$1,999,900
SOLD JAN 10, 2025

694 Winchester Trail Mineral, VA 23117

5 Beds
5.5 Baths
4,402 Sq Ft
1.33 Acres

Recently Sold

$454 Per Sq Ft

29 Days on Market

Highlights

  • Boathouse
  • Private Beach
  • Property is near a lake
  • Thomas Jefferson Elementary School Rated A-
  • Lake View
  • Craftsman Architecture

About This Home

As of January 2025

Welcome to Cucumber Cove! This stunning, one-of-a-kind, private-waterfront property is nestled in the prestigious "The Waters at Lake Anna" community. This 2016 custom-
built Craftsman-style estate sits on pristinely manicured acreage and offers over 4,200
square feet of luxurious living space, perfectly blending rustic charm with modern
sophistication. As you arrive, the natural beauty of the property immediately captivates.
The home’s inviting facade, featuring weathered wood shutters and a welcoming
covered porch, sets the tone for what awaits. Step into the soaring great room, where a
cathedral ceiling and a two-story wall of windows provide breathtaking, panoramic views
of Lake Anna. The stone hearth fireplace, ideal for cozy winter nights, anchors this
space, making it perfect for year-round enjoyment. Adjacent to the great room is the
gourmet kitchen. It’s a chef’s dream equipped with granite countertops, a large island
with seating for five, a double wall oven, and ample cabinet space. Whether you choose
to dine at the island, the expansive dining area, or out on the screened porch
overlooking the lake, each option offers its own special ambiance. For added
convenience, the fully finished walkout basement includes a second kitchen, making it
ideal for entertaining or accommodating multiple groups. This estate offers five
generously sized bedrooms across three levels, each with its own luxurious ensuite
bath, featuring a variety of walk-in closets, soaking tubs, and walk-in showers.
Outdoors, the property truly shines. The expansive wrap-around deck offers space for
relaxing and entertaining, while the hardscaped pathways lead to a private lakeside
paradise. A stamped concrete patio features a built-in firepit for evening gatherings,
while the pristine white-sand beach and nearly 200 feet of shoreline are ideal for swimming
and sunbathing. The private boathouse is a showstopper, equipped with an electric boat
lift, kitchenette, tiki bar, and a shaded seating area, perfect for afternoon cocktails or a
lakeside nap. While the natural beauty of Cucumber Cove delights – from sublime
sunrises and sunsets, deep water, and bald eagles soaring by – stay as connected as
like, with reliable in-ground high-speed fiber internet by iWisp. In addition to its exclusive
amenities, as part of The Waters at Lake Anna community, 694 Winchester Trail boasts access to a
range of recreational features, including a swimming pool, tennis courts, pickleball, a
clubhouse, and more. For investors, this property is a highly sought-after vacation
rental, offering significant income potential. Seller strongly prefers an offer inclusive of Furniture, Boat, jet skis and other items conveying with an additional appropriate offer. Conveniently
located just a short drive from Washington, D.C., Richmond, and Charlottesville, and
mere minutes from local restaurants, including Lake Anna Taphouse, and the Yacht Club, grocery, ABC, nail salon, a vet clinic, coffee and more! This estate is both a tranquil escape and a gateway to year-round recreation, delivering an unparalleled waterfront experience. 694 Winchester Trail is not just a home; it’s a lifestyle. Schedule your private tour today and discover the magic of Lake Anna living!

Last Agent to Sell the Property

Mary Hayes

RLAH @properties Listed on: 09/11/2024

RLAH @properties

Last Buyer's Agent

Grayson Hoffman

Lake Anna Island Realty, Inc. License #0225236765

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,237

Year Built

  • Built in 2016

Lot Details

  • 1.33 Acre Lot
  • Private Beach
  • Private Lot
  • Open Lot
  • Wooded Lot
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned RD

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Lake
  • Woods

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Laundry on main level

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Main Level Bedrooms

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Property is near a lake
  • Boathouse
  • Porch

Schools

  • Thomas Jefferson Elementary School
  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Natural Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 317
  • Assessor Parcel Number 45E3 1 317

Community Details

Overview

  • The Waters At Lake Anna HOA
  • The Waters At Lake Anna Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,237

