4
Beds
3
Baths
2,750
Sq Ft
0.34
Acres
Highlights
- Gated Community
- Community Lake
- Ranch Style House
- Mature Trees
- Clubhouse
- Wood Flooring
About This Home
As of July 2025Welcome to your dream home in the highly desirable Lake Summerset community! This beautifully maintained 4-bedroom, 3-bathroom home offers over 2,700 sq ft of finished living space, backing directly to Cardinal Park for added privacy and natural views. Step inside and feel the modern, airy ambiance with soaring cathedral ceilings the great room and kitchen. Enjoy rich hardwood floors, tall custom trim, and solid six-panel doors throughout the home-highlighting the quality craftsmanship and attention to detail. The formal dining room flows into a spacious great room with a cozy gas fireplace, perfect for entertaining or everyday comfort. The modern kitchen features clean finishes and newer appliances, designed for both style and function. Off the dining room, a screened-in porch provides a peaceful retreat elevated above the deep backyard-which opens directly to Cardinal Park with no rear neighbors. The main floor also includes a generous primary suite with a walk-in closet and private bath, a second spacious bedroom, and a full hall bath. The full walkout lower level boasts 8-foot ceilings, a massive family room, two more bedrooms, and a third full bathroom-ideal for guests, multigenerational living, or flexible lifestyle needs. A newer water softener and a 1-year seller-paid home warranty add peace of mind. Located in the Dakota School District with a super low 7.46% tax rate, this home is part of a gated, resort-style community featuring a 275-acre private lake, inground pool, spray park, basketball, tennis & pickleball courts, disc golf, walking trails, clubhouse, restaurant, and over 40 parks-all with 24/7 security. Clean, versatile, and move-in ready-this Lake Summerset gem is the perfect place to call home.
Last Agent to Sell the Property
Century 21 Affiliated - Rockford License #471018829 Listed on: 06/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,774
Year Built
- Built in 2008
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 75 x 200 x 75 x 200
- Paved or Partially Paved Lot
- Mature Trees
- Wooded Lot
HOA Fees
- $92 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Ranch Style House
- Asphalt Roof
Interior Spaces
- 2,750 Sq Ft Home
- Fireplace With Gas Starter
- Family Room
- Living Room with Fireplace
- Dining Room
- Wood Flooring
- Laundry Room
Kitchen
- Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include clubhouse, pool, lake rights
- Community Lake
Recreation
- Tennis Courts
- Community Pool
Additional Features
- Clubhouse
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2014
Closed on
Jul 1, 2014
Sold by
Kamienski Anthony and Kamienski Jo Anne
Bought by
Schmidt Jon L
Seller's Agent
Richard Wilke
Best Realty
Buyer's Agent
Nancy Weaver
Best Realty
List Price
$189,900
Sold Price
$173,000
Premium/Discount to List
-$16,900
-8.9%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,707
Avg. Annual Appreciation
4.34%
Purchase Details
Closed on
Oct 22, 2008
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $173,000 | -- | |
| Warranty Deed | $180,000 | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $265,000 | 0.0% | $96 / Sq Ft |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 06/02/2025 06/02/25 | For Sale | $265,000 | +47.2% | $96 / Sq Ft |
| 05/14/2020 05/14/20 | Sold | $180,000 | -1.1% | $120 / Sq Ft |
| 03/13/2020 03/13/20 | Pending | -- | -- | -- |
| 02/22/2020 02/22/20 | For Sale | $182,000 | +5.2% | $121 / Sq Ft |
| 07/25/2014 07/25/14 | Sold | $173,000 | 0.0% | $65 / Sq Ft |
| 07/25/2014 07/25/14 | Sold | $173,000 | -8.9% | $112 / Sq Ft |
| 06/05/2014 06/05/14 | Pending | -- | -- | -- |
| 06/05/2014 06/05/14 | Pending | -- | -- | -- |
| 04/01/2014 04/01/14 | For Sale | $189,900 | -5.0% | $123 / Sq Ft |
| 03/21/2013 03/21/13 | For Sale | $199,900 | -- | $75 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,773 | $64,283 | $1,041 | $63,242 |
| 2023 | $4,972 | $64,283 | $1,041 | $63,242 |
| 2022 | $4,846 | $56,197 | $969 | $55,228 |
| 2021 | $4,516 | $54,629 | $942 | $53,687 |
| 2020 | $4,037 | $54,629 | $942 | $53,687 |
| 2019 | $3,609 | $53,558 | $924 | $52,634 |
| 2018 | $3,619 | $52,149 | $924 | $51,225 |
| 2017 | $3,628 | $50,657 | $924 | $49,733 |
| 2016 | $3,623 | $50,657 | $924 | $49,733 |
| 2015 | $3,697 | $50,280 | $917 | $49,363 |
| 2013 | $4,508 | $50,915 | $975 | $49,940 |
Source: Public Records
Agents Affiliated with this Home
-
Jason Taylor
Seller's Agent in 2025
Jason Taylor
Century 21 Affiliated - Rockford
(815) 509-8662
259 Total Sales
-
Tricia Angell
Buyer's Agent in 2025
Tricia Angell
Haylo Lifestyle Properties
(815) 440-1739
45 Total Sales
-
Donna Njaastad
Seller's Agent in 2020
Donna Njaastad
Berkshire Hathaway HomeServices Starck Real Estate
(224) 805-1847
12 Total Sales
-
C
Buyer's Agent in 2020
Carrie Buckett
Century 21 Affiliated
-
R
Seller's Agent in 2014
Richard Wilke
Best Realty
-
N
Buyer's Agent in 2014
Nancy Weaver
Best Realty
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12379594
APN: 06-10-12-226-001
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