$440,000
SOLD JUL 7, 2025
4 Beds
3.5 Baths
2,335 Sq Ft
9,627 Sq Ft Lot

Recently Sold

$188 Per Sq Ft

1% Below List Price

86 Days on Market

Highlights

  • Golf Course Community
  • Access To Lake
  • Oak Trees
  • Harmony Community School Rated 9+
  • Fitness Center
  • View of Trees or Woods

About This Home

As of July 2025

Move-In Ready. This home qualifies for USDA financing with no downpayment. Owner is willing to pay off CDD bond AND offering up to $10,000 incentive. Step into this stunning 4-bedroom, 3.5-bathroom home, thoughtfully designed to meet the needs of a growing family or multi-generational living. Situated on a 1⁄4-acre corner lot, this residence offers ample outdoor space for little ones to play and adults to unwind in the serene surroundings of Harmony. Inside, you'll find two spacious primary suites, perfect for hosting guests or accommodating extended family. The first-floor primary suite boasts double closets, dual sinks, a separate shower, and a relaxing garden tub. Upstairs, the second primary suite is a private retreat, featuring gorgeous oak wood flooring, an upgraded en-suite bathroom with an expansive shower, a linen closet, a walk-in closet with a built-in shoe rack, and a private balcony—ideal for peaceful morning coffee or evening relaxation. The home’s open floor plan and high ceilings create a bright and inviting atmosphere. From the charming front porch, step into the spacious living and dining areas, leading into a chef’s kitchen complete with 42-inch cabinetry, a walk-in pantry, newer sprayer faucet on a deep SS sink and appliances, and an 8-foot counter—perfect for family gatherings, homework, and casual meals. The first floor also features a half bath, an inside utility room, and French doors opening to a screened-in breezeway and outdoor deck, enhancing indoor-outdoor living. Thoughtfully designed with sustainability in mind, this home is equipped with a new 17-SEER A/C system for optimal climate control, a water heater with an electric anode and low-flow fixtures for eco-friendly water use, double-pane, double hung windows with a transferable lifetime warranty, an electric car charger for sustainable commuting, new interior and exterior paint, and a rain barrel cistern to support well-planned vegetation and fruit trees. The oversized rear-access driveway and parking area provide ample space for up to 6 vehicles. Located directly across from Harmony Community School, this home offers unparalleled convenience for families. The vibrant Harmony community is rich in amenities, including playgrounds, splash pad, golf course, hiking and biking trails, free use of community boats (Kayaks, Canoes, Bass-boats, Pontoon boats, and a Sailboat) on Buck Lake, tennis and pickleball courts, sand volleyball court, baseball field, two community pools, and an on-site restaurant. This home truly has it all - style, sustainability, and a thriving community lifestyle. Don’t miss this rare opportunity! Schedule your showing today!

Last Agent to Sell the Property

Tina Campbell

ORLANDO AREA SALES GROUP LLC License #3024055 Listed on: 03/23/2025

Last Buyer's Agent

Alysen Terwilliger

FLORIDA REALTY RESULTS LLC License #3311050

FLORIDA REALTY RESULTS LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,947

Year Built

  • Built in 2005

Lot Details

  • 9,627 Sq Ft Lot
  • Lot Dimensions are 42x130
  • Southwest Facing Home
  • Mature Landscaping
  • Corner Lot
  • Oversized Lot
  • Oak Trees
  • Fruit Trees
  • Garden
  • Property is zoned PD

HOA Fees

  • $9 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Oversized Parking
  • Electric Vehicle Home Charger
  • Alley Access
  • Ground Level Parking
  • Rear-Facing Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Block Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,335 Sq Ft Home
  • High Ceiling
  • Ceiling Fan
  • Thermal Windows
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Insulated Windows
  • Tinted Windows
  • Blinds
  • French Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Breakfast Room
  • Inside Utility
  • Views of Woods
  • Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Recycled or Composite Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Low Flow Plumbing Fixtures
  • Private Water Closet
  • Bathtub With Separate Shower Stall
  • Shower Only
  • Garden Bath

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Closed Circuit Camera
  • Storm Windows

Eco-Friendly Details

  • Smoke Free Home
  • No or Low VOC Paint or Finish
  • Air Filters MERV Rating 10+
  • Reclaimed Water Irrigation System

Outdoor Features

  • Access To Lake
  • Balcony
  • Deck
  • Enclosed Patio or Porch
  • Breezeway
  • Rain Barrels or Cisterns
  • Private Mailbox

Schools

  • Harmony Community Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Wheelchair Access
  • Property is near a golf course

Listing and Financial Details

Community Details

Overview

  • Association Solutions Of Central Florida Association, Phone Number (407) 847-2280
  • Birchwood Nbhd C2 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community, vehicle restrictions
  • Handicap Modified Features In Community

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park
  • Trails

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,947

Year Built

Built in 2005

Lot Details

0

HOA Fees

$9 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 2335
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 3428
  • Lot Size Sq Ft: 9627
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 318.47
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Lake Underhill Rd, Suite A
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 188.44
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • Amenities Additional Fees: Golf Course, Fitness Center, Pickleball Courts
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock,Fishing,Lake
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • Foundation Details: Block
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Storm Window(s), Insulated Windows, Low-Emissivity Windows, Thermal Windows, Tinted Windows, Window Treatments
  • Additional Rooms: Attic,Breakfast Room Separate,Inside Utility,Interior In-Law Suite w/No Private Entry
  • Living Area Meters: 216.93

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Balcony, French Doors, Garden, Private Mailbox, Rain Barrel/Cistern(s), Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Water Body Name: BUCK LAKE
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0285G
  • Additional Water Information: Community offers free canoes, electric boats, kayaks, sailboats, and pontoons by reservations with the CDD.