Year Built

Built in 2016

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2024-09-11
  • Year Built: 2016
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to Cucumber Cove! This stunning, one-of-a-kind, private-waterfront property is nestled in the prestigious "The Waters at Lake Anna" community. This 2016 custom- built Craftsman-style estate sits on pristinely manicured acreage and offers over 4,200 square feet of luxurious living space, perfectly blending rustic charm with modern sophistication. As you arrive, the natural beauty of the property immediately captivates. The home’s inviting facade, featuring weathered wood shutters and a welcoming covered porch, sets the tone for what awaits. Step into the soaring great room, where a cathedral ceiling and a two-story wall of windows provide breathtaking, panoramic views of Lake Anna. The stone hearth fireplace, ideal for cozy winter nights, anchors this space, making it perfect for year-round enjoyment. Adjacent to the great room is the gourmet kitchen. It’s a chef’s dream equipped with granite countertops, a large island with seating for five, a double wall oven, and ample cabinet space. Whether you choose to dine at the island, the expansive dining area, or out on the screened porch overlooking the lake, each option offers its own special ambiance. For added convenience, the fully finished walkout basement includes a second kitchen, making it ideal for entertaining or accommodating multiple groups. This estate offers five generously sized bedrooms across three levels, each with its own luxurious ensuite bath, featuring a variety of walk-in closets, soaking tubs, and walk-in showers. Outdoors, the property truly shines. The expansive wrap-around deck offers space for relaxing and entertaining, while the hardscaped pathways lead to a private lakeside paradise. A stamped concrete patio features a built-in firepit for evening gatherings, while the pristine white-sand beach and nearly 200 feet of shoreline are ideal for swimming and sunbathing. The private boathouse is a showstopper, equipped with an electric boat lift, kitchenette, tiki bar, and a shaded seating area, perfect for afternoon cocktails or a lakeside nap. While the natural beauty of Cucumber Cove delights – from sublime sunrises and sunsets, deep water, and bald eagles soaring by – stay as connected as like, with reliable in-ground high-speed fiber internet by iWisp. In addition to its exclusive amenities, as part of The Waters at Lake Anna community, 694 Winchester Trail boasts access to a range of recreational features, including a swimming pool, tennis courts, pickleball, a clubhouse, and more. For investors, this property is a highly sought-after vacation rental, offering significant income potential. Seller strongly prefers an offer inclusive of Furniture, Boat, jet skis and other items conveying with an additional appropriate offer. Conveniently located just a short drive from Washington, D.C., Richmond, and Charlottesville, and mere minutes from local restaurants, including Lake Anna Taphouse, and the Yacht Club, grocery, ABC, nail salon, a vet clinic, coffee and more! This estate is both a tranquil escape and a gateway to year-round recreation, delivering an unparalleled waterfront experience. 694 Winchester Trail is not just a home; it’s a lifestyle. Schedule your private tour today and discover the magic of Lake Anna living!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Wood, Carpet
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Walkout Level, Fully Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 4402
  • Living Area Sq Ft: 4402
  • Price Per Sq Ft: 707.93
  • Above Grade Finished Sq Ft: 2825
  • Below Grade Finished Sq Ft: 1577
  • Total Below Grade Sq Ft: 1577
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 694

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 5
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 6.00
  • Main Level Full Bathrooms: 5
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach
  • View: Lake, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Inside Access, Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas, Propane
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 500.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: THE WATERS AT LAKE ANNA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • Elementary School: THOMAS JEFFERSON
  • Middle School: LOUISA COUNTY
  • High School: LOUISA COUNTY
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139403138
  • School District Source: 3rd Party
  • Elementary School: THOMAS JEFFERSON
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Land Use Code: 2
  • Lot Features: Front Yard, Rear Yard, Private, Open, Trees/Wooded
  • Lot Size Acres: 1.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 57934.80
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2022
  • Zoning: RD
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 7237.00
  • Assessor Parcel Number: 45E3 1 317
  • Tax Lot: 317
  • Tax Total Finished Sq Ft: 3239
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 01/10/2025

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 14, 2020
Sold by
Madden Dary J and Madden Elizabeth A
Bought by
Nylund Seth A and Nylund Marlys I
Current Estimated Value
$1,951,378

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,375,000
Outstanding Balance
$1,231,900
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$751,802
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,375,000 Cardinal Title Group Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,375,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/10/2025 01/10/25 Sold $1,999,900 0.0% $454 / Sq Ft
10/11/2024 10/11/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $1,999,900 -- $454 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,780 $1,080,500 $302,400 $778,100
2023 $6,875 $1,005,100 $274,400 $730,700
2022 $5,951 $826,500 $249,200 $577,300
2021 $1,618 $733,900 $224,000 $509,900
2020 $4,584 $636,600 $224,000 $412,600
2019 $4,497 $624,600 $224,000 $400,600
2018 $4,195 $582,600 $215,600 $367,000
2017 $3,395 $579,600 $215,600 $364,000
2016 $3,395 $276,300 $221,200 $55,100
2015 $1,633 $226,800 $226,800 $0
2013 -- $243,600 $243,600 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALA2006330

Bright MLS

APN: 45E3-1-317