$525,000
PENDING $25K PRICE DROP

Estimated payment $3,781/month

Total Views 7,704
4 Beds
2 Baths
1,552 Sq Ft
$338 Price per Sq Ft

Highlights

  • Boathouse
  • Guest House
  • River Front
  • Wild Rose Elementary School Rated A
  • Boat Slip
  • Rooftop Deck

About This Home

Rare Riverfront Opportunity in St. Charles! Two Homes on One Gorgeous Acre Along the Fox River. Discover a truly unique property on the banks of the Fox River-featuring not just one, but two homes on the same lot, perfect for multi-generational living, rental income, or an Airbnb retreat. The main home offers 4 bedrooms, 2 full baths, a cozy fireplace, and a dining room with a built-in wet bar. The Primary Bedroom with a beautiful view of the river, a Full Bath and Laundry are on the first floor. A sliding door leads to the lower-level deck, plus there's a 15x21 upper-level deck overlooking the wooded lot and river, where you'll enjoy stunning views in every season. Nearly every room takes advantage of the spectacular water views, creating a light-filled and inviting atmosphere. An attached garage adds everyday convenience. The guest home provides its own private living quarters with 2 bedrooms, a full kitchen, dining and living rooms, and a 2-car garage-ideal for extended family, in-laws, or guests. For those who love the water, the property includes a boat house and slip, giving you direct access to boating, fishing, and endless riverfront recreation. An extra-large shed offers additional storage for all your outdoor and lifestyle needs. All of this is set on a beautiful 1-acre lot in desirable St. Charles, blending privacy, space, and one-of-a-kind riverfront living-just minutes to the historic downtown area featuring shops, dining, entertainment and more! Don't miss this once-in-a-lifetime opportunity to own a riverfront property with endless possibilities!

Listing Agent

Teresa Stultz

Premier Living Properties Brokerage Phone: (630) 205-5568 License #475137186 Listed on: 08/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,074

Year Built

  • Built in 1940

Lot Details

  • 1.06 Acre Lot
  • Lot Dimensions are 56 x 821
  • River Front

Parking

  • 3 Car Garage

Interior Spaces

  • 1,552 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Laminate Flooring
  • Sump Pump
  • Carbon Monoxide Detectors
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Outdoor Features

  • Boat Slip
  • Boathouse
  • Rooftop Deck
  • Shed
  • Porch

Additional Homes

  • Guest House

Schools

  • Wild Rose Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener is Owned
  • Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,074

Year Built

Built in 1940

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1940
  • Age: 81-90 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Flood Zone (Partial)
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Attribution Contact: (630) 205-5568
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Cellar
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath
  • LivingArea: 1552
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Square Footage Comments: Square Footage does not include the Guest house, which is an additional 990 Sq Feet
  • Total Sq Ft: 0
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Cedar
  • ExteriorFeatures: Roof Deck, Boat Slip
  • OtherStructures: Guest House, Shed(s), Boat House
  • Patio And Porch Features: Deck, Porch
  • Waterfront Features: River Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Septic Tank
  • Cooling: Window Unit(s), Wall Unit(s)
  • Heating: Natural Gas
  • Laundry Features: Main Level
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Wild Rose Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School

Lot Info

  • Lot Size Acres: 1.06
  • Lot Dimensions: 56 x 821
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 12073.94
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2025 09/25/25 Pending -- -- --
09/12/2025 09/12/25 Price Changed $525,000 -4.5% $338 / Sq Ft
08/29/2025 08/29/25 For Sale $550,000 -54.2% $354 / Sq Ft
04/15/2013 04/15/13 Sold $1,200,000 -7.3% $171 / Sq Ft View Prior Sale
02/22/2013 02/22/13 Pending -- -- --
06/06/2012 06/06/12 For Sale $1,295,000 -- $185 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Source: Midwest Real Estate Data (MRED)

MLS Number: 12458615

Midwest Real Estate Data (MRED)