$1,300,000
SOLD AUG 8, 2025

698 Normandy Rd Mooresville, NC 28117

3 Beds
4 Baths
2,689 Sq Ft
0.98 Acres

Recently Sold

$483 Per Sq Ft

10% Below List Price

25 Days on Market

Highlights

  • Covered Dock
  • Boat or Launch Ramp
  • Waterfront
  • Lakeshore Elementary School Rated A-
  • Guest House
  • Deck

About This Home

As of August 2025

Welcome to 698 Normandy Road! Nestled on a spacious lot in a peaceful cove that opens to big water & no HOA! This 3-bedroom, 3-bath home with a ton of potential offers breathtaking views and an inviting open-concept design ideal for everyday living & entertaining. The main level features a primary bedroom with an en-suite bath, a secondary bedroom, and full bathroom. Natural light fills the space, creating a bright and welcoming atmosphere throughout. Step outside to your own private oasis—complete with an oversized deck, a large backyard perfect for pets and play, boat ramp, and a large, grandfathered dock! House needs TLC/updating. A detached guesthouse offers additional space for visitors or the perfect opportunity for short-term rental income (STR). The walkout basement adds even more space for entertaining & guests. With multiple garage spaces, there’s plenty of room for vehicles, storage, and lake toys. Don't miss your chance to own this exceptional lakefront property.

Last Agent to Sell the Property

Jillian Mason

Southern Homes of the Carolinas, Inc Brokerage Email: jillianmasonre@gmail.com License #305069 Listed on: 06/20/2025

Last Buyer's Agent

Flint Foley

EXP Realty LLC Ballantyne License #81069

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,365

Year Built

  • Built in 1990

Lot Details

  • Waterfront
  • Cul-De-Sac
  • Wooded Lot
  • Property is zoned R20

Parking

  • 4 Car Garage
  • Basement Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Transitional Architecture
  • Traditional Architecture
  • Composition Roof
  • Stone Siding

Interior Spaces

  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Recreation Room with Fireplace
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Linoleum
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet
  • 4 Full Bathrooms
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Partially Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry

Outdoor Features

  • Boat or Launch Ramp
  • Covered Dock
  • Deck

Additional Homes

  • Guest House
  • Separate Entry Quarters

Schools

  • Lakeshore Elementary And Middle School
  • Lake Norman High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4638-23-6270.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,365

Year Built

Built in 1990

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional, Transitional
  • Year Built: 1990
  • Second Living Quarters: Exterior Connected,Guest House,Room w/ Private Bath,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 419.63
  • Geocode Confidence: High
  • Attribution Contact: jillianmasonre@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Linoleum, Hardwood, Tile, Vinyl
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Garden Tub, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1750
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Other Equipment: Network Ready
  • Above Grade Finished Sq Ft: 1750
  • Has Basement: Basement Garage Door, Exterior Entry, Interior Entry, Partially Finished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 939
  • Fireplace Features: Recreation Room
  • Living Area: 2689
  • Bedroom Main: 2
  • Room Count: 8
  • Bedroom Basement: 1

Exterior Features

  • New Construction: No
  • Roof: Shingle, Composition
  • Construction Type: Site Built
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp, Covered structure, Dock
  • Exclusions: Dock Lifts - see agent remarks
  • Construction Type: Fiber Cement, Stone
  • Patio And Porch Features: Deck, Rear Porch, Screened, Side Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Driveway, Attached Garage, Detached Garage, Garage Faces Front, Garage Faces Side

Utilities

  • Heating: Central, Electric, Forced Air
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, In Basement, In Unit, Inside, Laundry Room, Lower Level, Washer Hookup
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Lakeshore
  • HOA Subject To: None

Lot Info

  • Lot Features: Cul-De-Sac, Wooded, Views, Waterfront
  • Lot Size Area: 0.98
  • Lot Size Units: Acres
  • Parcel Number: 4638-23-6270.000
  • Additional Parcels: No
  • Zoning Specification: R20

MLS Schools

  • Elementary School: Lakeshore
  • High School: Lake Norman

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Aug 8, 2025
Sold by
Carroll Jeffrey K and Carroll Rebecca M
Bought by
Minacapelli Alexander and Minacapelli Amy
Seller's Agent
Jillian Mason
Southern Homes of the Carolinas, Inc
Buyer's Agent
Flint Foley
EXP Realty LLC Ballantyne
List Price
$1,445,000
Sold Price
$1,300,000
Premium/Discount to List
-$145,000
-10.03%
Views
60

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
95.79%
Original Mortgage
$1,235,000
Outstanding Balance
$1,235,000
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$127,602

Purchase Details

Listed on
May 19, 2017
Closed on
Nov 20, 2017
Sold by
Wilmington Savings Fund Society Fsb
Bought by
Carroll Jeffrey K and Carroll Rebecca M
Seller's Agent
Tim Brown
Hines & Associates Realty LLC
Buyer's Agent
Terese O'Dell
Titan Realty, Inc.
List Price
$759,900
Sold Price
$655,000
Premium/Discount to List
-$104,900
-13.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.36%
Original Mortgage
$100,000
Interest Rate
3.95%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 6, 2015
Sold by
Trustee Services Of Carolina Llc
Bought by
Wilmington Savings Fund Society Fsb and Christiana Trust

Purchase Details

Closed on
Aug 22, 2007
Sold by
Lyon Michael A and Lyon Annette N
Bought by
Oneil Mary A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,920
Interest Rate
6.62%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 1, 1991

Purchase Details

Closed on
Oct 1, 1989

Purchase Details

Closed on
Sep 1, 1989

Purchase Details

Closed on
Feb 1, 1989
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,300,000 Tryon Title
Special Warranty Deed $655,000 None Available
Trustee Deed $575,000 Attorney
Warranty Deed $800,000 None Available
Deed -- --
Deed $130,000 --
Deed $129,000 --
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,235,000 New Conventional
Previous Owner $746,585 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $453,100 New Conventional
Previous Owner $79,920 Credit Line Revolving
Previous Owner $640,000 New Conventional
Previous Owner $314,000 Credit Line Revolving
Previous Owner $227,000 Fannie Mae Freddie Mac
Previous Owner $75,000 Credit Line Revolving
Previous Owner $275,000 Unknown
Previous Owner $150,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $1,300,000 -7.1% $483 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
06/30/2025 06/30/25 Price Changed $1,399,000 -3.2% $520 / Sq Ft
06/20/2025 06/20/25 For Sale $1,445,000 +120.6% $537 / Sq Ft
12/12/2017 12/12/17 Sold $655,000 -13.8% $244 / Sq Ft
11/07/2017 11/07/17 Pending -- -- --
05/19/2017 05/19/17 For Sale $759,900 -- $283 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,365 $1,068,720 $480,000 $588,720
2023 $6,365 $1,068,720 $480,000 $588,720
2022 $3,973 $623,610 $260,000 $363,610
2021 $3,969 $623,610 $260,000 $363,610
2020 $3,969 $623,610 $260,000 $363,610
2019 $3,782 $623,610 $260,000 $363,610
2018 $3,062 $503,710 $225,000 $278,710
2017 $3,062 $503,710 $225,000 $278,710
2016 $3,062 $503,710 $225,000 $278,710
2015 $3,062 $503,710 $225,000 $278,710
2014 $2,920 $516,690 $225,000 $291,690
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4273487

Canopy MLS (Canopy Realtor® Association)

APN: 4638-23-6270.000