400
2022 $448 $126,100 $24,200 $101,900
2021 $413 $116,900 $24,200 $92,700
2020 $290 $97,900 $13,600 $84,300
2019 $1,038 $109,300 $13,600 $95,700
2018 $906 $97,300 $13,600 $83,700
2017 $318 $99,200 $13,600 $85,600
2016 $340 $99,400 $13,600 $85,800
2014 $359 $97,700 $13,600 $84,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201441471

Indiana Regional MLS

APN: 17-11-28-352-025.000-021