$224,900
SOLD NOV 14, 2025

7 Chadwick Dr Waterloo, NY 13165

2 Beds
2 Baths
1,328 Sq Ft
0.31 Acres

Recently Sold

$169 Per Sq Ft

13% Above List Price

11 Days on Market

Highlights

  • Deck
  • Sun or Florida Room
  • Porch
  • Main Floor Bedroom
  • Formal Dining Room
  • 1 Car Attached Garage

About This Home

As of November 2025

Welcome to this charming 2-bedroom, 2 full bath Ranch-Style Home tucked away on a quiet street with no "through traffic" and only nine houses. With maintenance-free siding, nice landscaping and a deep lot, this property offers both comfort and convenience. Step inside to a welcoming foyer with a closet that opens into a spacious living room, featuring a bay window and newer vinyl flooring that continues throughout. The open kitchen includes a center island with seating and storage, stainless steel appliances, and a great layout with views to everyone gathered. A bright dinette area with sharp overhead lighting and a built-in glass cabinet adds character and functionality. A bonus sunroom with sliding glass doors leads to newer vinyl/Trex decking, complete with a comfortable entertainment space with 6-person Hot Tub and an above-ground pool surrounded by classic railings. The owner’s suite offers a full bath, a walk-in closet plus an additional closet for extra storage. The second bedroom is generously sized with a large window and full closet. The partially finished lower level is currently used as a den, with laundry and additional space ideal for a home office, gym, or storage. An attached garage includes an epoxy floor, remote overhead door, and a newer 200-amp breaker box. The newer split unit cooling system keeps the home comfortable on hot days and nights. Outside, the Expansive Yard offers a Shed, Garden Area, and Plenty of room for more. Conveniently located near schools, shopping, banking, and the Seneca Cayuga Canal Walk, this home is move-in ready and waiting for you. ALL OFFERS ARE DUE 8/25 BY 1PM.

Last Agent to Sell the Property

Belinda Fratto

Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 08/15/2025

Howard Hanna

Last Buyer's Agent

Scott Burnham

Listing by Howard Hanna License #40BU0949760

Howard Hanna

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,705

Year Built

  • Built in 1971

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 90x152
  • Rectangular Lot

Parking

  • 1 Car Attached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,328 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Formal Dining Room
  • Sun or Florida Room
  • Storage Room
  • Laundry Room
  • Partially Finished Basement
  • Laundry in Basement

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Open Patio
  • Porch

Schools

  • Waterloo High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Heating System Uses Gas
  • Hot Water Heating System
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 70
  • Assessor Parcel Number 453801-001-000-0001-070-002-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,705

Year Built

Built in 1971

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1971
  • Attribution Contact: 315-521-7413
  • ResoLaundryFeatures: In Basement
  • Lot Features: Other, Rectangular, Rectangular Lot, Residential Lot, See Remarks
  • Road Frontage Type: City Street
  • Directions: Going north on Stark Street passed Waterloo High school take a right onto Chadwick Drive, House sits proudly on the right!
  • Architectural Style: Ranch
  • Flooring: Carpet, Laminate, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Breakfast Bar, Ceiling Fan(s), Separate/Formal Dining Room, Entrance Foyer, Sliding Glass Door(s), Storage, Bedroom on Main Level, Main Level Primary
  • Unit Levels: One
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator
  • Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 0.31
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Open, Porch

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Storage, Driveway, Garage Door Opener

Utilities

  • Cooling: Wall Unit(s)
  • Cooling Y N: Yes
  • Heating: Gas, Hot Water
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo
  • Ninth Grade High School: Waterloo High

Lot Info

  • Parcel Number: 453801-001-000-0001-070-002-0000
  • Lot Dimensions: 90X152
  • Lot Size Sq Ft: 13504.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4705.0
  • Tax Lot: 70

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Nov 14, 2025
Sold by
Scaglione Matthew V
Bought by
Bolea Rhonda A
Seller's Agent
Belinda Fratto
Howard Hanna
Buyer's Agent
Scott Burnham
Howard Hanna
List Price
$199,900
Sold Price
$224,900
Premium/Discount to List
$25,000
12.51%
Views
37

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-61.02%
Original Mortgage
$135,000
Outstanding Balance
$134,874
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$64,103

Purchase Details

Listed on
Mar 19, 2013
Closed on
May 30, 2013
Sold by
Broer Mary J
Bought by
Wiglesworth Dean C and Wiglesworth Ashleigh N
Seller's Agent
Allyson Adam-Anderson
Keller Williams Realty Gateway
Buyer's Agent
Marilyn McDougal
Coldwell Banker Finger Lakes
List Price
$93,800
Sold Price
$98,000
Premium/Discount to List
$4,200
4.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.89%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $224,900 --
Deed $98,000 Richard Swinehart
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $135,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2025 11/14/25 Sold $224,900 +12.5% $169 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
08/15/2025 08/15/25 For Sale $199,900 +94.1% $151 / Sq Ft
07/12/2017 07/12/17 Sold $103,000 -0.5% $78 / Sq Ft View Prior Sale
05/15/2017 05/15/17 Pending -- -- --
05/06/2017 05/06/17 For Sale $103,500 +5.6% $78 / Sq Ft
05/30/2013 05/30/13 Sold $98,000 +4.5% $74 / Sq Ft View Prior Sale
03/25/2013 03/25/13 Pending -- -- --
03/19/2013 03/19/13 For Sale $93,800 -- $71 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,705 $97,900 $18,500 $79,400
2023 $4,560 $97,900 $18,500 $79,400
2022 $4,477 $97,900 $18,500 $79,400
2021 $4,227 $93,100 $18,500 $74,600
2020 $4,165 $93,100 $18,500 $74,600
2019 $1,681 $93,100 $18,500 $74,600
2018 $3,144 $93,100 $18,500 $74,600
2017 $2,141 $93,100 $18,500 $74,600
2016 $2,231 $84,500 $16,500 $68,000
2015 -- $84,500 $16,500 $68,000
2014 -- $84,500 $16,500 $68,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1631142

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-001-000-0001-070-002-0000