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Alley Access, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Rear, Ground Level, Open, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Golf Carts OK, Golf, Handicap Modified, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)
  • Association Amenities: Basketball Court, Clubhouse, Fitness Center, Golf Course, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Association Fee: 108
  • Association Fee Frequency: Annually
  • Association Name: Association Solutions of Central Florida
  • Phone: 407-847-2280
  • Association: Yes
  • Security: Closed Circuit Camera(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: info@myhoasolution.com

Fee Information

  • Total Annual Fees: 108.00
  • Total Monthly Fees: 9.00
  • Monthly HOA Amount: 9.00

Schools

  • Elementary School: Harmony Community School (K-5)
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: PD
  • Parcel Number: 30-26-32-2617-0001-1910
  • Additional Parcels: No
  • Lot Features: Corner Lot, In County, Landscaped, Near Golf Course, Oversized Lot
  • Lot Dimensions: 42x130
  • Flood Zone Code: X

Green Features

  • Efficiency: Windows
  • Green Indoor Air Qlty: Air Filters MERV 10+, No Smoking-Interior Buildg, No/Low VOC Paint/Finish
  • Green Water Conservation: Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Green Landscaping: Rain Water Harvesting,Veg. (Productive) Garden

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify leasing restrictions according to county zoning

Tax Info

  • Tax Annual Amount: 1947.33
  • Tax Block: 1
  • Tax Book Number: 17/10-11
  • Tax Lot: 191
  • Tax Other Annual Assessment Amount: 2231

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2025
Closed on
Jul 7, 2025
Sold by
Kramer Kim T and Kramer Teresa A
Bought by
Lanier Chase and Lanier Ashley Elizabeth
Seller's Agent
Tina Campbell
ORLANDO AREA SALES GROUP LLC
Buyer's Agent
Alysen Terwilliger
FLORIDA REALTY RESULTS LLC
List Price
$445,650
Sold Price
$440,000
Premium/Discount to List
-$5,650
-1.27%
Views
72
Current Estimated Value
$436,785

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,215
Avg. Annual Appreciation
-1.73%
Original Mortgage
$402,930
Outstanding Balance
$402,253
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$34,532

Purchase Details

Listed on
May 1, 2019
Closed on
Jun 13, 2019
Sold by
Larisa James and Larisa Kerrie L
Bought by
Kramer Kim T and Kramer Teresa A
Seller's Agent
James Larisa
Buyer's Agent
James Larisa
List Price
$254,500
Sold Price
$239,500
Premium/Discount to List
-$15,000
-5.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.56%
Original Mortgage
$191,600
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 22, 2011
Closed on
Mar 29, 2012
Sold by
Fannie Mae
Bought by
Larisa James and Larisa Kerrie L
Seller's Agent
Amanda Davis-Hollingsed
DAVIS REAL ESTATE GROUP
Buyer's Agent
Brian Reid
List Price
$146,500
Sold Price
$146,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.04%
Original Mortgage
$140,000
Interest Rate
3.89%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Oct 13, 2011
Sold by
Quarles Sacha
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 27, 2005
Sold by
D R Horton Inc
Bought by
Quarles Sacha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,424
Interest Rate
6.75%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Oliver Title Law
Warranty Deed $440,000 Oliver Title Law
Warranty Deed $239,500 Hayward Title Group
Special Warranty Deed $146,500 Reo Title Company Of Fl Llc
Deed In Lieu Of Foreclosure $271,800 None Available
Corporate Deed $294,200 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $402,930 FHA
Closed $402,930 FHA
Previous Owner $191,600 New Conventional
Previous Owner $140,000 Future Advance Clause Open End Mortgage
Previous Owner $279,424 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/07/2025 07/07/25 Sold $440,000 -1.3% $188 / Sq Ft
06/17/2025 06/17/25 Pending -- -- --
06/15/2025 06/15/25 For Sale $445,650 0.0% $191 / Sq Ft
06/04/2025 06/04/25 Pending -- -- --
03/23/2025 03/23/25 For Sale $445,650 +86.1% $191 / Sq Ft
06/17/2019 06/17/19 Sold $239,500 -5.9% $103 / Sq Ft View Prior Sale
05/02/2019 05/02/19 Pending -- -- --
04/30/2019 04/30/19 For Sale $254,500 +73.7% $109 / Sq Ft
05/26/2015 05/26/15 Off Market $146,500 -- --
03/29/2012 03/29/12 Sold $146,500 0.0% $63 / Sq Ft View Prior Sale
02/01/2012 02/01/12 Pending -- -- --
11/22/2011 11/22/11 For Sale $146,500 -- $63 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,810 $186,654 -- --
2024 $4,712 $181,394 -- --
2023 $4,712 $176,111 $0 $0
2022 $4,442 $170,982 $0 $0
2021 $4,028 $166,002 $0 $0
2020 $3,980 $163,711 $0 $0
2019 $4,199 $166,262 $0 $0
2018 $4,139 $163,162 $0 $0
2017 $4,133 $159,807 $0 $0
2016 $4,099 $156,521 $0 $0
2015 $4,125 $155,433 $0 $0
2014 $4,082 $154,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5123096

Stellar MLS

APN: 30-26-32-2617-0001-1910