$3,450,000

7 Bay Cove Ln Shalimar, FL 32579

Estimated payment $19,347/month

Total Views 29
5 Beds
6.5 Baths
7,033 Sq Ft
$491 Price per Sq Ft

Highlights

  • Docks
  • Home fronts a seawall
  • Heated In Ground Pool
  • Choctawhatchee Senior High School Rated A-
  • Boat Lift
  • 3-minute walk to Camp Robbins Rec Area

About This Home

Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic. Built with 12-inch Logix ICF concrete walls, impact-rated Low-E windows and doors, open-cell foam attic and garage insulation, Hurriquake roofing nails, a concrete barrel tile roof, an upgraded double-thickness vinyl seawall with granite rip rap, Snap Jacket dock piling protection, and a 45kW natural gas whole-house generator, this residence is engineered for strength, stability, and long-term peace of mind. It is also pre-wired for solar and fully framed and prewired for a future elevator, adding future-ready capability to its substantial resilience profile. After walking up the paved driveway and past lush landscaping with mature trees, the grand entrance begins with bay views through custom 10-foot Spanish Cedar and beveled-glass front doors that lead into a foyer centered around a free-standing engineered travertine staircase crowned by a motorized chandelier set in Pecky Cypress ceiling. Chiseled marble flooring extends throughout the first floor, guiding you through expansive living and dining areas framed by two full-wall retractable sliding glass doors that open to sweeping bay views. Four gas fireplaces, custom wood cabinetry, granite surfaces throughout, and a dedicated wet bar with ice maker and wine cooler elevate both everyday living and entertaining. The home's layout reflects thoughtful intentionality. A hidden private staircase leads directly to the study from the master wing, providing private access without disturbing activity elsewhere in the home. The upstairs study/lounge offers flexible space for reading, gaming, work, or relaxation. A full in-law suite includes its own entrance, driveway, kitchenette, bath, and laundry. Additional conveniences include a heated/cooled insulated workshop/garage, four zoned HVAC systems with UV purification, whole-home A/V and Internet/Data wiring, central vacuum, hands free intercom system, and a stand-up attic for storage. Outdoor living is exceptional. A 20,000-gallon concrete heated saltwater pool with attached hot tub and custom lighted stone fountain anchors the bayfront backdrop, complemented by two screened lanais (one with a retractable screen), a NatureKast outdoor kitchen with gas grill and hood, and Pecky Cypress ceilings on all covered lanais and balconies. From the pool area, enjoy direct access to the outdoor shower or a dedicated pool bathroom complete with shower and floor drain. The Polaris EOS smart pool/landscape lighting system enables easy control from indoors or remotely. The reinforced dock offers water, electric, a boat lift, and a jet ski lift allowing you to keep your boat and wave runner on the lift, not in the driveway. From here, you can reach Destin by boat often faster than by car. This location embraces a lifestyle that feels like a postcard: beautiful sunrises and sunsets, dolphins in your backyard, and the ability to walk or take a golf cart to Shalimar Golf Course. On holidays, watch the Niceville, Destin, and Fort Walton fireworks simultaneously over the bay from your fire pit, hot tub, or pool deck. Walk to the end of your dock to pull up blue crabs or catch redfish and trout for dinner. Positioned in Flood Zone X, the home does not require flood insurance under current lender guidelines, providing additional ease and confidence for coastal living. Zoned for the Okaloosa County School District, known for its consistent "A" rating by the State of Florida, this home offers the perfect blend of beauty, strength, practicality, and coastal freedom. Best of all... NO HOA! Paint your mailbox whatever color you want!

Listing Agent

Joseph Richardson

Richardson Realty International Inc License #3323673 Listed on: 11/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,954

Year Built

  • Built in 2010

Lot Details

  • 0.49 Acre Lot
  • Lot Dimensions are 100x184x102x185
  • Home fronts a seawall
  • Property Fronts a Bay or Harbor
  • Street terminates at a dead end
  • Property is Fully Fenced
  • Sprinkler System
  • Lawn Pump

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Mediterranean Architecture
  • Frame Construction
  • Slate Roof
  • Concrete Siding
  • Three Sided Brick Exterior Elevation
  • Stucco

Interior Spaces

  • 7,033 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Built-in Bookshelves
  • Shelving
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Great Room
  • Living Room
  • Dining Area
  • Den
  • Bonus Room
  • Workshop
  • Bay Views

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Intercom
  • Storm Windows
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Spa
  • Outdoor Shower

Outdoor Features

  • Bulkhead
  • Boat Lift
  • Docks
  • Balcony
  • Deck
  • Rain Gutters

Schools

  • Shalimar Elementary School
  • Meigs Middle School
  • Choctawhatchee High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Tankless Water Heater
  • Multiple Water Heaters
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Lake Lorraine Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 05-2S-23-1430-000A-0330

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,954

Year Built

Built in 2010

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.49
  • Lot Size: 100x184x102x185
  • Road Surface Type: Paved
  • Subdivision Name: LAKE LORRAINE ESTATES
  • Directions: EGLIN TO 12TH AVE. TURN EAST TO COUNTRY CLUB. TURN LEFT ON TO BAY COVE LANE.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2010
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Balcony2: Yes
  • Rooms:Bonus Room: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Storm Windows: Yes
  • Rooms:Great Room: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Den: Yes
  • Energy:Water Heater - Two: Yes
  • Rooms:Workshop2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Intercom, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Marble, Floor Tile, Floor WW Carpet
  • Interior Amenities: Built-In Bookcases, Ceiling Raised, Fireplace, Fireplace 2+, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar
  • Window Features: Plantation Shutters, Double Pane Windows, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Marble: Yes
  • Appliances:Intercom: Yes
  • Appliances:Central Vacuum: Yes
  • Interior:Fireplace 2: Yes

Exterior Features

  • Fencing: Fenced Lot-All
  • Lot Features: Bulkhead/Seawall, Dead End, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Bay
  • Waterfront Features: Bay
  • Waterfront: Yes
  • Construction Type: Concrete, Frame, Siding Brick Some, Stucco
  • Exterior Features: Rain Gutter, Balcony, Boatlift, Dock, Hot Tub, Lawn Pump, Shower, Sprinkler System
  • Patio And Porch Features: Deck Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Lot Features:BulkheadSeawall: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Pool - Heated: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Exterior:Rain Gutter: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Fenced Lot-All: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Shalimar
  • High School: Choctawhatchee
  • Middle Or Junior School: Meigs

Lot Info

  • Lot Size Sq Ft: 21344.4
  • Parcel #: 05-2S-23-1430-000A-0330
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 13954.5
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,830 $1,189,950 -- --
2023 $13,830 $1,156,050 $0 $0
2022 $13,537 $1,123,137 $0 $0
2021 $13,505 $1,089,199 $0 $0
2020 $13,414 $1,074,493 $0 $0
2019 $13,288 $1,051,124 $0 $0
2018 $13,171 $1,030,242 $0 $0
2017 $12,934 $1,007,694 $0 $0
2016 $12,607 $988,176 $0 $0
2015 $12,710 $981,717 $0 $0
2014 $12,624 $974,113 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 For Sale $3,450,000 -- $491 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $590,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $472,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 989788

Emerald Coast Association of REALTORS®

APN: 05-2S-23-1430-000A-0330