$812,524

Estimated payment $4,630/month

Total Views 2,118
4 Beds
3 Baths
2,147 Sq Ft
$378 Price per Sq Ft

Highlights

  • 140 Feet of Lake Waterfront
  • Guest House
  • Heated In Ground Pool
  • Harmony Community School Rated 9+
  • Dock made with wood
  • Garage Apartment

About This Home

Rare opportunity to own a private lakefront retreat, The main home features 3 bedrooms and 2 baths with vaulted ceilings, wood tile flooring, and a cozy wood-burning fireplace. The updated kitchen includes quartz countertops, stainless steel appliances, custom backsplash, and ample pantry storage, plus a wet bar perfect for entertaining. The spacious primary suite offers a relaxing garden tub and walk in closet.
Enjoy true Florida living with sliding glass doors leading to a Florida room and a beautiful screened-in pool area, along with a private screened hot tub. Enjoy a dedicated gated dog run-ideal for your furry friends. Step outside to your private lake complete with electric at the dock—perfect for skiers and fishing enthusiasts. Check out your own tropical escape with a tiki area right by the dock. A roundabout driveway, lush landscaping, and inviting front porch add to the charm, while the expansive property offers plenty of room for gatherings and outdoor enjoyment. The property also includes a fully equipped 1 bedroom, 1 bath in-law suite with its own kitchen, living space, and walk-out access—ideal for guests or extended family. 3 car garage with plenty of room for a workshop. Nestled in the sought-after Bay Lake Ranch neighborhood, offering privacy and serene lifestyle close to resturants, beaches, schools, hospitals and much more!

Listing Agent

Stephanie Jeffcoat

TIE TEAM REALTY LLC Brokerage Phone: 407-709-1846 License #3286787 Listed on: 03/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,522

Year Built

  • Built in 1993

Lot Details

  • 2.28 Acre Lot
  • 140 Feet of Lake Waterfront
  • Lake Front
  • South Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Landscaped with Trees
  • Property is zoned OA1A

Parking

  • 3 Car Garage
  • Parking Pad
  • Garage Apartment
  • Workshop in Garage
  • Driveway

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,147 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Above Ground Spa

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Dock made with wood
  • Enclosed Patio or Porch
  • Outdoor Storage
  • Rain Gutters

Additional Homes

  • Guest House

Utilities

  • Central Heating and Cooling System
  • Well
  • Water Softener
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Built by SNOW CONSTRUCTION
  • Bay Lake Ranch Unit 3 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,522

Year Built

Built in 1993

Lot Details

2.28 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: Yes
  • Living Area: 2147
  • Lot Size Acres: 2.28
  • New Construction: No
  • Year Built: 1993
  • Building Area Total: 3521
  • Lot Size Sq Ft: 99621
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 327.11
  • Escrow City: St.Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 378.45
  • Total Acreage: 2 to less than 5
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • MFR_InLawSuiteDescription: 1 Bedroom,1 Bathroom,Detached (ADU),Kitchen,Private Entrance
  • Attribution Contact: 407-709-1846
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: Above Ground
  • Spa Yn: Yes
  • Window Features: Blinds
  • Additional Rooms: Garage Apartment,Interior In-Law Suite w/Private Entry
  • Living Area Meters: 199.46

Exterior Features

  • Direction Faces: South
  • Other Structures: Guest House, Other, Storage
  • Pool Features: Heated, In Ground
  • Exterior Features: Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: BAY LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 140
  • Water Frontage Feet Lake: 140
  • Additional Water Information: PRIVATE LAKE

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Oversized, Parking Pad, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: OA1A
  • Parcel Number: 18-26-32-2599-0001-0760
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: In County, Landscaped, Unpaved
  • Flood Zone Code: X & A

Building Info

  • Builder Name: SNOW CONSTRUCTION

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Leasing restrictions to be verified by buyer if needed.

Tax Info

  • Tax Annual Amount: 3521.69
  • Tax Block: 1
  • Tax Book Number: 4/59
  • Tax Lot: 76

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,483 $259,197 -- --
2024 $3,406 $251,893 -- --
2023 $3,406 $244,557 $0 $0
2022 $3,264 $237,434 $0 $0
2021 $3,236 $230,519 $0 $0
2020 $3,184 $227,337 $0 $0
2019 $3,136 $222,226 $0 $0
2018 $3,106 $218,083 $0 $0
2017 $2,701 $187,349 $0 $0
2016 $2,663 $183,496 $0 $0
2015 $2,697 $182,221 $0 $0
2014 $2,653 $180,775 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 For Sale $812,524 -- $378 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Source: Public Records

Source: Stellar MLS

MLS Number: S5146172

Stellar MLS

APN: 18-26-32-2599-0001-0760

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