$314,000
SOLD AUG 20, 2025

695 Overcup St Westfield, IN 46074

3 Beds
3 Baths
2,081 Sq Ft
$262/mo HOA Fee

Recently Sold

$151 Per Sq Ft

5% Below List Price

60 Days on Market

Highlights

  • No Units Above
  • Mature Trees
  • 2 Car Attached Garage
  • Westfield Intermediate School Rated A
  • Main Floor Bedroom
  • Eat-In Kitchen

About This Home

As of August 2025

Nestled on a corner lot surrounded by mature trees, this home in The Oaks offers one of the largest layouts in the neighborhood and the perfect blend of comfort, privacy, and everyday convenience in one of Westfield's favorite low-maintenance communities. Built in 2016, this thoughtfully maintained home is newer than most in the neighborhood, and offers over 2,000 square feet of living space with 3 bedrooms, 3 full baths, and a spacious second level loft - all in an open, light-filled layout designed for easy living. A welcoming kitchen with a center island and pantry is truly the heart of the home, and flows into a cozy great room with a gas fireplace, and direct access to the covered back patio with a tree-lined backyard, creating the perfect backdrop for relaxed evenings or peaceful outdoor moments year-round. Enjoy the ease of main-level living with all bedrooms on the first floor, while the spacious upstairs loft, third full bath, and drywalled storage room offer flexibility for guests, hobbies, or your ideal work-from-home setup. This home also includes updated mechanicals like a newer water heater, water softener, and a 2021 roof-providing peace of mind for years to come. Plus all appliances stay, including the refrigerator, washer, dryer, and water softener, making this a true move-in ready opportunity. And when you're ready to step away from home, enjoy the beautifully maintained community grounds, a quiet neighborhood pond and a covered shelter area for gatherings-all while the HOA handles your lawn care, snow removal, and exterior maintenance. This is effortless, low-maintenance living in an incredible location that keeps you close to the Midland Trail, shopping, dining, and award-winning Westfield schools. Explore the charm of The Oaks and see why so many love calling this neighborhood home!

Last Agent to Sell the Property

Erin Hundley

Compass Indiana, LLC License #RB15000126 Listed on: 05/22/2025

Compass Indiana, LLC

Co-Listed By

Christine Robbins

Compass Indiana, LLC License #RB19001575

Last Buyer's Agent

Lorie Blythe

The Stewart Home Group License #RB18001966

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,718

Year Built

  • Built in 2016

Lot Details

  • No Units Above
  • 1 Common Wall
  • Mature Trees

HOA Fees

  • $262 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Cement Siding

Interior Spaces

  • Woodwork
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Storage
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Schools

  • Monon Trail Elementary School
  • Westfield Middle School
  • Westfield Intermediate School
  • Westfield High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Legal Lot and Block 1A / 2
  • Assessor Parcel Number 290902053001000015
  • Seller Concessions Offered

Community Details

Overview

  • Association fees include home owners, insurance, lawncare, maintenance structure, maintenance, management, snow removal
  • Association Phone (317) 570-4358
  • The Oaks Subdivision
  • Property managed by Kirkpatrick Management

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,718

Year Built

Built in 2016

Lot Details

0

HOA Fees

$262 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Builder Name: Pyatt Builders
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2016
  • Building Area Total: 2081
  • Garage Y N: Yes
  • Subdivision Name: The Oaks
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Floor Number: 1
  • Lifestyles: Garden/Patio/Zero Lot,Paired Patio
  • F H A Certified: No
  • Special Features: None

Interior Features

  • Common Walls: 1 Common Wall, End Unit, No One Above
  • Basement: No
  • Appliances: Dishwasher, Dryer, Disposal, Gas Water Heater, MicroHood, Electric Oven, Refrigerator, Washer, Water Softener Owned
  • Levels: One Leveland + Loft
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Kitchen Island, Eat-in Kitchen, Pantry, Smart Thermostat, Supplemental Storage, Walk-In Closet(s), Wood Work Painted
  • Living Area: 2081
  • Main Level Bedrooms: 3
  • Other Equipment: Smoke Alarm
  • Areas Interior: Bedroom Other on Main
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 1641
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 440
  • Rooms Basement: 0

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Foundation Details: Slab
  • List Price: 325000
  • Patio And Porch Features: Covered

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Parking Other: Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Maintenance, Maintenance Grounds, Park, Picnic Area, Insurance, Management, Snow Removal
  • Association Fee: 262
  • Association Fee Frequency: Monthly
  • Association Phone: 317-570-4358
  • Association YN: Yes
  • Community Features: Sidewalks
  • Management Company Name: Kirkpatrick Management
  • H O A Disclosures: Covenants & Restrictions,Rental Restrictions
  • Condo Description Location: Building Private Entry,Ground Level
  • Condo Type: Horizontal

Fee Information

  • Association Fee Includes: Association Home Owners, Entrance Common, Insurance, Lawncare, Maintenance Structure, Maintenance, Management, Snow Removal

Schools

  • Middle Or Junior School: Westfield Middle School
  • MBR_IntermediateSchool: Westfield Intermediate School

Lot Info

  • Lot Features: Mature Trees
  • Property Attached Yn: Yes
  • Additional Parcels: No
  • Horse Amenities: None
  • Parcel Number: 290902053001000015
  • Acres: <1/4 Acre

Tax Info

  • Tax Annual Amount: 3718
  • Tax Block: 2
  • Tax Lot: 1A
  • Semi Annual Property Tax Amt: 1859
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Monon Trail Elementary School
  • High School: Westfield High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Aug 20, 2025
Sold by
Janet Gay Clear Trust and Clear Janet Gay
Bought by
Wyant Terrie L
Seller's Agent
Erin Hundley
Compass Indiana, LLC
Buyer's Agent
Lorie Blythe
The Stewart Home Group
List Price
$330,000
Sold Price
$314,000
Premium/Discount to List
-$16,000
-4.85%
Views
226

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
39.90%
Original Mortgage
$176,000
Outstanding Balance
$176,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$148,721

Purchase Details

Closed on
Nov 17, 2022
Sold by
Clear Norman and Clear Janet
Bought by
Janet Gay Clear Trust

Purchase Details

Closed on
May 11, 2016
Sold by
Pyatt Builders Llc
Bought by
Clear Norman and Clear Janet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
2.62%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Stewart Title Company
Quit Claim Deed -- --
Warranty Deed -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $176,000 New Conventional
Previous Owner $100,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 Sold $314,000 -3.4% $151 / Sq Ft
07/21/2025 07/21/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $325,000 -1.5% $156 / Sq Ft
05/22/2025 05/22/25 For Sale $330,000 -- $159 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,378 $330,200 $28,500 $301,700
2023 $3,403 $299,000 $28,500 $270,500
2022 $3,274 $281,700 $28,500 $253,200
2021 $2,936 $246,200 $28,500 $217,700
2020 $2,842 $236,400 $28,500 $207,900
2019 $2,757 $229,500 $28,500 $201,000
2018 $2,656 $221,200 $28,500 $192,700
2017 $2,417 $216,900 $28,500 $188,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22039903

MIBOR Broker Listing Cooperative®

APN: 29-09-02-053-001.000-015