$645,000
SOLD JUN 23, 2025

69088 N Terrace Dr White Pigeon, MI 49099

6 Beds
2.5 Baths
2,800 Sq Ft
0.38 Acres

Recently Sold

$230 Per Sq Ft

6% Below List Price

82 Days on Market

Highlights

  • Private Waterfront
  • Traditional Architecture
  • No HOA
  • Deck
  • Wood Flooring
  • Cul-De-Sac

About This Home

As of June 2025

Living large on 240 acre all sports Long Lake with 77 feet of frontage and 2800 square feet of living space! You will appreciate the upgraded Pella windows (2016), sliders (2020-2021), upgraded HVAC (furnace 2020/ AC 2017), water heater (2022), newer Composite decking (2021), and oversized garage. The primary bedroom has an ensuite, views of the lake and a generous walk in closet. There are 3 other large bedrooms upstairs and a shared full bath. The main floor has 2 more bedrooms, half bath and laundry. The kitchen has plenty of solid oak cabinets and a large island. Don't miss the 16x20 sunroom with its own sliders to the deck and access to the level lot. Sit and enjoy your coffee while watching the wildlife on the lake. Schedule a showing tod

Last Agent to Sell the Property

Linda Demel

Inspired Homes, LLC License #6501458188 Listed on: 02/27/2025

Last Buyer's Agent

Linda Demel

Inspired Homes, LLC License #6501458188 Listed on: 02/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,991

Year Built

  • Built in 1967

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 77x208x86x201
  • Private Waterfront
  • 77 Feet of Waterfront
  • Cul-De-Sac
  • Decorative Fence
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Mason
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,800 Sq Ft Home
  • 2-Story Property
  • Built-In Desk
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Living Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Built-In Electric Oven
  • Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Dryer
  • Washer

Basement

  • Sump Pump
  • Crawl Space

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heating System Powered By Leased Propane
  • Baseboard Heating
  • Propane
  • Well
  • Electric Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,991

Year Built

Built in 1967

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1967
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 77x208x86x201
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2800.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 8991.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Lot Description:Level: Yes
  • Sewer:Public: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 77.0
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Roofing:Shingle: Yes
  • Substructure:Crawl Space: Yes
  • Landscape:Decor Fence: Yes
  • Windows:Skylight(s): Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • Additional Items:LP Tank Rented: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 2800.0
  • Additional Items:Sump Pump: Yes
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Electric Oven, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener Owned
  • Flooring: Carpet, Vinyl, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 6
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2800.0
  • Window Features: Skylight(s), Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Desk Built-In: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Laundry Features:In Bathroom: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Stone, Vinyl Siding
  • List Price: 650000.0
  • Lot Features: Level, Cul-De-Sac
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition, Shingle
  • Water Body Name: Long Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Stone: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Baseboard, Forced Air
  • Heating: Yes
  • Laundry Features: In Bathroom, Main Level
  • Sewer: Public
  • Utilities: Electricity Available
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.38
  • Lot Size Area: 0.38
  • Lot Dimensions: 77x208x86x201
  • Lot Size Sq Ft: 16553.0

Tax Info

  • Tax Annual Amount: 8991.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
Jun 23, 2025
Sold by
Pilewski Amy and Pilewski Tiffany
Bought by
Schmidt Luretta P
Seller's Agent
Linda Demel
Inspired Homes, LLC
Buyer's Agent
Linda Demel
Inspired Homes, LLC
List Price
$685,000
Sold Price
$645,000
Premium/Discount to List
-$40,000
-5.84%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.26%
Original Mortgage
$494,000
Outstanding Balance
$493,157
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$172,814

Purchase Details

Closed on
Feb 22, 2024
Sold by
Jo-Ann Winters Trust
Bought by
Pilewski Amy and Pilewski Tiffany

Purchase Details

Closed on
Mar 27, 2017
Sold by
Winters Joann
Bought by
Winters Jo Ann and The Jo Ann Winters Living Trust

Purchase Details

Closed on
Apr 3, 2009
Sold by
Heritz Jason and Heritz Hope
Bought by
Winters Joann

Purchase Details

Closed on
Jun 27, 2007
Sold by
Cline Jason L and Cline Teresita
Bought by
U S Bank Na and Holders Of The Asset Backed Securities C

Purchase Details

Closed on
Feb 1, 2006
Sold by
Cline Jason L
Bought by
Cline Jason L and Cline Teresita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$346,000
Interest Rate
10.55%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Nov 11, 2004
Sold by
Tucker Gary A and Tucker Susan A
Bought by
Cline Jason L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $645,000 Metropolitan Title
Warranty Deed $645,000 Metropolitan Title
Quit Claim Deed -- Fidelity National Title
Quit Claim Deed -- Fidelity National Title
Interfamily Deed Transfer -- None Available
Warranty Deed $269,900 Meridian Title Corp
Sheriffs Deed $226,369 None Available
Interfamily Deed Transfer -- Ctic
Warranty Deed $280,000 Century Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $494,000 New Conventional
Closed $494,000 New Conventional
Previous Owner $250,000 Purchase Money Mortgage
Previous Owner $346,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $224,000 Purchase Money Mortgage
Previous Owner $200,000 Unknown
Closed $56,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Sold $645,000 -0.8% $230 / Sq Ft
05/20/2025 05/20/25 Pending -- -- --
04/25/2025 04/25/25 Price Changed $650,000 -3.7% $232 / Sq Ft
04/01/2025 04/01/25 Price Changed $675,000 -1.5% $241 / Sq Ft
02/27/2025 02/27/25 For Sale $685,000 -- $245 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,991 $391,200 $391,200 $0
2024 $2,117 $334,600 $334,600 $0
2023 $2,019 $275,400 $0 $0
2022 $1,923 $243,100 $0 $0
2021 $8,249 $217,500 $0 $0
2020 $8,190 $210,000 $0 $0
2019 $7,963 $187,600 $0 $0
2018 $1,770 $179,500 $0 $0
2017 $1,734 $190,000 $0 $0
2016 $1,719 $171,300 $0 $0
2015 -- $159,500 $0 $0
2011 -- $165,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25006994

Southwestern Michigan Association of REALTORS®

APN: 14-120-400-005-00