$350,000
SOLD AUG 8, 2025

6985 S 400 E Cutler, IN 46920

3 Beds
3 Baths
1,958 Sq Ft
2.35 Acres

Recently Sold

$179 Per Sq Ft

52 Days on Market

Highlights

  • 580 Feet of Waterfront
  • Ranch Style House
  • Backs to Open Ground
  • Open Floorplan
  • Partially Wooded Lot
  • Wood Flooring

About This Home

As of August 2025

Don't miss out on this beautifully modernized home situated on 2.35 wooded acres along the middle fork of Wildcat Creek! Home has been meticulously updated in the last few years including: All new- doors (interior and exterior), windows, garage doors and openers, siding, roof, water heater, water softener, well pump, finger system, furnace, a/c, trim, flooring, 16x20 bar/game room addition, security cameras, and fenced in back yard. The easily accessible location off St Rd 26 between Lafayette and Kokomo makes it a wonderful place to call HOME no matter where life takes you! Call today to schedule your personal tour before this gem is gone....

Last Agent to Sell the Property

Carole King

Keller Williams Lafayette Brokerage Phone: 765-427-0641 Listed on: 04/25/2025

Keller Williams Lafayette

Last Buyer's Agent

Michael Etzkorn

eXp Realty, LLC

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,200

Year Built

  • Built in 1979

Lot Details

  • 2.35 Acre Lot
  • Lot Dimensions are 204x460
  • 580 Feet of Waterfront
  • River Front
  • Creek or Stream
  • Backs to Open Ground
  • Chain Link Fence
  • Partially Wooded Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Metal Roof
  • Metal Siding
  • Stone Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 1,958 Sq Ft Home
  • Open Floorplan
  • Bar
  • Ceiling Fan
  • Gas Log Fireplace
  • Crawl Space
  • Video Cameras

Flooring

  • Wood
  • Tile
  • Slate Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Schools

  • Carroll Elementary And Middle School
  • Carroll High School

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Well
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 08-14-08-000-014.000-002

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,200

Year Built

Built in 1979

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1979
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: 002-26014-00 SSW 8-23-1 2.35AC
  • Parcel Number ID: 08-14-08-000-014.000-002
  • Platted: Yes
  • Amenities: Bar, Cable Ready, Ceiling Fan(s), Deck Open, Garage Door Opener, Jet Tub, Open Floor Plan, Alarm System-Sec. Cameras
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1958
  • Total Finished Sq Ft: 1958
  • Above Grade Finished Sq Ft: 1958
  • Basement Foundation: Crawl
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Slate, Tile
  • Living Great Room: Dimensions: 24x16, On Level: Main
  • Kitchen: Dimensions: 15x9, On Level: Main
  • Dining Room: Dimensions: 9x9, On Level: Main
  • Recreation Room: Dimensions: 16x20, On Level: Main
  • Bedroom 1: Dimensions: 24x15, On Level: Main
  • Bedroom 2: Dimensions: 12x12, On Level: Main
  • Bedroom 3: Dimensions: 12x11, On Level: Main
  • Number of Main Level Full Bathrooms: 3

Exterior Features

  • Exterior: Metal, Stone, Vinyl
  • Roof Material: Metal
  • Outbuilding1: Shed, Dimensions: 7x12, 84
  • Fence: Chain Link
  • Water Frontage: 580

Garage/Parking

  • Driveway: Asphalt
  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 38x20
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Propane, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Cable Company: CenturyLink
  • Laundry: Dimensions: Mainx8, On Level: 7
  • Water Type: Creek
  • Well Type: Unknown

Schools

  • Elementary School: Carroll

Lot Info

  • Lot Description: Partially Wooded, Flood Plain
  • Lot Dimensions: 204x460
  • Estimated Lot Sq Ft: 102366
  • Estimated Lot Size Acres: 2.35

Tax Info

  • Annual Taxes: 1200.16

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Carroll
  • Middle School: Carroll
  • School District: Carroll Cons. School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Aug 8, 2025
Sold by
Heffley Jennifer Michele and Heffley Ryan
Bought by
Rueter-Watts Leasa and Watts Jacob
Seller's Agent
Carole King
Keller Williams Lafayette
Buyer's Agent
Michael Etzkorn
eXp Realty, LLC
List Price
$349,900
Sold Price
$350,000
Premium/Discount to List
$100
0.03%
Views
31
Current Estimated Value
$345,434

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,566
Avg. Annual Appreciation
-3.31%
Original Mortgage
$260,000
Outstanding Balance
$259,777
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$85,657

Purchase Details

Closed on
Sep 1, 2017
Sold by
Heffley Jennifer Michele
Bought by
Heffley Jennifer Michele and Heffley Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,000
Interest Rate
3.92%

Purchase Details

Closed on
Sep 12, 2016
Sold by
Little Christopher M and Little Kay L
Bought by
Heffley Jennifer Michele

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.48%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Columbia Title
Warranty Deed -- Metropolitan Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,000 New Conventional
Previous Owner $103,000 No Value Available
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/08/2025 08/08/25 Sold $350,000 0.0% $179 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
04/25/2025 04/25/25 For Sale $349,900 -- $179 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,200 $241,600 $51,900 $189,700
2023 $1,128 $228,700 $43,500 $185,200
2022 $1,128 $208,400 $37,900 $170,500
2021 $1,019 $180,200 $37,900 $142,300
2020 $935 $168,600 $37,900 $130,700
2019 $599 $123,600 $30,100 $93,500
2018 $568 $120,100 $30,100 $90,000
2017 $529 $119,300 $30,100 $89,200
2016 $463 $110,000 $30,100 $79,900
2014 $357 $97,000 $24,800 $72,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202514507

Indiana Regional MLS

APN: 08-14-08-000-014.000-002